Best Financial Newsletters
Updated: June 14, 2024
By: Jeff Smith
Sr. Content Manager
Edited By: Lauren Hamer
Sr. Editor
Retirement Living takes an unbiased approach to our reviews. We may earn money when you click a partner link. Learn More
We chose the eight best financial newsletters based on brand reputation, price, and additional resources available with the subscription.
- Record of consistent returns
- Low-cost option with a great performance record
- Additional newsletters
An industry leader with a stellar reputation as investment experts, the Stock Advisor team recommendations have outperformed the market 3-to-1. Subscribers gain unlimited access to a robust library of stock recommendations with new picks every month to help them build long-term wealth.
Kiplinger’s Investment for Income
- Moderate income growth
- Healthy cash returns in any market
- Four model portfolios
Use Kiplinger’s four model portfolios plus the 25 top income-producing investments to earn higher cash yields with your money. The monthly newsletter offers strategies to boost your income in bear and bull markets, with average returns between 4% and 6%. Plus, Kiplinger offers a 100% money-back guarantee.
Zacks
- Comprehensive rankings list
- Industry rank list with an average gain of 24%
- Comprehensive research parameters
A competitively-priced newsletter with access to additional research tools to support daily stock picks. This newsletter is best for investors who want to use the Zacks recommendations as a starting point for their own research. To date, most picks on its rank list have earned average gains of more than 24%.
- History of high-yield picks
- Long-term, high-growth stocks
- Instant access to all research and portfolios
Subscribers get a monthly newsletter, several free stock market digests, and invitations to in-person events. Agora owns the Oxford Club, and they have more than 157,000 members worldwide. The stocks picked in this publication are meant for long-term holds.
InvesTech
- Risk-adjusted fund investments
- In-depth stock market analysis
- Daily data and weekly market insights
Publisher Jim Stack operates with a “safety first” mentality, using proprietary data and analysis to assess market risk. You’ll get recommendations for when to strike and when to pull back. Stack is notoriously outspoken about market volatility, and subscribers appreciate his thoughtful analysis and in-depth resources that have generated returns better than the S&P.
Insider Newsletter by Capitalist Exploits
- In-depth global investment coverage
- Affordable with high returns
- Investment strategies with a global context
In just a few short years, the “Insider Newsletter” by Capitalist Exploits has yielded great results for more than 30,000 subscribers. Access weekly investment reports considering inflation, the COVID-19 crisis, and other economic factors. This advice is affordable, practical, and unfiltered, which has earned them a 4.9 rating on Trustpilot.
The Daily Upside
- Entertaining reads
- Free financial newsletter
- Easy-to-read articles
A tried-and-true newsletter at its core, “The Daily Upside” is written by a former Wall Street investment banker. It doesn’t recommend investment strategies like others on this list, but readers everywhere appreciate its witty, easy-going approach to publishing the latest financial news.
Financial Newsletter Reviews
The Motley Fool Stock Advisor Review
Record of consistent returns
|
A subscription to The Motley Fool Stock Advisor is affordable, and with it, you’ll gain access to countless resources for creating a portfolio that builds real wealth. Even better, they have a track record of promoting stock picks that outperform the stock market. The average stock pick returns 327%. As a member, you get two new monthly picks, complete with an analysis of why you should invest in each pick.
Nearly one million members leverage Stock Advisor’s picks to build long-term wealth. Members appreciate that they don’t need thousands of dollars to invest wisely—many reap rewards with just $1,000.
- Cost: $99 per year for new members and a 30-day refund policy.
- Reputation and performance: An industry mainstay that people trust. Launched in 1993. Many finance websites consider The Motley Fool the best stock advisor because they consistently outperform the S&P.
- Educational resources: Unlimited access to an online library of stock recommendations, including “starter stocks,” and a robust online community you can engage in to discuss options.
Zacks Review
Comprehensive rankings list
|
A research-based investment newsletter that gives you the latest news in a simple format. The heart of this newsletter is Zacks #1 list—the top five percent of stocks with the most potential. These recommendations have an average gain of more than 24% since 1988.
Subscribers appreciate the Zacks “style scores” that allow them to pick the top stocks that fit their investment styles, such as value, growth, or momentum, and do their research before acting.
- Cost: $249 per year for premium access or $299 per year for ultimate access; 90-day money-back guarantee.
- Reputation and performance: Zacks has a respectable reputation among industry websites and publishers for insightful reporting and timely advice, but some of their Trustpilot reviews skew negative. For example, some subscribers would like to see an updated website.
- Educational resources: Premium subscribers can leverage more than 45 predefined screens to choose top stocks that outperform the market. They also get in-depth reports that explain their reasons for choosing the stock, its earnings reports, and other comparative metrics. All subscribers get free daily newsletters and access to investment articles.
Kiplinger’s Investment for Income Review
Moderate income growth
|
Kiplinger’s is a personal finance website that also publishes five monthly newsletters about investing, taxes, wealth building, and saving. The advice focuses on conservative investments. For example, the monthly “Kiplinger’s Investing for Income” newsletter aims to generate a 4% to 6% cash yield per year using proven strategies, while The “Kiplinger’s Tax Letter” helps you ensure you handle your taxes and investments properly.
Subscribers appreciate that Kiplinger’s doesn’t promise a “get rich quick” scheme but a solid investment model for reasonable returns. Their publications are affordable (some are even free) and Kiplinger’s reputation as a financial leader is undeniable.
- Cost: $79 per year (12 issues) for new subscribers; other available newsletters range from $0 to $99 per year.
- Reputation and performance: More than a decade of experience in publishing financial forecasts and investment advice. The Investment Letter highlights REITs that reliably yield more than 4% and 6% with municipal bonds. The Tax Letter offers insights for capitalizing on the 20% deduction for passive income.
- Educational resources: A free report on investing in an uncertain market, plus four model portfolios and hundreds of “safe stock” picks with reliable dividends. All subscribers get a free sample issue to test the waters and a 100% money-back guarantee.
InvesTech Review
Risk-adjusted fund investments
|
For years, the Hulbert Financial Digest, a long-standing financial newsletter performance indicator, ranked InvesTech as a top fund newsletter guidepost. Why? Because its risk-adjusted insights have returned an annualized 8.7%, an average of 4.3 percentage points per year better than Standard & Poor’s 500-stock index. InvesTech’s recommendations are one-third less volatile than the S&P index.
Subscribers receive daily market insights, weekly news reports, and monthly analyses. Plus, you can craft your own portfolio based on InvesTech’s current model ETF portfolio, amassed after 40 years in the industry.
- Cost: Clear, up-front pricing model. Subscription range from a three-month trial for $39.99 to a three-year subscription for $425.
- Reputation and performance: Editor Jim Stack is a reputable industry leader whose newsletter has been praised as a top resource in Hulbert Financial Digest, a ranking system created by top investment expert, Mark Hulbert.
- Educational resources: Resources extend beyond the newsletter to include real-time indicators, market insights, model portfolios, and daily financial data.
Insider Newsletter by Capitalist Exploits Review
In-depth global investment coverage
|
A weekly investment report that considers inflation, the COVID-19 crisis, and other economic factors when suggesting investment strategies. This newsletter includes global coverage and analysis without the hype. The result is a 15-to 40-page report with thoughts on the markets and how to act on them safely.
Capitalist Exploit touts a 4.9 review rating on Trustpilot, with most subscribers seeing significant profits from the site’s stock picks. However, some reviewers warn of their no-frills method for stating their opinions—no sugar coating here.
- Cost: $35 per month with a 30-day trial period for $1.
- Reputation and performance: Online websites consistently rank Capitalist Exploits as a top investing newsletter when considering the ROI. It is run by former hedge fund managers with a track record for predicting massive macroeconomic shifts.
- Educational resources: Subscribers get instant access to the current issue, plus the archive of all back issues. Most resources are in video formats, such as deep stock picks, a stock screening video, portfolio allocation, and global macro commentary.
The Daily Upside Review
Entertaining reads
|
The Daily Upside is a free newsletter that gives you a quick snapshot of what’s happening in finance. Discussion about money can be serious and complicated, but the editor of this newsletter wants to simplify things. From stock ideas to economic deep-dives, The Daily Upside makes complex topics fun and engaging.
- Cost: Free
- Reputation and performance: Written by a former Wall Street investment banker. There are no recommendations for investment strategies like others on this list, but readers everywhere appreciate its witty, easy-going approach to news.
- Educational resources: A tried-and-true newsletter with daily articles on the latest financial news.
Our Research Methodology:
To identify top financial newsletters, we sourced feedback and reviews from real consumers and consulted with finance experts. We also analyzed the following six data points to give you a well-rounded review of each provider:
- Cost vs. benefits
- Industry reputation and track record
- Price transparency
- Range of subscription plans
- Access to educational resources
- Ability to take action on advice
We followed our own buying tips to uncover the best newsletters. We did not include companies that obscured their prices, had difficult or confusing subscription plans, and/or had undesirable reputations in the industry. The result of our analysis is a collection of the best financial newsletters for you, a friend, or a family member to consider.
Tips For Choosing the Right Financial Newsletter
You should weigh subscription offers for financial newsletters much more seriously than a lifestyle offering. Money management decisions will have a long-term impact on you. Make sure that you learn from reputable sources that fit your budget and your investing interests.
- Understand the cost implications and/or subscription options.
- Do your own research regarding investment recommendations and advice.
- Choose a newsletter with a solid reputation and track record.
Record of consistent returns
The Motley Fool Stock Advisor
- Low-cost option with a great performance record
- Additional newsletters
What You Should Look for in a Financial Newsletter
Here are a few things to consider when choosing a financial newsletter.
A Good Reputation and Performance Track Record
You’re more apt to trust recommendations from brands with proven successes and results. Research where the newsletter’s advice comes from and how those tips have performed for subscribers over time. Study reviews and pay close attention to returns earned compared to other newsletters.
Steer clear of newsletters that don’t explain why a particular recommendation, strategy, or tip is in your best interest—particularly when discussing stocks or investments.
Actionable Recommendations
Investment newsletters must cater to subscribers with various levels of experience and capabilities. If a newsletter only offers strategies that high-stakes investors can tackle, you won’t achieve your goals. Similarly, if a personal finance newsletter caters to a certain demographic (like those under 30), you might not learn anything new. Choose a newsletter that suits your current and future goals.
Reasonable Costs vs. Benefits
Access to advice on stocks and investment often comes at a fee, but the benefits should outweigh the costs. For example, it’s not a good sign if learning how to budget for your wedding costs more than the catering bill, or getting stock trading tips costs more per year than your potential profits. Subscribe to a newsletter that’s worth the price by offering access to educational resources, a bustling community, or regular tips and tricks.
Educational Resources
The best financial newsletters will teach and guide, not tell and sell. Many brands offer additional features to their subscribers, such as podcasts, videos, annual stock picks, Wall Street ratings, interviews with industry experts, or detailed articles on relevant topics.
Do Your Own Due Diligence
As with all financial advice, conduct your own research and take your specific circumstances into account before acting. Never let a single source dictate your stock investing choices or savings strategies without considering your needs, too.
Compare the newsletter advice against other reputable sources, such as apps, articles, books, and your financial advisor, to help you invest wisely and objectively.
Helpful Financial Resources
- 6 Tips For Financial Stability In Retirement
- Questions to Ask a Financial Advisor
- Retirement Calculator
- Gold vs. ETF Investments
Frequently Asked Questions about Financial Newsletters
When you subscribe to a financial newsletter, you’ll get regular updates about industry news delivered to your email. Some investment newsletters might include additional resources about investment strategies, economic trends, and market predictions to help you build a hearty and healthy portfolio.
While you should never treat a newsletter’s advice as your sole educational resource, you can use it to inform your decisions. Most newsletters specialize in particular niches such as commodities or real estate, and they have a team of researchers and editors committed to publishing the most accurate information.
Make sure the people recommending finance strategies in a newsletter are industry experts with a track record of good decision making. That said, newsletters should not act as your only source of information. Consider leveraging your financial advisor or other professional for additional recommendations.
You can determine the credibility of a financial newsletter by researching its reputation and track record on top review sites and message boards. Reputable newsletters will advertise upfront pricing models and offer statistics to show that their recommendations are wise and well-researched. Prioritize newsletters with a robust community of subscribers with whom you can chat about industry news and investment strategies.
The Motley Fool, The Oxford Club, and Capitalist Exploits all receive rave reviews from leading investment websites and customers, but the best newsletter for you will depend on your financial goals.
Concluding Thoughts on Finance Newsletters
Bottom Line: If you want to stay informed on the latest developments regarding high-growth stocks, these financial newsletters are worth subscribing to.
Financial newsletters can be a great way to learn how to achieve financial security in retirement and identify stocks with return potential. We chose these newsletters for their industry reputation, investing track record, and costs.
Leverage expert advice to inform your money management decisions, but be diligent with your decisions—newsletters are not investment companies, and they will not do your investing for you. Perform your own research and consider looping in a financial advisor before making any major money moves. Above all, choose a newsletter with a solid reputation and track record.
- Record of consistent returns – The Motley Fool Stock Advisor
- Moderate income growth – Kiplinger’s Investment for Income
- Comprehensive rankings list – Zacks
- History of high-yield picks – The Oxford Club Communiqué
- Risk-adjusted fund investments – InvesTech
- In-depth global investment coverage – Insider Newsletter by Capitalist Exploits
- Entertaining reads – The Daily Upside