Buyers Guides » Dental Benefits » Best Dental Insurance Illinois

Best Dental Insurance Illinois

We chose the best dental insurance companies in Illinois, based on coverage options, costs, and customer reviews.

Latest update: June 21, 2022

Dental Insurance Illinois

Careington Dental

Careington Dental offers four dental discount plans for individuals and families. Dental plans start at $89.95 per month with a one-time $20 processing fee. Check out our picks for the best dental insurance companies for seniors below. provides dental coverage to more than 1 million customers across all 50 states. has an extensive network including more than 100,000 dentists across the country.

Aetna Dental

Aetna offers multiple dental insurance plans. Choose from network-only DMO plans, network option PPO plans, hybrid plans and dental indemnity plans.

Delta Dental of Illinois

Plans start at $14.47 per month. Choose from five different plans, with coverage ranging from basic for preventive care to premium for major services. Three out of four dentists in Illinois are Delta Dental providers.

TruAssure Insurance Company

Affordable plans start at $79.99 annually for one member and $99.99 annually for a family. Get 20-60% discounts on dental services. All plans come with unlimited cleanings. The premium plan includes discounts for cosmetic dentistry and orthodontics.

Blue Cross Blue Shield Of Illinois Authorized Retail Office

Agents help you select the best plan for your needs. Individual, family, and group plans are available. Partners with several providers to give customers a selection. Website provides a helpful glossary of dental terms and allows customers to shop online for insurance.

Dental Insurance Costs in Illinois

Dental insurance plans cover treatment, but patients pay a portion of the total cost. Policy holders are responsible for a deductible, which is the amount deducted from the claim. Customers should also expect a copay, or coinsurance, which varies depending on the procedure and the coverage under the plan. For example, a policy might cover fillings and cleanings for a low set price but only cover 50% of the cost of major procedures such as a crown or root canal.

Dental insurance is designed to make dental work affordable, and dental insurance is a good investment. The cost of a plan in Illinois is most affected by what is covered. A plan that focuses on preventive care like cleanings and exams will cost less than a policy that includes more coverage for specialized treatments. Typically, the higher the portion of the services that the plan covers, the higher the premium. Annual maximums, deductibles, and the number of family members covered also affect the price you pay.

Types of dental plans include:

In Illinois, preventive care plans start at $14.47 per month, premium plans that provide some coverage for major services start at $28 per month, and dental savings plans start at $79.99 per year.

Dental Insurance in Illinois

More than 8,500 dentists practice in Illinois. The Illinois Department of Public Health provides resources for residents who want to learn about statewide oral health, access care, or check out statistics. Their website has a list of dental insurance providers. The Illinois State Dental Society also offers help with finding providers and information about how to maintain a healthy smile.

The state of Illinois requires dental exams for all kindergarten, second grade, and sixth grade children to attend school. During the past decade, the rate of untreated tooth decay among children decreased from 30% to 22% in Illinois, where dental insurance is affordable and more children are now covered. However, tooth decay still affects two in five children in the state.

Illinois also collects data about the dental health of adults. One in four adults in Illinois has untreated tooth decay. Illinois ranks 16th out of 50 states for adequacy of the state oral health system serving older adults.

Delta Dental of Illinois

Delta Dental of Illinois

Delta Dental of Illinois offers individual and family plans in Illinois, with premiums starting at $14.47 per month for a preventive care plan. Customers can choose premium or PPO plans. Premium plans from Delta Dental provide coverage for crowns, root canals, extractions, deep cleaning and implants. All plans have low deductibles that range from $25 to $100 per person per year. All plans cover 90-100% of preventive care costs, including exams, cleanings, x-rays and fluoride (age limit applies). Members who choose a Delta Dental PPO plan will have the lowest out of pocket costs. While this company offers a very affordable rate, many reviewers said their claims were not covered. Those who gave good reviews said the plan saved them money and that representatives take extra time and effort to help out in any situation.

Delta Dental of Illinois
Address 111 Shuman Blvd, Naperville, IL 60563
Phone Number 1800-323-1743

TruAssure Insurance Company

TruAssure Insurance Company

TruAssure Insurance Company offers a choice of two dental savings plans for individuals and families: the True Savings Choice Plan and the True Savings Reach Plan. The True Savings Choice Plan is $89.99 annually for one member and $129.99 annually for a family; this plan includes unlimited cleanings and 20-60% off of dental services. The True Savings Reach Plan includes discounts on orthodontics, unlimited cleanings, and cosmetic dentistry, along with 20-50% discounts on dental procedures. The Reach Plan is $79.99 per year for one member and $99.99 for a family. Reviewers said this plan was easy to enroll in and was a good value.

TruAssure Insurance Company
Address 111 Shuman Blvd, Naperville, IL 60563
Phone Number 1888-559-0781

Blue Cross Blue Shield Of Illinois Authorized Retail Office

Blue Cross Blue Shield Of Illinois Authorized Retail Office

Affordable Health Insurance Corporation is an online broker. Consumers can learn about dental insurance and compare top providers in Illinois. Partner providers include Delta Dental, Spirit Dental and Vision and IHC Health Solutions. Use the company website to select an insurance provider to get a quote, and read about terms you might encounter when signing up for or using your dental insurance. Reviewers who gave five stars said customer service representatives were friendly and knowledgeable, and helped them get a lower rate on insurance. Others said they liked this company’s dental providers.

Blue Cross Blue Shield Of Illinois Authorized Retail Office
Address 402 S Arlington Heights Rd, Arlington Heights, IL 60005
Phone Number (847) 818-0688

We believe everyone deserves to make thoughtful, informed purchase decisions. As a result, we provide our buyers guides and local guides free for consumers.

We may receive compensation from our partners. However, Retirement Living independently researches companies, and the compensation we receive does not affect the analysis of our staff or the opinions of our subject matter experts. The subject matter experts mentioned in our guides have specific knowledge or credentials in their field.

Retirement Living will not include companies on our guides that do not meet our quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear. As an Amazon Associate Retirement Living earns from qualifying purchases.

Retirement Living independently researches companies, and we use editorial discretion to award companies with special recognition (i.e. Best Value) based on our staff's judgement or subject matter expert's judgement. We do this to help you identify companies that will meet your specific buying needs, and we do not receive compensation for these designations.

Additionally, Retirement Living is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to,, or

couple on the beach enjoying retirement Want exclusive content and tips on retirement planning?