Best Dental Insurance Ohio
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We chose the best dental insurance companies in Ohio, based on coverage options, costs, and customer reviews.
Retirement Living takes an unbiased approach to our reviews. We may earn money when you click a partner link. Learn More
Careington Dental
Careington Dental offers two dental discount plans for individuals starting at $14.95 per month. You may add unlimited family members for $40 per person. Each plan offers dental discounts at a vast network of general dental partners, with no deductibles or coverage limits to worry about.
DentalPlans.com
DentalPlans.com provides dental coverage to more than 1 million customers across all 50 states. DentalPlans.com has an extensive network including more than 140,000 dentists across the country.
Smart Health Dental
Smart Health Dental offers insurance plans with up to 100% coverage on preventive procedures. Depending on plan type, seniors can get up to 50% coverage on treatment and repairs to bridges, implants, and dentures. Plans come with no waiting period, so you can use your benefits immediately.
Aetna Dental
Aetna offers multiple dental insurance plans. Choose from three network-option PPO plans, and hybrid vision and dental plans.
Spirit Dental & Vision
Spirit Dental offers dental insurance for children and adults in the United States, with options for orthodontia, senior dental care, and vision insurance. The company features affordable plans with higher maximum benefits compared to competitors, including a $100 lifetime deductible.
Denali Dental & Vision
Denali Dental & Vision offers two dental insurance plans to cover individuals of all ages. The Denali Ridge and Summit plans cover 100% of preventive services, up to your annual maximum, including two exams and four cleanings per year — almost unheard of in the dental insurance industry. A network of over 300,000 dentists nationwide covers services provided by any dentist you prefer.
Delta Dental Plan Of Ohio
Coverage for children and adults. Choose from two plans, both with 100% coverage for preventive care. No waiting periods for pediatric plans. Offers Passport Dental program for dental coverage while traveling internationally.
Superior Dental Care Inc
Sign up through your Ohio employer. Offers free second opinions and discounts on non-covered procedures, along with prescription and hearing aid discounts. Provides online member portal and mobile app to view coverage and claims.
The Dental Care Plus Group
Offers three plans with coverage ranging from preventive care to major procedures. No coverage maximum on the personal plan. No waiting period and no deductible on preventive services. Affordable monthly premiums start at $14.08.
Beam Dental
Sign up through a group or employer. Get discounts based on your brushing habits when you use the Beam Brush with app. Provides insurance bundles with dental, life and vision.
Central Ohio Group Insurance Agency Inc
An insurance broker that prioritizes finding clients quality services at the best rates. The company partners with DentaQuest and Delta Dental and will help you select a plan that fits your needs and budget.
Avia Dental Plan
This dental savings plan offers deep discounts with no waiting period and guaranteed acceptance. Sign up, make the payment, and start using benefits immediately. Check online to find a participating provider near you. Starts at $9.25 per month.
Dental Insurance Costs in Ohio
Dental insurance customers should expect to pay certain costs. The premium is the monthly or annual amount you pay for the plan, and the deductible is the out of pocket cost for the service before the insurance kicks in. Most dental plans cover a percentage of the total cost, so customers also pay for a certain portion of the treatment. These percentages depend on the plan and type of service. Preventive care, such as exams and cleaning, is often 100% covered while major services like root canals and crowns are typically 20-60% covered.
The cost of a dental plan depends on the type of plan, the number of people it covers, and the type of care it covers. PPO plans tend to be pricier, while DHMOs are more affordable. Plans that cover preventive care cost less than plans that cover major procedures.
Type of plans:
- Preferred provider organizations help customers get care at in-network and out of network providers. In-network providers offer larger discounts for PPO policy holders.
- Dental health maintenance organizations offer in-network care only.
- Dental savings plans are not insurance. Customers pay to be part of a plan that gets them discounts at participating dental providers.
Preventive care plans start at $14.08 per month in Ohio. Plans that include coverage for major services start at $24 per month.
Dental Insurance in Ohio
Ohio has more than 6,000 licensed dentists throughout the state. While many children receive dental procedures through school-based programs and the state of Ohio provides water fluoridation to keep everyone’s teeth healthy, a survey by the Ohio Department of Health found that 48% of kids in Ohio had a history of tooth decay. 84% of children had a dental visit within the last year. One in five had at least one untreated cavity.
Dental insurance helps keep teeth healthy, and many plans available in Ohio cover 100% of costs for preventive care, such as exams and cleaning. Basic plans cover regular cleanings and offer low premiums for customers on a budget. Premium plans cover major procedures such as crowns and root canals. Dental care is much more affordable with dental insurance, and Ohio has plenty of choices for plans.
Delta Dental Plan Of Ohio
Delta Dental of Ohio combines two networks to offer consumers the best value and most choice. Customers can choose from two plans: Delta Dental PPO Standard or Delta Dental PPO Point of Service. The Standard plan has a $25 deductible, 100% coverage for preventive care, and 50% coverage for basic and major services. The Point of Service plan has no deductible, covers preventive care at 100%, other basic services at 80%, and major services at 50%. Customer reviews note Delta Dental’s convenient online patient portal, affordability, and easy enrollment process.
| Address | 5600 Paul Blazer Pkwy #150, Dublin, OH 43017, United States |
| Phone Number | 1800-524-0149 |
Superior Dental Care Inc
Superior Dental Care plans are offered through employers in Ohio and other states. Plans include value-added benefits, such as a 15% discount on cosmetic and non-covered dental services, free second opinions, a prescription discount card, EyeMed vision discount plan, and hearing aid discount program. The company has three types of coverage: network only, open access, and point of service. Reviewers like the large network of providers, the competitive prices, and helpful customer service.
| Address | 6683 Centerville Business Pkwy, Dayton, OH 45459, United States |
| Phone Number | 1800-762-3159 |
The Dental Care Plus Group
The Dental Care Plus Group provides coverage for individuals, families, and seniors. There are no waiting periods for preventive benefits. White fillings are covered, along with crown and bridge replacements every five years. Customers can choose from three plans: Personal, Personal Basic and Personal Plus. Premiums start at $14.08 per month. Reviewers said this company provided the best customer service and plans were inexpensive. One reviewer was pleased with the low out of pocket cost for wisdom teeth extractions.
| Address | 100 Crowne Point Dr, Cincinnati, OH 45241, United States |
| Phone Number | (513) 554-1100 |
Beam Dental
Beam Dental offers a unique program that gives clients discounts based on brushing habits. Customers can get the Beam Brush and hook it up to the app to start saving. At this time the company only offers plans for groups or employers. Every plan is customizable and comes with perks like term life and vision insurance. Reviewers said Beam Dental is efficient and easy to work with, and that they have knowledgeable and friendly employees. Others liked that the company is innovative, responsive, and pays claims quickly.
| Address | 226 N 5th St Floor 4, Columbus, OH 43215, United States |
| Phone Number | 1800-648-1179 |
Central Ohio Group Insurance Agency Inc
Central Ohio Group Insurance Agency offers individual and group dental plans and more. As an insurance broker, the company partners with several providers to find the best deal for customers. Dental carriers include DentaQuest and Delta Dental. This company gets five stars from reviewers for sales agents who helped find the right plan. Customers said they received great service. Request a quote online or schedule a consultation.
| Address | 136 E Main St, Ashland, OH 44805, United States |
| Phone Number | (567) 203-4826 |
Avia Dental Plan
Avia Dental Plan offers discounts on dental procedures, including cleanings, preventive care, major dental work and more. Discounts are available immediately and acceptance into the program is guaranteed. Customers can use the online tool to find a provider that participates in the discount plan. Reviewers were happy with the affordable price of this plan and the discounts on routine care and major services. Many customers said this plan helped them pay for much-needed dental work and gave the company high ratings.
| Address | 2001 Main St #403, Wheeling, WV 26003, United States |
| Phone Number | (304) 233-2253 |