Buyers Guides » Medicare Supplemental Insurance » Best Medicare Supplement Companies in Illinois

Best Medicare Supplement Companies in Illinois

We chose the best Medicare supplement companies in Illinois based on coverage options, costs, and customer reviews.

Latest update: October 28, 2022

Medicare Supplement Companies in Illinois

United Medicare Advisors

United Medicare Advisors simplifies finding the right Medicare supplement insurance by providing tools to compare plan benefits and costs. The company provides options from more than 20 providers to consumers across 45 states.

Humana

Humana offers Medicare supplement insurance Plans A through N in most states. Each Humana policy comes with benefits other companies don’t offer. Perks include discounts for using electronic payments, fitness programs and more.

Cigna Medicare Supplement

Cigna is an industry-leading Medicare supplement insurance company, serving 95 million customers. Plans work with any provider that takes Medicare. Cigna offers plans for Part A, B, C, D, F, HD-F, G and Part N.

Illinois Health Agents

They guarantee all Medicare supplement plans, with no health questions asked. Enrollees can choose their doctors or specialists, with the option to save on premiums using the Medicare Select options and in-network providers.

Senior Services of Illinois

Authorized exclusive provider for Blue Cross Blue Shield of Illinois. Guaranteed acceptance for all applicants. The most popular plans pay Medicare Part A hospital deductibles and copays, skilled nursing copays, and cover foreign travel emergency care.

Integrity Insurance and Financial Services

Offers Medicare supplement plans from Blue Cross Blue Shield of Illinois, including Medicare Select Network plans with lower premiums when you agree to use providers within the network. Work with a professional agent to select the right plan for you.

Blue Cross and Blue Shield of Illinois

Provides Medicare supplement coverage with guaranteed acceptance. Premium discounts are available for select members. New Plan G Plus offers a 24/7 nurse line, hearing exam, vision and dental benefits and fitness perks.

The Insurance Office

Local Medicare specialist that offers a free consultation to learn about your options and enroll in a plan that fits your needs. Member of National Association of Senior Advocates and American Association for Medicare Supplement Insurance.

Wes Drew - Insurance Agent

Independent agent specializing in insurance needs for seniors. Learn about your coverage options for Medicare supplemental plans and get help enrolling in the plan that’s right for you.

Health Alliance

Offers four Medicare supplement plans: A, G, High deductible G and N. Benefits include skilled nursing coverage, $0 copay for hospitalization, and Medicare deductibles. Select plans have no deductible.

Boettcher Insurance Agency

Independent local insurance broker representing various carriers. Specializes in Medicare and supplemental policies. Helps clients in St. Charles, Naperville and Chicagoland find the right coverage for their needs and budget.

HealthMarkets Insurance - Andrew Choi

Provides no-cost assistance in shopping for and enrolling in insurance plans, including Medicare supplement coverage. Represents a variety of national carriers to offer supplement plans A, B, D, G, K, L, M and N.

Medicare Supplement Costs in Illinois

The State of Illinois Department on Aging Senior Health Insurance Program provides a comparison guide to help seniors shop for Medicare supplement plans. For a male 65-year-old non-smoker, plan A annual premiums range from $1,100 to $2,300. In Illinois, plan G might be a good choice because it covers all Medicare Supplement benefits except Part B deductible costs, with a reasonable monthly premium.

Illinois Medicare Supplement Costs by Plan (Annual Premiums)
Plan Monthly Premiums (Range)
Plan A $85 – $411
Plan B $121 – $407
Plan D $119 – $396
Plan G $98 – $509
Plan G High $32 – $90
Plan K $56 – $175
Plan L $70 – $274
Plan M $96 – $265
Plan N $76 – $483
For a 65-year-old person. Data collected on Medicare.gov. Prices are accurate as of publication.

When budgeting for your coverage, be sure to consider can monthly premiums and yearly deductibles. Illinois residents under 65 who enroll in Medicare supplemental plans will pay higher premiums overall. Premiums will vary depending on your insurer and how your premium is rated.



When Should You Enroll in an Illinois Medicare Supplement Plan?

New in 2022, if an Illinois resident is between age 65 and 75, and has an existing Medicare supplement policy, the individual is entitled to a new annual open enrollment period. The individual can sign up for a new Medigap policy (from the same provider) without medical underwriting. Blue Cross Blue Shield of Illinois offers Medicare supplement guaranteed issue rights at any time. You might get guaranteed issue rights in other citations, such as moving outside the coverage area or your plan coverage ends through no fault of your own. Illinois also allows you to change from Medicare Advantage to Original Medicare within the first year of your enrollment. Browse the state’s complete list of special enrollment periods to determine what applies to you. In Illinois, the Medicare initial enrollment period is three months before and after your 65th birthday. Individuals with disabilities or End-Stage Renal Disease (ESRD) can also enroll, even if they’re under 65. Open enrollment in a Medicare supplement plan, or Medigap, lasts six months from when your Medicare Part B becomes active. During this one-time election period, enrollees have guaranteed issue rights, which means insurers cannot turn down applicants or charge more based on medical history. After this six-month window, Illinois residents can still sign up for Medicare supplement plans, but Medigap applicants will be subject to medical underwriting and can be denied or charged higher premiums based on medical history.


Medicare Enrollment in Illinois

Illinois partners with the Centers for Medicare and Medicaid to contract health plans and coordinate delivery of services for participating enrollees. Illinois residents who sign up for Medicare supplement plans have a 30-day “free look” period to review the policy, cancel the plan, and receive a full refund if they choose. All standardized Medicare supplement plans are renewable for life.


Illinois Medicare Supplement Company Reviews


Illinois Health Agents


Illinois Health Agents

Illinois Health Agents partners with Blue Cross Blue Shield of Illinois (BCBSIL) to provide Medicare supplement plans. Reviewers praise this company for helping them navigate the enrollment process and compare options with friendly and professional service. They also offer Mutual of Omaha Medicare Supplement Plans, which usually have the lowest rates using the attained-age rating approach to plan pricing.


Illinois Health Agents
Address 3501 N Southport Ave #207, Chicago, IL 60657
Phone Number (312) 726-6565



Senior Services of Illinois


Senior Services of Illinois

Senior Services of Illinois is an independent, authorized exclusive agent for Blue Cross Blue Shield of Illinois, offering both Medicare Advantage and Medicare supplement plans. The company scores five stars for thorough and knowledgeable patient agents who can help clients select the best plan for their needs. They also list plan prices each year on their website.


Senior Services of Illinois
Address 2610 Lake Cook Rd Ste 260, Riverwoods, IL 60015
Phone Number 1 (800) 806-1220



Integrity Insurance and Financial Services


Integrity Insurance and Financial Services

Integrity Insurance and Financial Services offers a full range of insurance services, including Medicare supplement plans from Blue Cross. Customers across the board appreciate the knowledgeable and helpful agents who follow up each year to ensure enrollees remain satisfied with their plans.


Integrity Insurance and Financial Services
Address 18330 Distinctive Dr, Orland Park, IL 60467
Phone Number 1 (866) 451-1979



Blue Cross and Blue Shield of Illinois


Blue Cross and Blue Shield of Illinois

Blue Cross and Blue Shield of Illinois offers a variety of Medicare supplement insurance plans with no medical underwriting. The company also provides lower-cost options with Medicare Select, but applicants for those plans will be subject to a health screening and must use in-network providers to avoid higher costs. Customer reviews suggest challenges regarding customer service, but many praise the friendly and knowledgeable representatives.


Blue Cross and Blue Shield of Illinois
Address 300 E Randolph St, Chicago, IL 60601
Phone Number (312) 653-6000



The Insurance Office


The Insurance Office

The Insurance Office specializes in helping with Medicare and Medicare supplement enrollment. A local Medicare specialist will help you compare coverage from multiple providers to find the best plan for your needs and budget. Clients consistently gave this business five stars for thorough help navigating Medicare options and finding coverage at a fair price.


The Insurance Office
Address 3907 North North Street, Peoria, IL 61614
Phone Number (309) 267-0439



Wes Drew – Insurance Agent


Wes Drew - Insurance Agent

Wes Drew Insurance Agent is an independent insurance broker focused on the needs of seniors and retirees on Medicare or approaching eligibility. He takes a client-focused approach to help you understand Medicare supplement coverage options. Clients give Drew five-star ratings for being patient and thorough in his explanations and providing assistance and support throughout the Medicare enrollment process. Reviewers said Wes Drew was a big help in guiding them through choosing a Medicare supplemental plan, and many recommended his services.

Wes Drew – Insurance Agent
Address 1020 Willow Lake Dr, Metamora, IL 61548
Phone Number (309) 696-7933



Health Alliance


Health Alliance

Health Alliance offers Medicare Advantage plans and Medicare supplement coverage. The High G plan, for example, covers excess charges, skilled nursing, hospice and more with a $0 copay after deductibles are met. Call to speak with a licensed agent about which plan is best for you and get a personalized quote. While many reviewers reported challenges with coverage and customer service, others said approvals were fast and the staff resolved issues quickly.

  • Enter a zipcode to compare costs on the website easily
  • Choose from four supplemental plans: G, N, A and G high deductible

Health Alliance
Address 3310 Fields S Dr, Champaign, IL 61822
Phone Number 1 (800) 851-3379



Boettcher Insurance Agency


Boettcher Insurance Agency

Boettcher Insurance Agency is an independent broker specializing in Medicare supplement policies to maximize coverage for any budget. Submit a few details on the site to obtain a secure quote. This company earned a five-star rating for making Medicare and supplemental policies easy for clients to understand. Customers said the team was polite, attentive, and personalized in their support methods.

  • Based in Geneva and serves St. Charles, Naperville and Chicagoland
  • Coverage options from multiple providers

Boettcher Insurance Agency
Address 115 Campbell St Suite 104, Geneva, IL 60134
Phone Number (630) 885-8082



HealthMarkets Insurance – Andrew Choi


HealthMarkets Insurance - Andrew Choi

Though Andrew Choi of HealthMarkets Insurance is an insurance agent, he is experienced in Medicare options for families and individuals. He works with multiple nationally recognized insurance providers to research coverage options and present clients with various options. Reviewers consistently praised Mr. Choi for his experience, knowledge of multiple carriers, attentiveness, and professionalism. Clients liked that he listened to their needs and made the process easy.

  • Offers assistance at no cost
  • Several coverage options

HealthMarkets Insurance – Andrew Choi
Address Des Plaines, IL 60018
Phone Number (847) 344-1150

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