Best Medicare Supplement Companies in Illinois

Medicare Supplement Companies in Illinois

Medicare Supplement Costs in Illinois

The State of Illinois Department on Aging Senior Health Insurance Program provides a comparison guide to help seniors shop for Medicare supplement plans. For a male 65-year-old non-smoker, plan A annual premiums range from $1,100 to $2,300. In Illinois, plan G might be a good choice because it covers all Medicare Supplement benefits except Part B deductible costs, with a reasonable monthly premium.

Illinois Medicare Supplement Costs by Plan (Annual Premiums)
Plan	Monthly Premiums (Range)
Plan A	$85 – $411
Plan B	$121 – $407
Plan D	$119 – $396
Plan G	$98 – $509
Plan G High	$32 – $90
Plan K	$56 – $175
Plan L	$70 – $274
Plan M	$96 – $265
Plan N	$76 – $483

For a 65-year-old person. Data collected on Medicare.gov. Prices are accurate as of publication.

When budgeting for your coverage, be sure to consider can monthly premiums and yearly deductibles. Illinois residents under 65 who enroll in Medicare supplemental plans will pay higher premiums overall. Premiums will vary depending on your insurer and how your premium is rated.

 

When Should You Enroll in an Illinois Medicare Supplement Plan?

New in 2022, if an Illinois resident is between age 65 and 75, and has an existing Medicare supplement policy, the individual is entitled to a new annual open enrollment period. The individual can sign up for a new Medigap policy (from the same provider) without medical underwriting. Blue Cross Blue Shield of Illinois offers Medicare supplement guaranteed issue rights at any time. You might get guaranteed issue rights in other citations, such as moving outside the coverage area or your plan coverage ends through no fault of your own. Illinois also allows you to change from Medicare Advantage to Original Medicare within the first year of your enrollment. Browse the state’s complete list of special enrollment periods to determine what applies to you. In Illinois, the Medicare initial enrollment period is three months before and after your 65th birthday. Individuals with disabilities or End-Stage Renal Disease (ESRD) can also enroll, even if they’re under 65. Open enrollment in a Medicare supplement plan, or Medigap, lasts six months from when your Medicare Part B becomes active. During this one-time election period, enrollees have guaranteed issue rights, which means insurers cannot turn down applicants or charge more based on medical history. After this six-month window, Illinois residents can still sign up for Medicare supplement plans, but Medigap applicants will be subject to medical underwriting and can be denied or charged higher premiums based on medical history.

 

Medicare Enrollment in Illinois

Illinois partners with the Centers for Medicare and Medicaid to contract health plans and coordinate delivery of services for participating enrollees. Illinois residents who sign up for Medicare supplement plans have a 30-day “free look” period to review the policy, cancel the plan, and receive a full refund if they choose. All standardized Medicare supplement plans are renewable for life.

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Illinois Medicare Supplement Company Reviews

 

Illinois Health Agents

 

Illinois Health Agents partners with Blue Cross Blue Shield of Illinois (BCBSIL) to provide Medicare supplement plans. Reviewers praise this company for helping them navigate the enrollment process and compare options with friendly and professional service. They also offer Mutual of Omaha Medicare Supplement Plans, which usually have the lowest rates using the attained-age rating approach to plan pricing.

• Accepts all applicants for Medigap policies, no health questions asked
• Discount Program offers discounts on vision services, fitness clubs, weight management, complementary alternative medicine, hearing care and more.

 

Illinois Health Agents
Address	3501 N Southport Ave #207, Chicago, IL 60657
Phone Number	(312) 726-6565

 

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Senior Services of Illinois

 

Senior Services of Illinois is an independent, authorized exclusive agent for Blue Cross Blue Shield of Illinois, offering both Medicare Advantage and Medicare supplement plans. The company scores five stars for thorough and knowledgeable patient agents who can help clients select the best plan for their needs. They also list plan prices each year on their website.

• Guaranteed acceptance to Blue Cross Blue Shield Medicare supplement plans, and are free to choose any doctors or specialists
• Guaranteed to match Medicare’s cost increases

 

Senior Services of Illinois
Address	2610 Lake Cook Rd Ste 260, Riverwoods, IL 60015
Phone Number	1 (800) 806-1220

 

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Integrity Insurance and Financial Services

 

Integrity Insurance and Financial Services offers a full range of insurance services, including Medicare supplement plans from Blue Cross. Customers across the board appreciate the knowledgeable and helpful agents who follow up each year to ensure enrollees remain satisfied with their plans.

• Experienced, professional agents
• Additional protections such as skilled nursing facility care coinsurance and foreign travel emergency care

 

Integrity Insurance and Financial Services
Address	18330 Distinctive Dr, Orland Park, IL 60467
Phone Number	1 (866) 451-1979

 

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Blue Cross and Blue Shield of Illinois

 

Blue Cross and Blue Shield of Illinois offers a variety of Medicare supplement insurance plans with no medical underwriting. The company also provides lower-cost options with Medicare Select, but applicants for those plans will be subject to a health screening and must use in-network providers to avoid higher costs. Customer reviews suggest challenges regarding customer service, but many praise the friendly and knowledgeable representatives.

• Medicare Select options
• Additional protections such as skilled nursing facility care coinsurance and foreign travel emergency care

 

Blue Cross and Blue Shield of Illinois
Address	300 E Randolph St, Chicago, IL 60601
Phone Number	(312) 653-6000

 

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The Insurance Office

 

The Insurance Office specializes in helping with Medicare and Medicare supplement enrollment. A local Medicare specialist will help you compare coverage from multiple providers to find the best plan for your needs and budget. Clients consistently gave this business five stars for thorough help navigating Medicare options and finding coverage at a fair price.

• Free consultations
• Outstanding service and empathic agents

 

The Insurance Office
Address	3907 North North Street, Peoria, IL 61614
Phone Number	(309) 267-0439

 

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Wes Drew – Insurance Agent

 

Wes Drew Insurance Agent is an independent insurance broker focused on the needs of seniors and retirees on Medicare or approaching eligibility. He takes a client-focused approach to help you understand Medicare supplement coverage options. Clients give Drew five-star ratings for being patient and thorough in his explanations and providing assistance and support throughout the Medicare enrollment process. Reviewers said Wes Drew was a big help in guiding them through choosing a Medicare supplemental plan, and many recommended his services.

• Fast service
• Meet in person, by phone or by video conference

Wes Drew – Insurance Agent
Address	1020 Willow Lake Dr, Metamora, IL 61548
Phone Number	(309) 696-7933

 

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Health Alliance

 

Health Alliance offers Medicare Advantage plans and Medicare supplement coverage. The High G plan, for example, covers excess charges, skilled nursing, hospice and more with a $0 copay after deductibles are met. Call to speak with a licensed agent about which plan is best for you and get a personalized quote. While many reviewers reported challenges with coverage and customer service, others said approvals were fast and the staff resolved issues quickly.

• Enter a zipcode to compare costs on the website easily
• Choose from four supplemental plans: G, N, A and G high deductible

 

Health Alliance
Address	3310 Fields S Dr, Champaign, IL 61822
Phone Number	1 (800) 851-3379

 

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Boettcher Insurance Agency

 

Boettcher Insurance Agency is an independent broker specializing in Medicare supplement policies to maximize coverage for any budget. Submit a few details on the site to obtain a secure quote. This company earned a five-star rating for making Medicare and supplemental policies easy for clients to understand. Customers said the team was polite, attentive, and personalized in their support methods.

• Based in Geneva and serves St. Charles, Naperville and Chicagoland
• Coverage options from multiple providers

 

Boettcher Insurance Agency
Address	115 Campbell St Suite 104, Geneva, IL 60134
Phone Number	(630) 885-8082

 

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HealthMarkets Insurance – Andrew Choi

 

Though Andrew Choi of HealthMarkets Insurance is an insurance agent, he is experienced in Medicare options for families and individuals. He works with multiple nationally recognized insurance providers to research coverage options and present clients with various options. Reviewers consistently praised Mr. Choi for his experience, knowledge of multiple carriers, attentiveness, and professionalism. Clients liked that he listened to their needs and made the process easy.

• Offers assistance at no cost
• Several coverage options

 

HealthMarkets Insurance – Andrew Choi
Address	Des Plaines, IL 60018
Phone Number	(847) 344-1150