Best Medicare Supplement Companies in Mass.

Medicare Supplement Companies in Massachusetts

Medicare Supplement Costs in Massachusetts

According to the Mass.gov, monthly Medicare Supplement costs range from $113.58 – $331.84 for monthly premiums. The costs for various plans can differ dramatically, based on the level of care.

Massachusetts Medicare Supplement Costs by Plan (Annual Premiums)
Plan	Monthly Premiums (Range)
Medicare Supplement Core	$113.58 – $205.79
Medicare Supplement 1	$206.17 – $331.84
Medicare Supplement 1A	$184.73 – $321.54

Data collected on Mass.gov on September 6, 2022

When should Enroll in a Massachusetts Medicare Supplement Plan?

Individuals become eligible to enroll in Medicare three months before turning 65, with coverage beginning on the first day of the month when they turn 65. You can delay enrolling in Medicare if you or your spouse are still working and receiving healthcare coverage from an employer. Those with certain disabilities are also eligible for Medicare.

In Massachusetts, those eligible for Medicare also have guaranteed issue rights to purchase supplemental coverage, which means an insurer cannot deny coverage due to medical history or preexisting conditions. In most other states, the typical guaranteed enrollment window for Medicare supplement plans, or Medigap, is the six months after you turn 65 or enroll in Medicare, but this does not apply in Massachusetts. If you are a Massachusetts resident you can enroll in Medigap any time without medical underwriting.

 

Medicare Enrollment In Massachusetts

Residents of Massachusetts who are eligible for Medicare also have guaranteed issue rights to buy a Medigap policy. That means insurers cannot deny coverage due to medical history or preexisting conditions. Massachusetts also prohibits waiting periods for pre-existing condition treatments on Medigap plans.

The state mandates that Medigap plans in Massachusetts cover certain benefits, such as yearly Pap tests and mammograms. Check your policy for additional state-mandated benefits. Massachusetts plans have benefits that differ from many plans around the country, which typically have letters A-N. Coverage is standardized statewide under three levels: Supplement Core, Supplement 1 and Supplement 1A policies.

Those age 65 and older or those under 65 with certain disabilities can enroll in Medicare in Massachusetts.

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Tufts Health Plan

 

Tufts Health Plan offers a wide variety of choices for Medicare supplement plans. Plans start at $0 premium and $0 deductible, and some prime plans have $0 deductible for prescriptions. Customers choose from several levels of coverage, including saver, basic, value and prime. Dental coverage can be added for a low monthly payment, and many plans also include vision care. Reviewers note that benefits are great and that agents are knowledgeable and professional.

Tufts Health Plan
Address	705 Mt Auburn St, Watertown, MA 02472
Phone Number	(617) 972-9400

 

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SHINE Program – Medicare Counseling

 

SHINE Program provides free comprehensive Medicare counseling services for Massachusetts residents, with over 600 certified counselors statewide. You can find a local counselor or utilize resources on the organization’s web page to attend a virtual seminar or read more about Medicare. When you create an account on the SHINE website, you can find and compare benefits and plans, build a drug list, and learn if your current plan is the best fit for your needs. You can also find information on how to qualify for assistance with prescription and medical costs.

SHINE Program – Medicare Counseling
Address	Regional Office, 60 N Bow St, Milford, MA 01757
Phone Number	1800-243-4636

 

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Health New England

 

Health New England offers Medicare plans with extra benefits in Massachusetts. The Medicare Advantage plan includes a dental allowance as well as coverage for hearing aids, certain over-the-counter medications, and eye exams, contacts and glasses. Health New England Medicare Advantage members also get access to 24/7 telehealth appointments, medication therapy management, online health and wellness resources and meal delivery after discharge from the hospital. One reviewer especially liked that customer service was located in Western Massachusetts; another appreciated the helpful resources.

Health New England
Address	1414 Main Street One Monarch Place, Suite 1500, Springfield, MA 01144
Phone Number	(413) 787-4000

 

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Henderson Insurance Group

 

Henderson Insurance Group is an independent broker in Massachusetts. You can talk to an agent to discuss all your Medicare and Medicare supplement policy questions and navigate the enrollment process. Reviewers consistently give this company five stars for professionalism, efficient processing, responsive agents and excellent service. Customers said agents helped them through the confusing process of signing up for health insurance by making the enrollment process understandable and easy. Many recommend this company.

Henderson Insurance Group
Address	31 Lester Gray Dr, Walpole, MA 02081
Phone Number	(617) 842-3170

 

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Health Markets Insurance Agency – Richard Kempton

 

Get a free personalized quote in minutes from Richard Kempton of Health Markets Insurance Agency. As a broker, Kempton compares plans and prices to help you find the best Medicare Supplement plan for your needs. His services are provided at no cost to you. Customers give this agent high ratings for his honesty, knowledge, and responsiveness. One reviewer said he helped get the best Medicare Advantage plan for a reasonable price, and another said he is experienced in navigating the complicated process of signing up for Medicare.

Health Markets Insurance Agency – Richard Kempton
Address	465 E Falmouth Hwy, East Falmouth, MA 02536
Phone Number	(508) 360-3836

 

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J King Insurance Agency

 

J King Insurance Agency is Medicare certified by the National Association of Health Underwriters. Customers can request a no-cost consultation to review the best Medicare supplement plans for their situation.

J King Insurance Agency
Address	Services Massachusetts
Phone Number	(704) 631-3791

 

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Universal Insurance Solutions

 

Universal Insurance Solutions is a local, independent agency that specializes in affordable, customized coverage, with policy options from several private insurance companies. An agent can help you select a supplemental Medicare plan with a free and thorough assessment of your situation and current coverage. This company earned positive reviews for reliability, responsiveness, patience and honesty. Reviewers said agents provided all the information they needed to make a decision and were helpful for understanding the process.

Universal Insurance Solutions
Address	67 Boylston Cir, Shrewsbury, MA 01545
Phone Number	(508) 579-4251

 

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Devoted Health, Inc.

 

Devoted Health specializes in Medicare Advantage plans and offers a free comparison guide to help you find the best benefits and savings. Devoted Health Plans come with extra benefits such as prescription drugs and dental, eyewear and hearing care coverage. Customers can use the website to find out if their doctors are in the Devoted Health network. Reviewers note the agents’ professionalism and the quality, responsiveness and value of Devotes Health.

Devoted Health, Inc.
Address	221 Crescent St #202, Waltham, MA 02453
Phone Number	(800) 338-6833