Buyers Guides » Medicare Supplemental Insurance » Best Medicare Supplement Companies in New Jersey

Best Medicare Supplement Companies in New Jersey

We choose the best Medicare supplement companies in New Jersey based on coverage options, costs and customer reviews.

Latest update: September 1, 2022

Medicare Supplement Companies in New Jersey

United Medicare Advisors

United Medicare Advisors simplifies finding the right Medicare supplement insurance by providing tools to compare plan benefits and costs. The company provides options from more than 20 providers to consumers across 45 states.

Humana

Humana offers Medicare supplement insurance Plans A through N in most states. Each Humana policy comes with benefits other companies don’t offer. Perks include discounts for using electronic payments, fitness programs and more.

Cigna Medicare Supplement

Cigna is an industry-leading Medicare supplement insurance company, serving 95 million customers. Plans work with any provider that takes Medicare. Cigna offers plans for Part A, B, C, D, F, HD-F, G and Part N.

New Jersey Medicare Brokers

Each Medicare broker is certified annually. There is no charge for services. Multiple carriers bring clients a variety of coverage combinations.

Medi Solutions Insurance Agency, LLC

Independent agents offering a wide range of insurance plans to give customers the best coverage. A specialist will guide you through policy selection and provide follow-up support. Services are free and available in Spanish.

Clover Health

Offers Medicare Advantage plans in New Jersey. Plan perks include dental and vision allowance, prescription drug coverage and premiums, and copays starting at $0. Choose any doctor.

NJ Life and Health Insurance Group, LLC

Schedule a free in-home or office consultation. Review your current policy or receive assistance enrolling in Medicare and supplement plans. Independent local brokers represent multiple providers to bring you coverage choices.

Get Medicare Smart

Get Medicare Smart is a Medicare Supplement Professional that helps beneficiaries learn about and enroll in the best coverage. Partners with a variety of carriers to offer a range of choices. Agents tailor plans to meet clients’ needs.

Monmouth Shore Insurance

Local, family-owned independent brokers who walk you through the options and help you enroll in an affordable plan. Free consultations.

AmeriHealth New Jersey

Offers several Medigap policies to choose from; no network restrictions on access to doctors and hospitals. Compare detailed plan information on the company website. Participate in a reimbursement program to get a rebate on your premiums.

Golden Years Design Benefits

No fee for services. Independent licensed Medicare provider works with all major insurers to bring clients the most choices. Specializes in supplement plans F, G and N. Agents guide you through the selection and enrollment process.

Bankers Life

Offers supplement plans A-N from Colonial Penn. An agent will walk you through the selection and enrollment process in your own home. Call to schedule an appointment or request a quote.

RHS, LLC

Licensed independent agents representing major A-rated carriers. Offers Medigap policies in Princeton, Brick and Monroe townships.

Medicare Supplement Costs in New Jersey

According to the New Jersey website, Medicare Supplement costs range from $50.99 – $226.55 for monthly premiums.

NJ Medicare Supplement Costs by Policy (Monthly Premiums)
Policy Monthly Cost (Range)
Plan A $113.85 – $188.65
Plan D $133.99 – $186
Plan G $135.35 – $226.55
Plan N $109.14 – $154.00

Data collected by State of New Jersey, Department of Human Services

When should Enroll in a New Jersey Medicare Supplement Plan?

Individuals become eligible to begin the Medicare enrollment process three months before turning 65. When you turn 65 and enroll in Medicare Parts A and B, you can sign up for a Medicare supplement plan. The best time to enroll is during the six-month period after you enroll in Medicare. During this time, insurance providers cannot deny coverage or charge you more based on medical history or preexisting conditions. That means Medicare supplement plans have a guaranteed issue right during the initial enrollment period. After the enrollment window, you can sign up for a Medicare supplement plan any time, but your application will be subject to medical underwriting and you could end up paying more.

The annual open enrollment period for Medicare does not apply to Medicare supplemental plans.

Medicare Enrollment In New Jersey

Those under 65 who have an eligible disability can qualify for Medicare before age 65 in New Jersey. The New Jersey Division of Aging Services provides free, unbiased counseling for seniors regarding Medicare. New Jersey law ensures that Medicare supplement plans are available for individuals under 50 who qualify for Medicare due to certain disabilities. Providers must offer Plan C at the same premium charged to those age 65 and over. Rating on the basis of health status, age or claims is not permitted for this group.


New Jersey Medicare Brokers

New Jersey Medicare Brokers

New Jersey Medicare Brokers provides a free Medicare plan review for beneficiaries to make sure you’re getting the best plan and value. Specialists help compare combinations to maximize your benefits. The company works with multiple top-rated carriers to offer a wide range of choices and provides follow up support for clients. Reviewers like agents’ dependability, knowledge, and willingness to offer a variety of Medicare solutions as well as their kind and caring service. Reviewers give New Jersey Medicare Brokers five stars for making Medicare simple and easy.

New Jersey Medicare Brokers
Address 475 S Jefferson St STE 4, City of Orange, NJ 07050
Phone Number 1800-797-0605

 


 

Medi Solutions Insurance Agency, LLC

 

Medi Solutions Insurance Agency, LLC

Medi Solutions Insurance Agency is an independent broker that offers Medicare and Medicare supplement plans A-N (not available in all areas) as well as a Medicare savings program. Customers can request an instant quote online or can call to discuss options with a trained Medicare specialist. Medi Solutions Insurance Agency has numerous five-star reviews for their informative agents, affordable policies, and quick enrollment process. Customers on Medicare said agents kept in contact after helping them enroll and followed up to assist with renewal.

Medi Solutions Insurance Agency, LLC
Address 54 Jerseyville Ave, Freehold, NJ 07728
Phone Number (732) 637-1977

 


 

Clover Health

 

Clover Health

Clover Health offers Medicare Advantage plans in New Jersey. PPO plans are available in some counties, while HMO plans are available in others. Plans come with prescription drug coverage, premiums starting at $0, and allowances for dental care and eyewear. The SilverSneakers fitness program is another perk. Clover Health customers give the company five stars for cutting through red tape, helping with appointments, and offering great prices. Reviewers say they had no trouble with claims and that they could go to any doctor, including doctors out of state.

Clover Health
Address 30 Montgomery St Suite 340, Jersey City, NJ 07302
Phone Number 1888-778-1478

 


 

NJ Life and Health Insurance Group, LLC

 

NJ Life and Health Insurance Group, LLC

NJ Life and Health Insurance Group answers your Medicare questions. As a locally owned brokerage, the company contracts with all major insurance carriers to bring clients the best options for coverage. Agents assist with enrollment and provide follow up support throughout a customer’s lifetime. NJ Life and Health Insurance Group consistently earns five stars from reviewers. Customers note that agents gave them advice on how to save money while getting everything they needed. Several reviewers mentioned representatives’ extensive Medicare knowledge and helpfulness.

NJ Life and Health Insurance Group, LLC
Address 600 Mule Rd Unit #10, Toms River, NJ 08757
Phone Number (848) 226-6897

 


 

Get Medicare Smart

 

Get Medicare Smart

Specializing in Medicare education and services, Get Medicare Smart is a full-service independent insurance agency for senior insurance solutions. The company partners with multiple carriers to bring clients a range of appropriate coverage. Agents focus on designing plans with low costs and maximum benefit structure. Reviewers rate this company highly for reducing their annual insurance expenses, explaining complex aspects of Medicare, and recommending the best plan for their needs.

Get Medicare Smart
Address 52 Manitto Pl, Oceanport, NJ 07757
Phone Number (732) 229-2221

 


 

Monmouth Shore Insurance

 

Monmouth Shore Insurance

Independent brokers at Monmouth Shore Insurance help clients find affordable policies. Customers can schedule a free Medicare supplement plan consultation to learn about coverage options from multiple carriers and can read about Medicare supplement plans on the company website or call to learn more. Clients said this company saved them money on premiums and got them insured quickly and seamlessly. Others were grateful for efficient help navigating the confusing health insurance process, and many customers recommended its services.

Monmouth Shore Insurance
Address 106 12th Ave, Belmar, NJ 07719
Phone Number (732) 345-6300

 


 

AmeriHealth New Jersey

 

AmeriHealth New Jersey

AmeriHealth New Jersey offers Medicare and Medigap coverage. Customers can request a free Medicare information kit. AmeriHealth Medigap plans have no network restrictions and no referrals. Patients can see any doctor and take care with you when you travel. Patients can also choose a Part D prescription drug plan if needed. All AmeriHealth Medigap plan members have access to special rebate programs, such as tobacco cessation, fitness reimbursement, and weight management. Reviewers acknowledged AmeriHealth New Jersey’s professional and courteous service and helpful agents who guided them through insurance selection to maximize benefits and minimize costs.

AmeriHealth New Jersey
Address 259 Prospect Plains Rd, East Windsor, NJ 08512
Phone Number 1888-968-7241

 


 

Golden Years Design Benefits

 

Golden Years Design Benefits

Golden Years Design Benefits has been helping seniors with Medicare for over 30 years. Licensed agents provide information to help you pick the right plan for your budget and lifestyle. There is no fee for services. Customers can download a free guide or watch a free video on the website to get started. The company partners with all major insurance carriers, including WellCare, Clover, Humana, Aetna, Cigna, UnitedHealthcare, BlueCross BlueShield and more.. Customers note that agents were thorough in researching the best Medicare supplement plans. Reviewers gave high scores for personable and responsive service, cost-effective solutions, and honest advice.

Golden Years Design Benefits
Address 55 Schanck Rd Suite a-14, Freehold, NJ 07728
Phone Number (732) 526-7659

 


 

Bankers Life

 

Bankers Life

Bankers Life offers Medicare supplement insurance from Colonial Penn, with plans A-N (not all plans available in New Jersey). Plans allow you to visit any doctor and take coverage with you when you travel in the US. Customers can call for assistance or begin a quote request online. Reviewers experienced professional and caring agents and excellent, hassle-free customer service. They note that this company is easily accessible and is a great resource for retirement information and for seniors needing guidance.

Bankers Life
Address 1433 Hooper Ave Ste 121, Toms River, NJ 08753
Phone Number (732) 918-0430

 


 

RHS, LLC

 

RHS, LLC

RHS is an independent licensed agency representing a wide range of A-rated carriers that serves customers in Princeton, Monroe, and Brick townships with supplemental Medicare plans. Agents are there to make it easy to navigate your insurance and provide a resource year after year. Customers can self-enroll online or contact an agent for assistance throughout the process. There is no fee for services. Customers said agents were able to present various options based on their particular needs and adjust coverage over the years to reflect health changes. Reviewers liked the pleasant, passionate, and knowledgeable agents who helped them understand how Medicare and supplements work.

RHS, LLC
Address 19 N County Line Rd #12, Jackson Township, NJ 08527
Phone Number (732) 784-7017

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