Best Medicare Supplement Companies in North Carolina

Medicare Supplement Companies in North Carolina

Medicare Supplement Costs in North Carolina

The North Carolina Department of Insurance provides a free Medicare supplement premium comparison tool to determine estimated premium rates for your Medicare supplement plans. Of course, the final cost will depend on your age, the plan you choose, the provider, and whether you use tobacco. North Carolinians under 64 who enroll in Medicare supplement plans will pay higher premiums overall.

North Carolina Medicare Supplement Costs by Plan (Annual Premiums)
Plan	Monthly Premiums (Range)
Plan A	$85 – $338
Plan B	$103 – $398
Plan C	$141 – $436
Plan D	$120 – $387
Plan F	$107 – $445
Plan G	$94 – $319
Plan N	$72 – $306

Prices are accurate as of publication.

When Should You Enroll in a North Carolina Medicare Supplement Plan?

The best time to enroll in a Medicare supplement plan in North Carolina is within six months after enrolling in Medicare Part B. In other words, three months before and after your 65th birthday. Individuals with disabilities or End-Stage Renal Disease (ESRD) or ALS can also enroll, even if they’re under 65.

During this six-month timespan, you have guaranteed issue rights—also called Medigap protections—for a Medigap policy, which means an insurer cannot turn you down or charge higher premiums due to your medical history. You can still apply for a Medigap plan after the six-month window, but a provider can deny coverage or charge you more based on the medical underwriting of your application.

Medicare Enrollment In North Carolina

Medicare enrollment is automatic for North Carolina residents already receiving social security benefits, railroad retirement or federal retiree benefits. Contact North Carolina Seniors Health Insurance Information Program (SHIIP) for free, unbiased Medicare advice.

North Carolina law provides guaranteed issue rights for Medicare supplement policies A, D or G for those under 65 with disabilities who qualify for Medicare. The enrollment period is within the first six months the individual enrolls in Medicare Part B.

Individuals under 65 with end-stage renal disease or ALS, and those with certain disabilities might be eligible before 65.

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North Carolina Medicare Supplement Company Reviews

The Medicare Store

The Medicare Store is a 100% virtual Medicare agency offering a variety of coverage, including Medicare Advantage, Medigap policies, and prescription drug coverage. Experts will help you compare plans, enroll, and then follow up to ensure your plan works for your needs. The Medicare Store contracts with multiple top Medicare insurance companies to offer clients various options. This business maintains a five-star reputation on Google for making clients feel comfortable, helping them make informed decisions and finding optimum coverage—especially for customers with hearing impairments and those nervous about the enrollment process.

• Free consultation
• Advocates at no additional cost

The Medicare Store
Address	124 W Kapp St, Dobson, NC 27017
Phone Number	(336) 415-3744

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Independent Benefit Advisors

Independent Benefit Advisors offers guidance when enrolling in Medicare supplement policies and prescription drug coverage. The company represents multiple insurance providers, including A-rated carriers, to bring the most options from Aetna, Humana, BlueCross BlueShield, Cigna, United Healthcare and more. There is no fee for services. Customers deem IBA an excellent no-nonsense advisory group with caring, dependable, and knowledgeable agents.

• Serves the entire state of North Carolina
• Certified health consultant

Independent Benefit Advisors
Address	1121 Pemberton Hill Rd, Apex, NC 27502
Phone Number	(336) 415-3744

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Medicare Mentors

Medicare Mentors specializes in helping clients sign up for Medicare, Medicare Advantage, supplemental insurance and prescription drug coverage. Choose to consult via telephone or video call to compare plans and start the enrollment process. There are no fees for this service. With a 4.9 rating on Google, customers appreciate the kind and professional agents who explain every detail of their healthcare coverage.

• Supplement plans F, G and N with an average savings of 24%
• Plan breakdown available on the website

Medicare Mentors
Address	4913 Professional Ct Raleigh, NC 27609
Phone Number	1 (833) 848-3411

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65Medicare.org

65Medicare.org aims to turn the overwhelming glut of Medicare information into easy-to-understand. Get help signing up for Medicare, Medicare Advantage, Medigap policies and prescription drug coverage. As an independent brokerage, the company helps clients compare all Medigap plans in one centralized place without bias. Get started by entering a few pieces of information on the website, or call.

• Winner: Best insurance advisor of 2021, National Association of Senior Advocates
• Comprehensive website filled with Medicare information

65Medicare.org
Address	PO Box 555, Clemmons, NC 27012
Phone Number	1 (877) 506-3378

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The Mair Agency

The Mair Agency hosts a free Medicare 101 educational seminar for those turning 65, which may be useful if the enrollment process feels overwhelming. The award-winning company is licensed exclusively with Blue Cross and Blue Shield of North Carolina. Agents are local specialists. Reviews trend positive, thanks to helpful and responsive agents, thorough service practices, and comprehensive coverage options.

• Two-time winner: The #1 Medicare Agency by Blue Cross NC
• SilverFit low-cost fitness plan is available with some policies

The Mair Agency
Address	112 Towerview Ct, Cary, NC 27513
Phone Number	(919) 459-2683

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Griffin Insurance Solutions

Griffin Insurance Solutions is a family-run insurance agency. As an independent agency, Griffin Insurance Solutions offers plans from major insurance companies, including Aetna, BlueCross BlueShield, Cigna, Humana and more. This business scored high marks for thorough explanations, help with difficult Medicare issues, excellent service and answers to any and all Medicare questions. Several reviewers mentioned how they felt good doing business with this company.

• 15+ plans from different major insurance companies
• Recommends four specific Medicare supplement plans for North Carolinians

Griffin Insurance Solutions
Address	8305 Six Forks Rd STE 201, Raleigh, NC 27615
Phone Number	(919) 704-6147

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Carolina Insurance Professionals

Carolina Insurance Professionals enlists Medicare specialists to guide you through the several coverage options. Schedule a free consultation to get started, or visit the website to learn more about how Medicare supplement plans work. See any doctor who accepts Medicare, with no referrals needed for specialists. Top-rated on Google for resourceful agents, customers reference specific agents by name who were helpful and kind during the enrollment process.

• Offers guidance for those relocating to North Carolina
• Agents with 20+ years of experience

Carolina Insurance Professionals
Address	5540 Centerview Dr STE 200, Raleigh, NC 27606
Phone Number	(919) 285-4732

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The Health Insurance Shoppe

The Health Insurance Shoppe is an independent broker agency offering policies from most major insurance carriers. Partners include Aetna, Cigna, BlueCross Blue Shield, Medico, wellcare and more. The company offers a free Medicare 101 seminar and free guidance in choosing the right coverage for you. For clients with diabetes or congestive heart failure, find Medicare “chronic special needs plans,” and for clients who are eligible for Medicare and Medicaid, find “dual special needs plans.” Customers said agents presented options in a way that was easy to understand and knowledgeable about each plan’s features.

• Offers regular educational meetings to learn about annual Medicare options
• Can advise on special plans for those with chronic conditions

The Health Insurance Shoppe
Address	1175 Revolution Mill Dr Suite 4, Greensboro, NC 27405
Phone Number	(336) 763-0775

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Carolina Senior Benefits

Carolina Senior Benefits specializes in finding the best Medicare coverage at the best price for older adults. A licensed agent will help you compare Medicare plans and guide you through enrollment. Plans are available from multiple A-rated carriers, including Medico, Mutual of Omaha, Aetna, Humana and more. Clients said agents were knowledgeable and thorough in their answers to difficult questions. This company lists the details of each plan on its website, which is useful for customers who like to do their own research first.

• Choose from Plans A, B, C, D, F, G, K, L, M, N, and high F and G
• Creates a “Medicare timeline” to ensure you hit all your required deadlines

Carolina Senior Benefits
Address	18047 W Catawba Ave Suite 202, Cornelius, NC 28031
Phone Number	(704) 765-4689

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Triangle Life and Health

Triangle Life and Health helps seniors understand Medicare and sign up for coverage. Set up a free consultation with a licensed agent to compare plans from top-rated insurance companies. Medigap plans are always renewable as long as you pay the premium. Reviewers liked that agents guided them through the confusing process with professionalism, patience and honesty. Clients said agents spent time explaining each company’s pros and cons, and followed up after enrollment.

• Carriers include Aetna, Cigna, Mutual of Omaha and more

Triangle Life and Health
Address	6512 Six Forks Rd Suite 503 B, Raleigh, NC 27615
Phone Number	(919) 689-6565