Best Medicare Supplement Companies in Tennessee
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We choose the best Medicare supplement companies in Tennessee based on coverage options, costs and customer reviews.
Retirement Living takes an unbiased approach to our reviews. We may earn money when you click a partner link. Learn More
Humana
Humana offers Medicare Supplement Plans A through N in most states. Each Humana policy comes with benefits other companies don’t offer. Perks include discounts for using electronic payments, fitness programs and more.
Cigna
Cigna is an industry-leading Medicare Supplement insurance whose plans work with any provider that takes Medicare. Cigna offers plans for Part A through N.
Mutual of Omaha
Mutual of Omaha is a leading Medigap provider whose members file fewer complaints than competitors. The company offers an impressive array of Medicare-related articles on its website explaining how to navigate the enrollment period, eligibility rules and how to use Medigap insurance.
Blue Cross Blue Shield
Blue Cross Blue Shield provides Medicare supplement insurance and personalized, affordable health plans. The company serves nearly one out of every three consumers who buy health insurance. Around 95% of health care providers contract with Blue Cross Blue Shield companies.
Aetna Medicare Supplement
Aetna offers Medicare Supplement insurance plans offering coverage that works with Original Medicare (Parts A and B). Aetna’s website provides helpful information on plans in each state and convenient online policy management.
CoverRight
CoverRight provides everything you need to select insurance that covers the gaps in Original Medicare coverage. You can find everything you need online, and a licensed advisor is available by phone, email, or chat to help. CoverRight offers quotes from over 20 insurance companies, and all services are free.
The Medicare Store by Affordable Medicare Plans
Assists consumers with selecting and enrolling in Medicare and supplement plans. Provides ongoing support to customers after enrollment. Offers plans from a variety of major carriers. Free consultations.
Medigap Tennessee
Offers guidance in selecting the best Medigap plans and navigating Medicare supplement enrollment. Helps customers compare options to save money on Medicare plans.
Ballenger Brokerage, LLC
Offers policies from several insurance carriers to help clients find the best plan to fit their needs. Specializes in Medicare plans. Find plans from Aetna, Blue Cross, Cigna, Humana, United, Bright, WellCare, Amerigroup, Mutual of Omaha and more.
Clover Health
Plans start at $0 premium and $0 copay. Perks include SilverSneakers fitness program, rides to medical appointments, prescription drug coverage and unlimited specialist visits.
First Mutual Insurance Group
Local agency offering plans from a variety of carriers. Works with consumers to find the optimal coverage for their needs and budget. Private consultations offered.
Insurance Advisors of Tennessee
Works with multiple carriers, including Aetna, BlueCross BlueShield, Cigna, Humana, Mutual of Omaha, United Healthcare, WellCare, Bright Health, Oscar and Molina. Schedule a no-cost consultation to begin a personal relationship with a dedicated specialist.
American Exchange
Advises clients on coverage to tailor Medicare plans for each person’s situation and healthcare usage. Agents complete certification each year to stay current on healthcare changes.
HealthMarkets Insurance – Lee Cannefax
Local licensed insurance agent who represents multiple carriers to help clients compare coverage. Options for Medicare Advantage, supplement plans and prescription drug plans. Guidance through the selection and enrollment process.
The Buddy Crump Insurance Agency Inc
Full-service insurance agency specializing in Medicare and senior insurance products. Provides guidance on selecting plans and also helps clients file claims.
Senior Insurance Solutions
This company wants to find you a lower rate on your Medicare supplement F, G or N plan. Find Medicare supplement plans, Medicare Advantage plans, prescription drug plans and more.
Medicare Supplement Costs in Tennessee
According to the Insurance.wa.gov, monthly Medicare Supplement costs range from $44 – $526 for monthly premiums. The costs for various plans can differ dramatically, based on the level of care.
| Tennesee Medicare Supplement Costs by Plan (Annual Premiums) | |
| Plan | Monthly Premiums (Range) |
| Plan F | $112 – $390 |
| Plan G | $97 – $355 |
| Plan N | $73 – $346 |
When should Enroll in a Tennessee Medicare Supplement Plan?
Medicare supplement plans are available to those eligible for Medicare. You can enroll any time when you are enrolled in Medicare, but there are definite advantages if you sign up during the designated enrollment window. This window is the six-month period after you turn 65 and enroll in Medicare, or, if you delay signing up for Medicare due to existing employer health coverage, the six months after you sign up. During this enrollment window, insurers are legally prevented from subjecting your application to medical underwriting, which means they cannot deny Medicare supplement coverage due to preexisting conditions or charge higher premiums based on your medical history.
In Tennessee, if you enroll in a Medicare supplement plan outside of your six-month enrollment window, insurers are able to deny coverage or charge higher premiums based on medical history.
Medicare Enrollment In Tennessee
Tennessee residents must disenroll in their Marketplace health plans to enroll in Medicare. TN SHIP provides free Medicare counseling for Tennessee’s Medicare eligible individuals, including unbiased assistance finding a plan. Medicare supplement plans in Tennessee conform to federal standards, which standardize coverage under the letters A-N.
Tennessee residents 65 and older and those under 65 with certain disabilities are eligible to enroll in Medicare. Those turning 65 can begin the enrollment process three months prior to the month they turn 65.
The Medicare Store by Affordable Medicare Plans
The Medicare Store offers supplement plans, Medicare Advantage plans, and Medicare prescription drug plans from a variety of providers, including Blue Cross Blue Shield, Aetna, Humana and more. At no cost to you, an experienced, educated agent will guide you through the process of selecting and enrolling in coverage that best fits your needs and budget. Customers report that Medicare Store agents helped explain the complicated Medicare system, present all the options, and then help save money on premiums.
| Address | 4767 TN-58 Suite 155, Chattanooga, TN 37416 |
| Phone Number | (423) 355-5700 |
Medigap Tennessee
Medigap Tennessee provides solutions for Medicare supplement and Medigap plans, Medicare Advantage plans and prescription drug plans. The company helps consumers compare plans to find the best coverage or move to a plan at a better price point than their current coverage, and It doesn’t cost anything to find out the options. Medigap Tennessee received multiple five star reviews for the expertise of its agents, the excellent advice for navigating healthcare and Medicare, and the ease of the enrollment process.
| Address | 5600 Brainerd Rd Suite D8, Chattanooga, TN 37411 |
| Phone Number | 1800-431-5431 |
Ballenger Brokerage, LLC
Ballenger Brokerage specializes in making health insurance less confusing. They have access to multiple carriers and will work to find the best option for your needs. There is no fee for the services. Clients report feeling grateful for the caring and kind service they received from Ballenger. They like Ms. Ballenger’s vast knowledge of Medicare supplement plans and her clarity and thoroughness in presenting Medicare options. One reviewer said Ms. Ballinger made the transition to Medicare and choice of a supplement painless.
| Address | 3825 Bedford Ave #101, Nashville, TN 37215 |
| Phone Number | (615) 415-4424 |
Clover Health
Clover Health provides Medicare Advantage plans in Davidson, Rutherford, and Williamson counties in Tennessee. Customers receive lower out of pocket costs, their own choice of doctor, and yearly allowances for dental care, eyewear and over-the-counter items. Plans include prescription drug coverage and the SilverSneakers fitness program, along with supplemental coverage for dental, vision and hearing. Clover Health consistently receives five star reviews, with customers noting the professional and courteous staff as well as the company’s helpful use of AI technology to serve seniors.
| Address | 3401 Mallory Ln Suite 210, Franklin, TN 37067 |
| Phone Number | 1800-836-6890 |
First Mutual Insurance Group
First Mutual Insurance Group is a local agency representing several carriers. They offer customers a range of coverage options to fit their budget and level of care. Customers can schedule a private consultation to get a personalized quote and find the best rate. Reviewers describe positive experiences with this company. They appreciate the staff’s prompt responses, thorough explanations of coverage, and plans found at great prices. Clients especially appreciated that agents took time to listen and determine the best coverage for their needs.
| Address | 805 S Church St STE 5, Murfreesboro, TN 37130 |
| Phone Number | (615) 295-5471 |
Insurance Advisors of Tennessee
Insurance Advisors of Tennessee experts make insurance simple and help clients find the best coverage for their needs. At no cost to you, a specialist will answer your questions and guide you through the enrollment process. This company focuses on client relationships. Reviewers note that agents were extremely helpful in the insurance selection process and offered professional and personalized care that helped them to save money.
| Address | 4159 Ringgold Rd Ste 106, Chattanooga, TN 37412 |
| Phone Number | (423) 485-3078 |
American Exchange
As an independent Medicare agent, American Exchange helps clients enroll in Medicare and Medicare supplement plans. The company partners with several carriers to bring clients a selection of plans to compare and tailor coverage. Agents are required to complete a yearly certification to keep up with Medicare changes. Customers report experiencing excellent customer service, simple and stress-free enrollment, and knowledgeable agents. Many reviewers said response time was quick and the options presented were explained well. One reviewer was particularly impressed that her Advantage plan cost zero dollars.
| Address | 605 Chestnut St Suite 1210, Chattanooga, TN 37450 |
| Phone Number | 1888-995-1674 |
HealthMarkets Insurance – Lee Cannefax
HealthMarkets Insurance agent Lee Cannefax assists clients by comparing coverage and providing quotes from several insurance providers. His services are provided at no cost. Customers can shop for Medicare Advantage, prescription drug, and Medicare supplement plans. Customers gave Mr. Cannefax five stars for his thorough comparison services—one reviewer said he went over 29 different plans with her when she was selecting Medicare coverage. Others said he saved them money on their policies and was efficient in getting them enrolled in plans.
| Address | 2092 Fairview Blvd #104, Fairview, TN 37062 |
| Phone Number | (615) 775-1166 |
The Buddy Crump Insurance Agency Inc
The Buddy Crump Insurance Agency specializes in Medicare and other senior products. As an independent insurance agency, Buddy Crump offers options from several carriers. Agents also assist clients with filing claims. Clients said Mr. Crump is a wonderful agent who takes time to explain Medicare options in an understandable way. Other reviewers appreciated agents who carefully went over advantages and disadvantages of various Medicare and supplement plans. Customers consistently recommend this company.
| Address | 2409 Volunteer Pkwy # C, Bristol, TN 37620 |
| Phone Number | (423) 764-4191 |
Senior Insurance Solutions
Senior Insurance Solutions specializes in Medicare supplements. As an independent agent, the company says it can lower the premium you have now on your Medicare supplement F, G or N. This company provides custom quotes, helps clients apply and get approved over the phone, and is available to help after the purchase to ensure continued satisfaction with the plan you choose. Customers have reported that Senior Insurance Solutions offers low-cost plans with excellent customer service and a knowledgeable staff.
| Address | 3815 Georgetown Rd NW, Cleveland, TN 37312 |
| Phone Number | 1888-288-3714 |
Helpful Resources
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