Best Medicare Supplement Companies in Washington
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We choose the best Medicare supplement companies in Washington based on coverage options, costs and customer reviews.
Retirement Living takes an unbiased approach to our reviews. We may earn money when you click a partner link. Learn More
Humana
Humana offers Medicare Supplement Plans A through N in most states. Each Humana policy comes with benefits other companies don’t offer. Perks include discounts for using electronic payments, fitness programs and more.
Cigna
Cigna is an industry-leading Medicare Supplement insurance whose plans work with any provider that takes Medicare. Cigna offers plans for Part A through N.
Mutual of Omaha
Mutual of Omaha is a leading Medigap provider whose members file fewer complaints than competitors. The company offers an impressive array of Medicare-related articles on its website explaining how to navigate the enrollment period, eligibility rules and how to use Medigap insurance.
Blue Cross Blue Shield
Blue Cross Blue Shield provides Medicare supplement insurance and personalized, affordable health plans. The company serves nearly one out of every three consumers who buy health insurance. Around 95% of health care providers contract with Blue Cross Blue Shield companies.
Aetna Medicare Supplement
Aetna offers Medicare Supplement insurance plans offering coverage that works with Original Medicare (Parts A and B). Aetna’s website provides helpful information on plans in each state and convenient online policy management.
CoverRight
CoverRight provides everything you need to select insurance that covers the gaps in Original Medicare coverage. You can find everything you need online, and a licensed advisor is available by phone, email, or chat to help. CoverRight offers quotes from over 20 insurance companies, and all services are free.
Community Health Plan of Washington
Offers Medicare Advantage plans. Premiums start at $0. Use the website to compare plans and check availability in your area. Call to speak to a Medicare expert for assistance with plan selection and enrollment.
Health Insurance NW
Focused on simplifying Medicare for beneficiaries and connecting people with the right plan. Choose your broker and meet in person, by phone or on Zoom. No fee for services.
Benefits NW
Get help with comparison, research, enrollment, and follow up support on Medicare and supplemental plans. Consult with Medicare specialists at no cost to you.
VibrantUSA
Personalizes a plan for each client, with access to their existing doctors and treatments. Specializes in Medicare and supplemental coverage. No fees for services.
Your Insurance Gal
Local independent agents who represent multiple major carriers. A specialist will do the research and walk you through the various plans. Learn about Medicare plans, start a comparison, and enroll online or contact a rep.
Ken Williams Inc.
Meet with a local Medicare specialist at no cost to you or enroll online and receive follow up support from an agent. Compare coverage from several major carriers to find the best value and maximum benefits.
Premera Blue Cross
Shop for Medicare supplement plans by entering your preferences, monthly out of pocket health spending, and prescriptions to find coverage that fits your specific needs.
Senior Benefits Solutions
Locally owned insurance agency focused entirely on Medicare. Consults with clients for free to find the best Medicare benefits for each situation. Works with several major Medicare carriers
Medicare Supplement Costs in Washington
According to the Insurance.wa.gov, monthly Medicare Supplement costs range from $44 – $526 for monthly premiums. The costs for various plans can differ dramatically, based on the level of care.
| Washington Medicare Supplement Costs by Plan (Annual Premiums) | |
| Plan | Monthly Premiums (Range) |
| Plan A | $132 – $335 |
| Plan F | $236 – $466 |
| Plan G | $189 – $288 |
| Plan K | $69 – $141 |
| Plan N | $140 – $218 |
Data collected on insurance.wa.gov on September 12, 2022
When should Enroll in a Washington Medicare Supplement Plan?
In Washington, the best time to enroll in a Medicare supplement (or Medigap) plan is in the first six months after you turn 65 and are enrolled in Medicare Part B. During this enrollment window, your application will not be subjected to medical underwriting and a company cannot deny or charge more for coverage based on your medical history. Outside of this enrollment window, you can still sign up for a Medicare supplement plan any time, including outside of Medicare open enrollment, but coverage could be denied or premiums might be higher based on medical history or preexisting conditions.
If you decide to delay enrollment in Medicare while you or your spouse are still covered by employer health insurance, the window to enroll in a supplement plan is six months after you sign up for Medicare. The enrollment window for Medicare supplement plans is not related to annual open enrollment time for Medicare.
Medicare Enrollment In Washington
Washington offers residents free, unbiased Medicare counseling from SHIBA to learn how Medicare functions locally. The Washington Supplement Health Insurance Act governs how companies can administer plans in the state, including limitations on how providers can determine pre existing conditions. All Washington Medicare plans conform to federal standards regarding benefits.
In Washington, someone under the age of 65 who has been receiving SSDI for 24 months is automatically enrolled in Medicare. Certain disabilities also qualify for Medicare without the 24-month waiting period.
Community Health Plan of Washington
Community Health Plan is an HMO providing Medicare Advantage plans. The organization specializes in free and low-cost policies. Customers can check the website to see which plans are available in their county and contact the company for assistance with questions and enrollment. Reviews for Community Health Plan note helpful representatives, quick response times, and high quality care from providers. Members like the great coverage.
| Address | 1111 3rd Ave #400, Seattle, WA 98101 |
| Phone Number | 1800-440-1561 |
Health Insurance NW
Health Insurance NW carries Medicare and supplemental plans plus many other types of insurance from a variety of providers. Customers can review insurance options with a specialist or get a quote and enroll online in minutes. Choices include Premera, Regence BlueShield, Mutual of Omaha, Molina Healthcare and more. Reviewers appreciate Health Insurance NW’s agents, who present multiple Medicare supplement options, take time to explain details, and help them save money and find optimal coverage to fit their situation.
| Address | 3348, 1416 E Main Ave ste a, Puyallup, WA 98372 |
| Phone Number | (253) 460-9444 |
Benefits NW
Services at Benefits NW are 100% free to the consumer. The company works with major providers to offer multiple options. Specialists research coverage and benefits to help customers compare plans. Customers will receive assistance with enrollment, follow up support, and annual insurance reviews to make sure they’re still getting the best deal. Reviewers give Benefits NW five stars for professionalism, extensive knowledge of insurance options, and agents who listened to their needs and navigated Medicare plans to maximize their benefits.
| Address | 8620 Holly Dr Ste 220, Everett, WA 98208 |
| Phone Number | (425) 353-9763 |
VibrantUSA
VibrantUSA is an independent broker representing various carriers to provide the best options to clients for Medicare, supplement plans, Medicare Advantage and prescription drug plans. A specialist will work with you to research the most advantageous plans for the best value. VibrantUSA is a local Medicare expert and partners with doctors throughout the state to make sure customers are covered. Reviewers rate this company highly for the well-priced plans that meet their needs and for the excellent customer service from attentive and respectful agents who make the Medicare process easy.
| Address | 10410 19th Ave SE Suite #101, Everett, WA 98208 |
| Phone Number | 1866-733-5111 |
Your Insurance Gal
At Your Insurance Gal, local agents partner with major insurance carriers to help you find plans to best fit your needs. You can find assistance with eligibility questions, annual enrollment, price quotes, Medigap coverage, and all other insurance needs. At no cost, customers can meet with a specialist to review coverage. Reviewers are impressed by personalized service from agents who take time to explain each option. Customers say this company made Medicare and supplemental enrollment a stress-free experience.
| Address | 113 NE 92nd Ave, Vancouver, WA 98664 |
| Phone Number | (360) 771-1155 |
Ken Williams CHFC CLTC CLU CHRS INC
Ken Williams is a local insurance broker who offers coverage from several major providers, including Kaiser Permanente, Molina, Coordinated Care Ambetter, Bridgespan, Pacificsource and Lifewise. The website provides user-friendly links for comparing plans from these providers. Customers can enroll online or contact Mr. Williams to assist and follow through on the process. Mr. Williams consistently gets five stars for his friendly service and the way he takes care of the application, gives constant updates, and takes time to explain Medicare plans.
| Address | 11335 NE 122nd Way #105, Office 117, Kirkland, WA 98034 |
| Phone Number | (425) 539-2016 |
Premera Blue Cross
Premera Blue Cross offers Medicare supplemental plans with perks such as a 24-hour nurse line, Silver & Fit membership, and senior discounts. Customers can request a free Medicare guidebook and enrollment kit on the website, watch videos to learn about Medicare, or enter their zip code and preferences to compare available plans. Reviewers have experienced exemplary customer service from helpful agents who provided information and answered questions. Others cited satisfaction with Premera Blue Cross’s coverage and monthly rates.
| Address | 7001 220th St SW, Mountlake Terrace, WA 98043 |
| Phone Number | 1800-722-1471 |
Senior Benefits Solutions
Senior Benefits Solutions specializes in Medicare and supplemental coverage. Customers can visit the company website to compare standardized plans at a glance and can call to set up an appointment with a specialist to explore all benefits and plan options. Services are 100% free. Customers were happy to have this company on their side as they navigated Medicare and were especially grateful to talk to real, caring agents who were very knowledgeable in all categories pertaining to Medicare.
| Address | 1407 N Young St # A9, Kennewick, WA 99336 |
| Phone Number | (509) 735-1011 |