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First American Home Warranty

4.3 Stars (248 Reviews)
Updated: January 20, 2023
By: Jonathan Trout
Jonathan Trout
Content Manager
Jonathan is a former product and content manager for Retirement Living. His background spans sales/marketing, finance, and telecommunications. Jonathan’s expertise in consumer wellness and research-backed data stories helped educate seniors on financial planning, retirement, and community resources. Jonathan graduated from Oklahoma State University with a B.S. in Environmental Sociology.
Content Manager
Edited by: Jeff Smith
Jeff Smith
Sr. Content Manager
As Retirement Living’s senior content manager, Jeff oversees the product and publishing of all retirement, investing, and consumer wellness content on the site. His extensive expertise in brand messaging and creating data-driven stories helps position Retirement Living as a top authority for senior content and community resources.
Sr. Content Manager

First American Home Warranty is a home warranty company founded in 1984 and is part of the First American family of companies. They offer home warranty service plans to homeowners and real estate professionals ranging in price from $288-$468 per year with service-call fees costing $75-$95.

Editorial Breakdown

Service Quality 4.3 Stars
Affordability 5 Stars
Coverage Area 4.3 Stars
Customer Service 4 Stars

Overall Rating 4.6 Stars

Bottom Line

A First American Home Warranty can be tailored using add-on coverage to fit more specific appliances you may have in your home.

248 First American Home Warranty Reviews

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1 Star

August 27 2019 12:38AM

Never buy from first American because you will be last, the took my money sent 3 plumbers out and nobody did anything, one company didn't have the right license, my house was leaking water over 10 day and it will still be leaking waiting on first American.

Customer service is bad, they take your money and never fix anything even if it's on your contract they will find a way to not fix anything, I demand my money back and I will be contacting the Someone higher to report you guys. Fyi they still have not fixed my plumbing problems it's been 3 weeks. Wow.

Xavier W.
Las Vegas, NV
1 Star

August 24 2019 7:46PM

I've been told by other new home buyers that a home warranty is a joke. Now that I've experienced First American Warranty, I have to agree. They will come up with a lot of excused not to cover a legitimate claim. And doesn't seem to be any recourse, other than to submit more proof and have the claim consistently denied each time.

My advice is if your seller is required to provide a home warranty, get the cash instead. Especially if it's from First American Home Warranty. At least you'll have a little bit of cash to go towards fixing something yourself that should have been covered by the home warranty. First American Home Warranty is worthless.

Mike B.
Laguna Niguel, CA
1 Star

August 16 2019 11:00AM

It's been over 2 weeks without AC. This company quotes you non-existent guidelines constantly to refuse to do crap. They give days on days to allow for their refusal to do anything. Then they refuse to pay for the items you need replaced. All in all COMCAST HAS BETTER CUSTOMER SERERVICE THAN THIS. Unprofessional company stay far away.

Mike D.
No, GA
1 Star

August 14 2019 6:32PM

Worse home warranty that could be out there. I purchased a house and added home warranty they were soo good to collect the money, however I reported that my A/C was not working at all. They sent a technician and he stated that the compressor was bad and that the whole unit needed to be replaced. It took them more than a week after calling them soo many times for them to tell me that the claim was denied, their reason was because the unit was too old and it had pre existing problems. My question is why would they even offer coverage for what they call. Old equipment if they wont even repair or replace... They shouldnt... SCAMMMMM.

Andres M.
Houston, TX
1 Star

August 14 2019 12:52AM

This company is horrible and they treat customer like ** and on top of all that they will screw you big time. And too rude to let you know what is going on till you are aggravate ** and do it all on your own. I have paid them good money each month for years and when I need them they screw us. I will never pay another penny to them every again. Way to take my money each month and never do anything for it **.

P R.
Bakersfield, CA
1 Star

August 09 2019 8:56PM

First Year was good. I had just purchased a house and it come with First American Home Warranty. I add extra coverage, few months in my washer went out. Call problem. Was fit with in 48 hours, Second year I renew few months later ac wasn’t blowing cold. Called, send a scammer out. All his reviews, all bad 3 pages. First American Home Warranty denied coverage base on the scammer. Sent me pictures of the reason coverage was denied. WOW this wasn’t my unit. Told them, sent pictures with my name and contract number in pictures to show this is mine. Ask for a new company to come check and take new picture to show what my unit look like, they said no. I call HQ. No luck. I just cancel and make a point to tell every one don’t do business with First American Home Warranty.

Moses S.
Lancaster, CA
1 Star

August 08 2019 11:26PM

With home warranty companies it comes down to claim service and contractor quality. FAHW failed me on both counts. When I filed an air conditioning claim I first waited two days for a callback and then they wanted me to wait 10 days for their contractor to come out.

I insisted on getting a local contractor of my choice who was willing to come out the same day, and they agreed I could do so. My contractor quickly diagnosed and solved the problem, a simple addition of refrigerant was all that was needed, at a total cost of $119.00.

I forwarded the email receipt to the claims people along with the contact information for the HVAC contractor. FAHW claims reps would not accept the receipt, first claiming they couldn't open it, and then that it was incomplete, and finally implying I was being dishonest in some vague way. I suggested that if they didn't like the receipt they could contact the contractor, but they refused. What a waste of my time over a minor repair! What would they be like with a major break down? I'm not wasting any more money finding out.

My premium money is going into a personal rainy day account and I'll save myself a lot of grief from this company.

Michael L.
1 Star

August 08 2019 7:59PM

Poor service from start to finish.

1. Calling to make a new claim. Place on hold waiting (15 mins) to speak with customer service. The call center is located in some South American country. Once you get past the language barrior they submit your claim.

2. The contracted agent normally FAHW works with one or two for entire DFW area, so you know the service is going to be delated. Last time contractor cancelled 5 times.

3. The contractor will text or call an give you a 4-5 hour window when they can come out. So your waiting, then they call to cancel or reschedule another day. Just a big waste for my time.

4. When they do show up they look for reasons not to fix the unit. Like the last time my ice maker wasn't working.. they check the water flow into the refrig. and said it didn't have enough pressure to test the ice maker. So instead of hooking up to a water nearby faucet they wanted the line replaced.

He couldn't replace the line himself because he is not a plumber. Really so sad they techs are held back for getting the job done even on simple repairs. After having the home warranty insurance for 20 years and have spent nearly $12,000.00 in premiums and the cost of total repairs you received might be $1,000.00 it not worth the hoops you have to jump through for First American to do their job.

Most definitely not worth it. They have driven their operating cost down so low. By going out of the country to handle claim calls, by finding contactors willing to work for so little. That is the reason they have so few contractor for the DFW area. The customer suffers the most. The only ones getting the best service are the owner, management etc.. certainly not the customers.

1 Star

August 08 2019 3:40PM

TWO Months without A/C with no end in sight. They do not live up to the hype and do not care about their customers (let alone caring about their customer’s situations as if they were their own- which is a survey question repeatedly asked).

They refuse to tell you what’s going on with your repair/replacement and continually schedule incredibly sub-par contractors to come out to work on *your* property. If we don’t get a say in what happens, we at least have the right to know *what* is going on on our property.

Their claims resolution “specialists” are a joke. I’ve had only *one* decent one and I’ve spoken with over nine. Do not use this company!! Update: FAHW reached out and put a new specialist, Mariela (x3660) on our claim after I wrote this review. Mariela called and spoke with us then sent an email with her contact information, which we thought was a step in the right direction. Then she promptly stopped updating us or letting us know what’s going on with our claim and it will be two weeks tomorrow since her first (and last) communication with us.

We still have no idea when our unit will be replaced and we’ve just endured the two hottest months on record... in the history of temperature recordings, without full A/C upstairs. Now our other A/C unit is starting to show signs of overstress due to having to compensate for no upstairs unit for two months. Update2: Just called again to get someone else to find out what’s going on and George with Claims Resolution (**) said he would do nothing but send me back to Mariela... who is the one not responding!

I told him I needed to talk to someone about moving the claim forward and she’s not answering any calls, emails or messages, and he said (in a nutshell) too bad- I am not going to help you or transfer you anywhere else. So then I call again and get Julie (**), who at least was able to send me to Mariela’s supervisor (via voicemail of course) to see if maybe the supervisor could do anything.

Again, we’ve been without A/C for *TWO MONTHS*.

Ashley E.
Suffolk, WV
1 Star

August 06 2019 6:44PM

This warranty company is a complete scam. We have owned our home and paid for this warranty for over 5 years in the hope that if something happens, we will be taken care of.

Our A/C has been going out and they will only approve the bare minimum to get it running again, if at all, only for the A/C to quit again in a few months. This has happened repeatedly. Now we are in the dead heat of an Arkansas summer with small children in the home and they are refusing to send someone out in a timely manner.

I have contacted all 4 of the only contracted A/C repair companies they have in this state and all have stated that if I were a cash paying customer they would come out today to diagnose the ongoing issue with our A/C unit but because I am a "First American Home Warranty Customer" it will be several days before they can even schedule us in, even when classified as an "emergency claim" FAHM.

I have called the warranty company multiple times, either get hung up on (2x now), or told "we don't have supervisors here" or "my phone doesn't allow for transfers to other people" and even spoke with what I was told was a supervisor. This man offered absolutely no resolution, nor did he seem interested in helping me as a paying customer to the company he is paid to work for.

Customer service and satisfaction is not a goal of this company. Taking your un-godly amounts of money each year with the false hope that they will be there to help when something goes wrong is what they specialize in. I don't see how anyone can give this company anything other than a 1 star review.

I would give it 0 stars if it allowed. Stay far far away from this company unless you truly enjoy throwing money down the drain each year and dealing with a bunch ** condescending representatives.

Nicole P.
Sherwood, AR