Omega Auto Care Car Warranties

Began with misrepresentation of contract ending with getting screwed on coverage l was not aware of till they wanted to renew contract. The customer service representative l spoke to about my concerns basically called me a liar with enough ATTITUDE, you would think money was coming out of her pocket. Very dry sorry l got involved with this company. They double talk you till you just give up with frustration. To me bumper to bumper means bumper to bumper! Am l missing something? BUYER BEWARE!!!

I have been paying on my warranty policy now for going on 2 years at $127.00 a month. The truck is used by my girlfriend who was just diagnosed with liver cancer. She was given 6 months to live. This truck is her only means of transportation to and from the doctors and the hospital. The truck had to go into the shop, due to a transmission problem. I bought the extended warranty when the truck already had 167,000 miles on it. The truck now how 202,000 miles on it. After taking it into an actual Ford dealership repair shop.

They found that the transmission needed repaired. Omega asked for 3 receipt showing that transmission flushes where done on a particular mileage. When I called them to tell them that my truck had a seal transmission with a life time Fluid. They then came back with, will we need to see a receipt showing a transmission flushes had been done at 150,000 miles. Well, I didn't even purchase the warranty until the truck had over 150,000 miles on it. It had 167,000 miles when purchased. They denied the claim. The Ford dealership even went as far as to do an analysis on the transmission fluid, which had determine the truck fluid was within the criteria for a truck especially with over 200,000 miles. And that there was no signs of misuse on our part. Omega would not even let the Ford dealership express their opinion. In short, just denied the claim without consideration. Omega has collected now a total of over $ 3,000.00 from me, with one last payment to go. There is no way in ** I will be sending that final payment. The cost of the transmission repair was under $2,000.00.

They would have still made a profit of over a $1000.00 if they would have made good on the claim. The truck sat in the shop for over a week. I had to pay Ford $110.00 just to do the estimate. You would think that a company like Omega would have a little compassion for my girlfriend situation and the fact that nothing was ever mention at the time of purchase or in the policy about having a list of required maintenance items ALREADY performed. We don't have the money for another vehicle or to repair it ourself considering the expense we have with her cancer treatments and medications. This type of customer service by Omega is without a dought, unfair, unethical and shameful. In my opinion it's an act of fraud on their part. Think twice before purchasing a warranty service contract from Omega auto care.

Purchased this policy thinking that the items that are listed would be fully coverage because that's what I was told when purchasing this policy, Took car to the shop for a axle issue they only paid 86 dollars toward the item which is nothing. I had to pay the rest which was 200 dollars more. I am not happy at all and will be canceling for false advertising ASAP!!!

Haven’t had problems other than the transmission going out, car care is in the process of doing the reimbursement and got to the issue in a timely manner. Other than I think I will keep renewing my contract with the warranty provider.

I have purchased this plan in 2016 Oct and requested a cancellation sometime in July - Aug 2018. The reason why I had to cancel is because the car engine had an issue and they said that they will not cover it until I paid for the mechanics to open it up for them to inspect. I will be responsible for the cost to open up the engine for them to inspect and to put that back together. And it is not guaranteed that they will cover the cost of repair depending on what originally fails in the engine even though it was a so called Enhanced Powertrain Coverage. They said that if the original cause was something that they do not cover and caused parts that they covered to fail, they will not cover it. I decided it was too much trouble to deal with it and decided to cancel the plan. In the period of being "insured",

I have only used 4000 miles out of the 100,000 miles of coverages and 1 year and 9 months out of the 5 year coverage. Totally I submitted claims for about 1200 dollars and paid the insurance in full. This is their exact wording of the refund policy. "The refund will be equal to the lesser amount produced using either the number of days the AGREEMENT was in force or the number of miles the VEHICLE was driven prior to cancellation, less a cancellation fee of seventy-five dollars ($75) and deducting all incurred Claims". Here is my complain. 1. At the point of purchase, when we ask the plan seller if there will be any fees to cancellation, they seller said that it will only charge you for the administrative fee (75 dollars) and the period or mileage you have used the plan for. However what he hid to explain is that in the contract, there is also a sentence that total cost of the all the claims you have filed will be subtracted from your refund as well. That is a misleading advertisement at the time of purchase. 2.

When I got the policy booklet, the first thing I looked at is the cancellation policy. The wording of the policy misdirected me into believing that they will use the less amount of day or miles to calculate my refund total. As I know that I don't use the car much so I was expecting a high refund, therefore I kept the plan when I looked at the contract. But it turned out opposite due to the word "produced" (yes if you have read it wrong like I did, go back and read the sentence again). 3. The insurance said they cover all those parts, but they don't. When it comes to repair, like alternators, engines, they will only cover some but not all parts. You will end up paying for the parts they do not cover. Unless you are a car expert and know exactly what you need to repair, there is no way for non-mechanics like us to see the trap in the contract. 4. The fact that I have purchased an INSURANCE and I have to PAY you for the PERIOD I am insured AND the CLAIMS that the company should be responsible for at the time of insured is outrageously unethical and puts it into a scam categories at least for me. If you are willing to pay the price of an insurance and at the same time of the claims, feel free to purchase this plan! 5. The lady for Omega BBB has argued vigorously with me that Omega Auto Care had done nothing wrong. She said it is the customer's responsibility to read the contract and she kept trying to confirm if I said "I read the contract wrong" (maybe there is recording I don't know).

I said yes I do understand what you mean in the contract but I did initially misunderstand the vague wording you put. But you have a sales person that did not explain the cancellation policy in full term and you are selling an "insurance policy" that is not covering the claims during the insured period. She then said "this is not an insurance policy" and it is common in the industries. Hey Dominique, I respect that you have full love towards the company you work for but you need to respect that customers have their rights to share their unpleasant opinions towards the product you sold. If it is a good warranty and cover what customers were told by sales person and have no expectation difference, no one will complain. The fact that your sales person is deceptive and your argument the 30 days refund policy is enough to wipe out the deceptive sales behavior is amusing. You can continue to to claim the company is great, but for those who had been in the trap, they will continue to share the traps. What she couldn't understand is that I do not expect the refund to go through because obviously the sales person's conversation was not recorded back then and I have no proof for false advertisement. And they didn't even categorize themselves as an insurance plan seller which invalidates my second complain about insurance policy that is not covering the claims during the insured period. And lastly the wording was vague but they can justify what they doing with the vague meaning of the word produce (which the lady insist it was by definition not vague). The lady seems to be very angry as she sees nothing was wrong with Omega Auto Care. I had to agree the word "produce" bought them that privilege. But I am not writing to expect a refund. Even though I did select a refund as a resolution, we all know that this is not going to happen. I am writing to let other people know about this trap in the policy so that no other people will stumble onto this once they read my review and will try my best to keep this issue as unresolved so people can read it. This is what I hope my thousand dollars paid to them would do for the society. :)

The overall experience was good. They worked with me and I was able to get my claim paid in a timely manner. The whole process took less than a week from start to finish. Having this service took a lot of stress off of me.

I’m so glad and very satisfied with my choice of get an extended warranty with Omega, I drive a 2013 Mercedes Benz E350, this vehicle have too many costly repair with the emission system, fuel injectors and computer. Getting the extended warranty was the best decision I advise anyone with a luxury vehicle or not to get the extended warranty. This company process the claim very smooth. Thanks Omega team for the great service provided

OMG. I am so happy Omega gave me the best experience with my car warranty. From A to Z they made the transition so easy. Often you hear nightmares about warranty companies attempting to degrade your breakdown and attempt to fight against you. Not in my case, Omega’s customer service was excellent. They were quick to respond and very attentive to my situation. Thanks again Omega.

Service was covered as described. However it took two weeks for the company to decide if they would cover or not. I have had another large claim and it was covered also. It also took a while for decision. In the end they covered it and that's all I really care about.

I pay 207$ a month for what? When I go to the dealership and gotta pay outta pocket two times. Well they say I have the best warranty they offer but it hasn't done anything for me. I been to the dealership two times nothing was covered. Both times had to pay outta pocket. Like I don't get it what's the best warranty if you still gotta pay on the service to get done. I thought that's what the warranty is for? I cant wait until this is up a few more months