Omega Auto Care Car Warranties
Caption: Omega Auto Care Car Warranties

Omega Auto Care Review

We awarded Omega Auto Care the “Best Value” on our Best Car Warranties guide because the company offers three types of service contracts that cover everything from new cars to older vehicles with less than 250,000 miles. These contracts come with many benefits included in the price.

If you’re considering buying a used car or the manufacturer’s warranty on your existing vehicle is nearing the expiration date, a service contract (frequently referred to as an extended warranty) can save you hundreds on costly repairs. USA Today reported that a 2017 study from the American Automobile Association (AAA) found that nearly one-in-three Americans said that they couldn’t afford to pay a $500 to $600 car repair bill without going into debt. Based on those figures, a full brake job including rotors, calipers, drums, pads and cylinders can put you in a financial bind with an average cost of $750. Transmission replacement doubles that dollar figure and goes up with the average price running between $1500 and $3500.

Omega Auto Care coverage holders don’t have to worry about skyrocketing repair costs since covered services are only subject to a pre-defined deductible based on their plan. Accepted nationwide, Omega Auto Care coverage can be used at any licensed repair facility, so customers aren’t limited to a small handful of shops.

Pros
  • High ratings from trusted review organizations
  • Three plans are offered with varying levels of coverage for cars up to 15 years old
  • Extra benefits like Roadside Assistance, Rental Car Reimbursement and Trip Interruption are included with every plan at no additional charge
Cons
  • There is no way to purchase coverage or get a quote online; you have to call and speak with a sales person

Omega Auto Care Products

Omega Auto Care has three extended warranty coverage options: New Exclusionary, Used Stated Coverage and Powertrain Protection. Each coverage option has requirements on your vehicle’s age and mileage, and each one offers varying degrees of coverage. Omega’s website provides PDF examples of an agreement for each option. These sample agreements lay out the fine print for each protection package. We’ve highlighted what each protection package includes below.

Coverage Plan Vehicle Age/Mileage Items Covered
New Exclusionary Current model year + 7
model years with less than
150,000 odometer miles		 Most major component systems
Used Stated Coverage Current model year + 10 model
years with less than
150,000 odometer miles		 Most major component systems
Powertrain Protection Current model year + 15
model years with less than
250,000 miles		 Engine, transmission,
transfer case, drive axles,
seals and gaskets

What is not covered – Exclusions vary depending on the coverage purchased but the sample contracts Omega Auto Care provides spell them out thoroughly. The key is reading the entire contract upon receipt, so you know exactly what is covered and what isn’t. You can still cancel if you decide the benefits are not for you.

How To Submit A Claim With Omega Auto Care

Omega states before any repairs can be made to your car, you must call them to start the claim and authorization process. Its claims department operates Monday-Friday, 8:00 am to 7:00 pm (CST). To submit a claim follow these steps:

  1. Use all reasonable means to keep your car from getting damaged further. Stop your car and call for roadside assistance to tow it. Omega asks that if your contract states you should use Road America or Auto Knight, call the number listed for them on your contract.

  2. Only take your car to a licensed repair shop of your choice. Once there, have the repair shop call the number on your contract before they make any repairs.

  3. Authorization from Omega is strictly required before any repairs can be made. Once you have a diagnosis from the repair shop, call Omega’s claims department to start a claim.

Omega Auto Care Benefits

Omega Auto Care provides extra benefits at no additional charge to all customers regardless of their coverage level.

  • Roadside Assistance – Roadside assistance is provided through Road America and Auto Knight. It’s available 24 hours a day, 365 days a year.

  • Rental Car Reimbursement –The level of coverage determines the maximum per-day and per-occurrence reimbursement.

  • Road Hazard Coverage (Tire Only) – Omega Auto Care pays up to $400 in reimbursement for any roadside hazard repairs, up to $100 for each tire replacement and up to $20 toward a full repair.

Omega Auto Care Cancellation Policy

The Omega Auto Care website doesn’t provide a cancellation policy but we spoke with their Director of Operations who stated customers have a 30-day money-back guarantee block of time to review the coverage and decide whether or not they want to keep the coverage.

omega auto repair

Omega Auto Care Prices

Coverage with Omega Auto Care begins around $2/day for month-to-month plans. Prices will vary based on the type of car, the package you choose, and the promotional offer you receive.

To get a quick quote, potential customers can contact Omega Auto Care through a form on the website or call their toll-free number at 844-855-3956. Agents are available Monday through Friday from 7:30 am to 7:00 pm (CST) and Saturday from 7:30 am to 1:00 pm (CST).

Omega Auto Care Reviews and Ratings

The review section on their website isn’t typical of what you find on the majority of company sites in that they don’t provide potential buyers with a lot of glowing customer reviews that have been submitted directly to the company. Instead, Omega Auto Care feeds reviews directly from those submitted to ConsumerAffairs, so you see the good, the bad, the ugly and the indifferent instead of just the cherry-picked best.

Phrases like “best customer service anywhere” and “outstanding service” are liberally sprinkled throughout the reviews. In the past three years, only 55 complaints have been lodged against Omega Auto Care with the Better Business Bureau. The company responded to each one of them. Sixteen were resolved to the customer’s satisfaction. The remaining 39 have been marked by the BBB with the following: “The Business addressed the issues within the complaint, but the consumer either (a) did not accept the response, OR (b) did not notify BBB as to their satisfaction.”

  • ConsumerAffairs named Omega Auto Care a ConsumerAffairs Accredited Brand with 4.5 stars based on over 200 customer ratings.

  • Better Business Bureau lists Omega Auto Care as a BBB Accredited Business with an A+ Rating (4.86 out of 5 stars).

  • Ripoff Report lists Omega Auto Care as a “TRUSTED Business” and notes, “Positive rating and recognition have been given to Omega Auto Care for its full commitment to quality customer service.”

Omega Auto Care Q&A

  • Does Omega Auto Care sell a warranty or a service contract?
    According to the FTC, though automotive service contracts are frequently referred to as “extended warranties,” they are not warranties as defined by federal law because they can be purchased at any time and always cost extra. A warranty is included in the purchase price of the car and isn’t something that can be bought long after buying the vehicle. Therefore, by definition, Omega Auto Care sells service contracts.

  • What are key things to look for in the contract fine print?
    Specific exclusions and covered parts will be listed in Omega’s contract but the FTC advises if you don’t see an item listed, assume it’s not covered. The government agency also warns consumers to be on the lookout for “absolute exclusions that deny coverage” (i.e. “If a covered part is damaged by a non-covered part, the claim may be denied.”) This phrase was found in a sample Omega Auto Care policy. Other review sites advise that repairs due to “normal wear and tear” may also be excluded from coverage.

  • Does Omega Auto Care require pre-approval for repairs?
    All of the sample contracts state that the repair facility must call the claims center before any repairs are made for approval unless it is a “simple emergency repair” of a covered part that will take two hours or less of labor to complete and it’s outside of regular business hours. Simple emergency repairs can be authorized by the coverage holder but they must be reported to the claims center within five business days.

  • Is there a waiting period before a claim can be filed?
    There is no mention of a waiting period on Omega’s website but as previously mentioned, we found out there is a 30-day 1,000 mile waiting period before filing a claim.

  • Are monthly payments available or do the plans have to be paid for in full?
    Omega Auto Care coverage plans can be paid for in full, up front or through monthly payments.

  • What is Omega’s business record like?
    Great. According to online reviews and ratings, Omega provides excellent customer service. We found two old lawsuits during our research that resulted from marketing companies using auto-dialers to call cell phones and landlines trying to sell policies. Omega has since changed the terminology in their agreements with marketing companies to prevent this from happening again.

Conclusion

Auto warranty scams are so rampant that the FCC has a warning page about them on their website. Those few bad apples have led some to believe that any service plan not offered by the manufacturer is a rip-off, despite research saying there is no better way to protect your vehicle than an extended warranty.

Buying an extended auto warranty or service contract guarantees the warranty company will pay for expensive repairs so you don’t have to. Omega Auto Care stands behind their customers with their customer service, reviews and ratings.

Omega Auto Care Reviews

Recent Reviews

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February 07 2019 2:42PM

Purchased this policy thinking that the items that are listed would be fully coverage because that's what I was told when purchasing this policy, Took car to the shop for a axle issue they only paid 86 dollars toward the item which is nothing. I had to pay the rest which was 200 dollars more. I am not happy at all and will be canceling for false advertising ASAP!!!

TIFFANY P.
Nashville, TN
Omega Auto Care

Tiffany, I am sorry for the confusion during your claim. In your case, the repair facility charged more than necessary for both parts and labor, which is why there was a difference on top of your standard $100 deductible. I understand that you have since cancelled, but if you are ever interested in a more detailed explanation, you are more than welcome to give us a call. Sincerely, Omega Auto Care

January 24 2019 11:26PM

Haven’t had problems other than the transmission going out, car care is in the process of doing the reimbursement and got to the issue in a timely manner. Other than I think I will keep renewing my contract with the warranty provider.

Malcolm F.
Claremont, NC
Omega Auto Care

Thank you for being a part of the Omega Auto Care family!

December 28 2018 2:31AM

I have purchased this plan in 2016 Oct and requested a cancellation sometime in July - Aug 2018. The reason why I had to cancel is because the car engine had an issue and they said that they will not cover it until I paid for the mechanics to open it up for them to inspect. I will be responsible for the cost to open up the engine for them to inspect and to put that back together. And it is not guaranteed that they will cover the cost of repair depending on what originally fails in the engine even though it was a so called Enhanced Powertrain Coverage. They said that if the original cause was something that they do not cover and caused parts that they covered to fail, they will not cover it. I decided it was too much trouble to deal with it and decided to cancel the plan. In the period of being "insured",

I have only used 4000 miles out of the 100,000 miles of coverages and 1 year and 9 months out of the 5 year coverage. Totally I submitted claims for about 1200 dollars and paid the insurance in full. This is their exact wording of the refund policy. "The refund will be equal to the lesser amount produced using either the number of days the AGREEMENT was in force or the number of miles the VEHICLE was driven prior to cancellation, less a cancellation fee of seventy-five dollars ($75) and deducting all incurred Claims". Here is my complain. 1. At the point of purchase, when we ask the plan seller if there will be any fees to cancellation, they seller said that it will only charge you for the administrative fee (75 dollars) and the period or mileage you have used the plan for. However what he hid to explain is that in the contract, there is also a sentence that total cost of the all the claims you have filed will be subtracted from your refund as well. That is a misleading advertisement at the time of purchase. 2.

When I got the policy booklet, the first thing I looked at is the cancellation policy. The wording of the policy misdirected me into believing that they will use the less amount of day or miles to calculate my refund total. As I know that I don't use the car much so I was expecting a high refund, therefore I kept the plan when I looked at the contract. But it turned out opposite due to the word "produced" (yes if you have read it wrong like I did, go back and read the sentence again). 3. The insurance said they cover all those parts, but they don't. When it comes to repair, like alternators, engines, they will only cover some but not all parts. You will end up paying for the parts they do not cover. Unless you are a car expert and know exactly what you need to repair, there is no way for non-mechanics like us to see the trap in the contract. 4. The fact that I have purchased an INSURANCE and I have to PAY you for the PERIOD I am insured AND the CLAIMS that the company should be responsible for at the time of insured is outrageously unethical and puts it into a scam categories at least for me. If you are willing to pay the price of an insurance and at the same time of the claims, feel free to purchase this plan! 5. The lady for Omega BBB has argued vigorously with me that Omega Auto Care had done nothing wrong. She said it is the customer's responsibility to read the contract and she kept trying to confirm if I said "I read the contract wrong" (maybe there is recording I don't know).

I said yes I do understand what you mean in the contract but I did initially misunderstand the vague wording you put. But you have a sales person that did not explain the cancellation policy in full term and you are selling an "insurance policy" that is not covering the claims during the insured period. She then said "this is not an insurance policy" and it is common in the industries. Hey Dominique, I respect that you have full love towards the company you work for but you need to respect that customers have their rights to share their unpleasant opinions towards the product you sold. If it is a good warranty and cover what customers were told by sales person and have no expectation difference, no one will complain. The fact that your sales person is deceptive and your argument the 30 days refund policy is enough to wipe out the deceptive sales behavior is amusing. You can continue to to claim the company is great, but for those who had been in the trap, they will continue to share the traps. What she couldn't understand is that I do not expect the refund to go through because obviously the sales person's conversation was not recorded back then and I have no proof for false advertisement. And they didn't even categorize themselves as an insurance plan seller which invalidates my second complain about insurance policy that is not covering the claims during the insured period. And lastly the wording was vague but they can justify what they doing with the vague meaning of the word produce (which the lady insist it was by definition not vague). The lady seems to be very angry as she sees nothing was wrong with Omega Auto Care. I had to agree the word "produce" bought them that privilege. But I am not writing to expect a refund. Even though I did select a refund as a resolution, we all know that this is not going to happen. I am writing to let other people know about this trap in the policy so that no other people will stumble onto this once they read my review and will try my best to keep this issue as unresolved so people can read it. This is what I hope my thousand dollars paid to them would do for the society. :)

Bishan L.
October 04 2018 11:16PM

The overall experience was good. They worked with me and I was able to get my claim paid in a timely manner. The whole process took less than a week from start to finish. Having this service took a lot of stress off of me.

Kyra J.
Omega Auto Care

Kyra, We love hearing that we could make an otherwise stressful situation not so stressful. Your vehicle is usually your second largest investment, next to your home, so to have it out of commission, and then have to deal with a repair facility all on your own, can be overwhelming. We are happy we were able to be there for you, and look forward to being there in the future as well. Sincerely, Omega Auto Care

September 14 2018 1:23AM

I’m so glad and very satisfied with my choice of get an extended warranty with Omega, I drive a 2013 Mercedes Benz E350, this vehicle have too many costly repair with the emission system, fuel injectors and computer. Getting the extended warranty was the best decision I advise anyone with a luxury vehicle or not to get the extended warranty. This company process the claim very smooth. Thanks Omega team for the great service provided

Angel R.
September 12 2018 2:16PM

OMG. I am so happy Omega gave me the best experience with my car warranty. From A to Z they made the transition so easy. Often you hear nightmares about warranty companies attempting to degrade your breakdown and attempt to fight against you. Not in my case, Omega’s customer service was excellent. They were quick to respond and very attentive to my situation. Thanks again Omega.

John H.
September 12 2018 3:30AM

Service was covered as described. However it took two weeks for the company to decide if they would cover or not. I have had another large claim and it was covered also. It also took a while for decision. In the end they covered it and that's all I really care about.

Daniel H.
August 15 2018 11:12AM

I pay 207$ a month for what? When I go to the dealership and gotta pay outta pocket two times. Well they say I have the best warranty they offer but it hasn't done anything for me. I been to the dealership two times nothing was covered. Both times had to pay outta pocket. Like I don't get it what's the best warranty if you still gotta pay on the service to get done. I thought that's what the warranty is for? I cant wait until this is up a few more months

Domenico W.
Omega Auto Care

Hello, I was able to locate your account to see what happened, and you are right that you do have the highest level of coverage available. I can honestly say that I have never seen someone with your level of coverage have two things in a row break that weren't eligible. I am very sorry you had such bad luck, but I am confident that you will see how great this policy will work for you in the future. One of the great things is that you still have coverage until September of 2021 even though you are done making payments. Sincerely, Omega Auto Care 877-850-0443

August 10 2018 9:58PM

Needed transmission fixed and they went as far to say carfax said my mileage was wrong!!! I had more than 1000 miles and it happened 2 days after my warranty started. So now I'm without my jeep and they will not help me! They make it sound so good when they are getting you to sign up! Never again will I trust any outside warranty companies. In canceling and getting my money back! Think twice before about this company! I did all the stipulations and they worked hard to not help me!!

Debra K.
Omega Auto Care

Debra, Even though we would love to help everyone, we cannot pay for pre-existing problems. The 30 day and 1000 mile validation period is standard in our industry, and has to be completed. Lots of different auto industry professionals both report to, and rely on Carfax for information. In your case it did show that you gave the incorrect mileage at the time of purchase, and put your vehicle well under the required 1000 miles to complete the validation. Had you chosen to continue the policy, you would have been covered with "new car" coverage moving forward. Should you ever reconsider coverage or have any questions, please give us a call. Sincerely, Omega Auto Care

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