Retirement Planning » Financial Advisors » Miami, FL

Financial Advisors Miami, FL

Latest update: January 7, 2020

Population470,914
State Income Tax0.00%
Median Home Price$324,000
City Sales Tax7.00%

Miami, Florida is the sixth-largest city in the United States and is the twelfth-largest urban economy.

Find a financial advisor in Miami, FL

Miami metro area residents have a choice of nearly 5,400 financial advisors to work with. It can be overwhelming to comb through that many professionals, so we did that work for you. We found the best Miami financial advisors by considering customer reviews, certifications, SEC filings and asset requirements.

Find a financial advisor that fits your needs

Cathy Pareto and Associates

  • Assets Managed: $122.9 million
  • Minimum Assets: $500,000

Cathy Pareto and Associates is a Miami-based firm that provides financial planning and investment management services to individuals and families. The firm helps clients make better financial decisions with financial advisors who serve as a sounding board. Clients can ask any questions related to insurance, retirement, real estate or other financial matters.

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Tobias Financial Advisors

  • Assets Managed: $330.3 million
  • Minimum Assets: N/A

Tobias Financial Advisors provides personalized wealth management services to a select group of clients. Established in 1980, the boutique firm now employs a team of experts with over 75 years of cumulative wealth planning experience. All Tobias investment advisors hold the Certified Financial Planner designation.

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Provenance Wealth Advisors

  • Assets Managed: $421 million
  • Minimum Assets: N/A

Provenance Wealth Advisors’ financial professionals provide comprehensive estate, financial, business and investment planning. Financial advisors help clients navigate complex financial and risk management situations. The firm offers a wide range of financial advisory services. These include legacy and special needs planning, philanthropic giving, business succession and more.

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The Lubitz Financial Group

  • Assets Managed: $215.2 million
  • Minimum Assets: $500,000

The Lubitz Financial Group offers financial and investment planning to clients in all phases of life. The firm provides financial advisory services for people at various career stages. Lubitz also works with individuals undergoing a divorce or career change, or who have lost a spouse. The Lubitz Financial Group welcomes individuals and families who recently moved to the Miami area or to the country.

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Beta Capital Management, LLC

  • Assets Managed: $323.9 million
  • Minimum Assets: $100,000

Beta Capital Management is a broker-dealer offering wealth management services. The firm works with individuals and institutions to protect and increase asset values. Financial advisors at Beta Capital Management have a global perspective. The firm offers an extensive range of both domestic and international investment funds.

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AZ Apice Capital Management LLC

  • Assets Managed: $284.2 million
  • Minimum Assets: $100,000

AZ Apice Capital Management provides asset management and advisory services with access to over 60 markets around the world. The firm also offers investment consultations, financial planning, tax consulting and trust services. AZ Apice Capital Management financial advisors are well-suited to clients interested in international financial markets.

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Financial Advisor Reviews Miami, FL


Cathy Pareto and Associates

Financial advisors at Cathy Pareto and Associates offer financial planning with six focuses. Clients who are at any stage of retirement planning find Planning for Life Stages to be helpful. Those who are going through a divorce, recently lost a spouse or are retired also benefit from the program.

Women receive special treatment at Cathy Pareto and Associates. Financial planning and investment services take into consideration the longer female life span. The firm also provides financial and investment advice for all families, including unmarried couples and same-sex unions. Families get assistance with insurance, estate planning, managing benefits and other money matters.

Most medical and dental professionals start saving for retirement later because they get additional degrees. There’s almost always student loan debt for these individuals as well. Cathy Pareto and Associates understands how to best help doctors manage saving for retirement while paying off educational loans. The firm also works with small business owners to manage their finances and retirement savings.

Cathy Pareto and Associates’ financial planning fee ranges from $2,500 to $5,000 depending on the client’s needs. The firm charges $300 per hour for financial consulting or other services not requiring a full financial plan. Hourly clients commit to a minimum of five hours. Investment management clients pay a percentage of assets across four tiers.

Cathy Pareto and Associates
Assets Managed $122.9 Million
Minimum Assets $500,000
Number of Advisors 4
Fee Structure Fee-Only
Address 2030 S. Douglas Road
Suite 215
Coral Gables, FL 33134

Tobias Financial Advisors

Tobias Financial Advisors is a wealth management firm that provides financial planning and investment management services. The firm also offers consulting to individuals, trusts, estates and business entities.

Wealth management services start with in-depth financial planning and portfolio design. Financial advisors then execute investment trades on behalf of clients. Some clients receive tax planning as part of their wealth management package. Tobias Financial Advisors maintains a conservative, long-term investment philosophy and monitors accounts continuously.

The family wealth management service includes everything in the wealth management program plus wealth transfer planning while reducing taxes. This service involves more complex estate planning, integrated tax and financial planning, philanthropy planning and risk management. Tobias Financial Advisors offers other financial planning services, such as NextGen, college planning, pre- and post-divorce planning and more.

The firm requires no minimum assets but charges a minimum of $10,000 annually for wealth management. Investment management services cost $3,000 per year, or fees are based on a percentage of managed assets. Financial planning services from Tobias cost at least $6,000 for a comprehensive plan.

The firm charges $100 to $500 per hour for modular planning. Ongoing planning and advisory services run $5,000 per year.

Tobias Financial Advisors
Assets Managed $330.3 Million
Minimum Assets N/A
Number of Advisors 7
Fee Structure Fee-Only
Address 1000 S. Pine Island Road #250
Plantation, FL 33324

Provenance Wealth Advisors

Provenance Wealth Advisors works to serve business owners, professionals and retirees to create and implement comprehensive financial planning strategies. The firm draws on a team with knowledge and experience across multiple disciplines. Clients benefit from fresh perspectives while designing a financial plan. Provenance’s comprehensive financial advisory services combine income, estate, investment and business planning.

Financial advisors at Provenance first prepare a Present Condition Analysis. The PCA is a complete review of all client accounts, insurance and investments. Clients receive help with areas of the PCA that don’t align with their goals.

Financial planning at Provenance Wealth Advisors is comprehensive and may include special needs planning and business succession planning. Estate, insurance, investment and legacy planning are also included. An in-house team of specialized researchers and portfolio managers handle investment planning. This team is led by a 30-year veteran in the investments industry.

Provenance Wealth Advisors financial planning services cost from $3,000 to $100,000. Financial consulting fees range from $100 to $600 per hour. Retirement planning costs from $100 to $500 per hour or a flat $3,000 to $50,000 plus a percentage of managed assets.

Investment consulting runs from $3,000 to $50,000. These fees depend on the scope and complexity of the services required. This fee is either a one time cost or an ongoing quarterly fee.

Provenance Wealth Advisors
Assets Managed $421 Million
Minimum Assets N/A
Number of Advisors 43
Fee Structure Fee-Based
Address 515 East Las Olas Blvd
15th Floor
Fort Lauderdale, FL 33301

The Lubitz Financial Group

The Lubitz Financial Group welcomes financially disorganized clients, recent empty-nesters, and those approaching retirement or other major life transitions. Comprehensive financial planning includes an analysis of the client’s financial situation, investment review, tax planning, and retirement and estate planning. Financial advisors at the firm also ensure clients effectively use employee benefits and insurance and plan for college and other major expenses.

Financial advisors work with your existing finance-related professionals, like a CPA or attorney, to create an effective financial plan. When the plan is completed, clients can continue to receive help with implementing the plan on a retainer basis. The Lubitz Financial Group recommends at least two years to help clients develop habits necessary to carry out the financial plan. However, over 95% of clients stay on board with the firm to have their portfolio managed.

Investment management services at The Lubitz Financial Group include financial planning. Securities chosen depend on the client’s goals and circumstances. The firm offers a full range of investments to meet any financial objectives.

Independent investment advisors at The Lubitz Financial Group have access to institutional managers as well as retail investments. This helps clients create a strong portfolio aligned with their priorities.

Investment management service fees are based on a percentage of managed assets with a $5,000 annual minimum. Financial planning starts at $5,000. Ongoing help with implementing the plan is free for investment advisory clients or $350 per hour. Those seeking financial advice without planning services pay $350 per hour.

The Lubitz Financial Group
Assets Managed $215.2 Million
Minimum Assets $500,000
Number of Advisors 4
Fee Structure Fee-Only
Address 9350 S Dixie Highway
Suite 1500
Miami, FL 33156

Beta Capital Management, LLC

The financial industry increasingly requires access to global markets to identify alternative investment opportunities. With Beta Capital Securities, you can access a wide range of global financial assets. These include a variety of domestic and international investment funds to build a personalized investment strategy for each client.

Beta Capital Management’ goals for wealth management are to protect client assets while increasing the value of their portfolio. The firm accomplishes this goal by providing access to a network of professionals and investment platforms. Beta Capital Management financial advisors work with clients who need help with financial planning, taxes and estate planning.

After establishing the client’s financial plan, the firm crafts an investment plan to support the client’s objectives. Advisors consider the level of risk a client is comfortable with and personal circumstances while choosing investments. Beta Capital Management continuously monitors portfolios, and financial advisors keep in touch with clients about market changes and portfolio strategy.

Investment management fees are based on a percentage of annual portfolio value. Some securities and commodities hold separate fees and minimum investment. Beta Capital Management charges $500 per hour or less for limited-scope financial advisory services. Some securities involve commissions.

Beta Capital Management, LLC
Assets Managed $323.9 Million
Minimum Assets $100,000
Number of Advisors 21
Fee Structure Varies
Address 777 Brickell Ave
Suite 1201
Miami, FL 33131

AZ Apice Capital Management LLC

AZ Apice USA operations opened in October 2015 in Miami. This firm combines Italy’s largest independent asset management firm and U.S. investment professionals with over 70 years of combined experience. AZ Apice works with international clientele with a focus on investment management with a global markets perspective.

AZ Apice Capital Management primarily provides investment advisory services. The company also offers wealth and corporate advisory, financial planning and asset allocation services. Investment management starts with financial planning. Financial advisors work with clients to assess their finances, identify and prioritize goals and determine risk tolerance.

After creating the financial plan, investment advisors collaborate with clients to devise an investment strategy. Investment managers monitor each portfolio to ensure financial objectives and targets are being met. Clients are consistently in communication with their advisor regarding the status of their investments.

AZ Apice Capital Management hourly services provide advice on a limited scope of work instead of producing a full financial plan. The hourly rate varies, up to $500 per hour. Advisory Services combine in-depth financial planning with investment management.

The fee for Advisory Services is based on 1% to 2% of total managed assets, with a minimum $1,000 fee. AZ Apice offers another program called Asset Management for an identical fee structure, but this service doesn’t include financial planning.

AZ Apice Capital Management LLC
Assets Managed $284.2 Million
Minimum Assets $100,000
Number of Advisors 4
Fee Structure Fee-Based
Address 1221 Brickell Avenue
Suite 2130
Miami, FL 33131

Conclusion

When choosing a financial advisor it’s important to do your homework. We recommend speaking with at least three advisors and preparing a list of questions to ensure you have explored all options and know what to expect.

We researched the best advisors in Miami, FL, with options for all situations and compiled our list to include all the criteria crucial when making a decision. We’ve included professionals that serve clients of all asset levels.

Miami, FL Financial Advisors
Company Assets Managed Minimum Assets Fee Structure
Cathy Pareto and Associates $122.9 Million $500,000 Fee-Only
Tobias Financial Advisors $330.3 Million N/A Fee-Only
Provenance Wealth Advisors $421 Million N/A Fee-Based
The Lubitz Financial Group $215.2 Million $500,000 Fee-Only
Beta Capital Management, LLC $323.9 Million $100,000 Fee-Based
Tiedemann Advisors $13.9 Billion Varies Varies
AZ Apice Capital Management LLC $284.2 Million $100,000 Fee-Based

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