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Featured: How Much Money Do I Need to Retire?
Trying to figure out how much money you will need to retire can be one of the most difficult financial questions to answer.
Retirement Planning
Retirement is one of the most important life events you’ll experience, and getting it right takes planning. Making sure you have a comfortable retirement from a personal and financial perspective is a long process that takes years of following a plan and continuous saving. Once you’ve reached your financial goals, managing your retirement is a continuing process that lasts the rest of your life.
The time it takes and the complexity of building a retirement portfolio to make sure you’re financially secure and personally ready for retirement may seem daunting but the process isn’t as complicated as most people are led to believe. Use Retirement Living’s Retirement Calculator to evaluate your current retirement plan.
With some research, the proper guides and tools, a savings and investment plan that works for your personal financial situation and a commitment to save for the long-term, you’ll be well on your way to your retirement goals.
Resources
Investing for Retirement
Pre-retirement planning
An investment strategy can help make sure the money you saved before retirement grows and lasts as long as you need it during retirement. Whether it's choosing the right IRA or deciding if an annuity is right for you, a personalized investment plan will make sure your savings won't run out.
How the SECURE Act Affects Your Retirement Plan
The SECURE Act, signed into law December 20, 2019, is the first overhaul of retirement savings plans in over a decade. The Setting Every Community Up for Retirement Enhancement (SECURE) Act primarily improves on requirements for retirement investments like IRAs.
2020 IRA Contribution Limits
Created in 1974, IRA accounts were created to allow Americans to save for retirement. Check out the IRA contribution limits in 2020, based on historical data.
2020 401(k) Contribution Limits
401(k) accounts are great retirement savings tools for people of all ages. Based on historical trends and public indications we forecasted the 401(k) limits for 2020.
Knowledge Center
Retirement planning
The more you build your retirement planning knowledge-base the smarter decisions you'll make with your investments. Below, you'll find answers to common questions about the differences between the various types of retirement savings plans, social security tax information and more.
When to File Retirement Plan Tax Form 5329
The IRS requires individuals to complete Form 5329 if they receive a retirement account distribution before the age of 59½. We take a look at what Form 5329 is and tips for filing it.
7 Ways to Earn Supplemental Income During Retirement
If you’re looking for supplemental income in your retirement, we have seven ways to pad your wallet.
Life Insurance vs. Annuities
Read about the differences between life insurance and annuities as well as advantages and disadvantages of both.
Senior Housing
Thinking about where you're going to retire and what kind of housing you want when you're there is an exciting part of retirement planning. However, the vast amount of choices might make it a bit overwhelming. Where are the best places to retire? Which states are the most tax-friendly for retirees? How much does senior housing cost? The answer to questions like these will get your retirement housing planning off on the right foot.
How to Tell a Loved One They Need Assisted Living
Talking to your parents or other loved ones about moving to an assisted living is one of the most difficult conversations you will have.
What Does Memory Care Cost?
Memory care costs depend on a number of factors including the location of the memory care facility, the number of clients accepted, and the amenities offered.
What Does Assisted Living Cost?
It can be difficult to find out the true cost of assisted living. We found the average cost of care and the change over time to help you.
Retirement Income
Retirement
Aside from investing your money, there are other ways to earn supplemental income during retirement. Working part- or full-time during retirement helps you stay active and engaged in your community while earning a helpful paycheck. There are plenty of job opportunities available for retirees to help you stay financially stable during retirement.
How Much Should You Have Saved For Retirement Based on Your Age?
We researched how much you should have saved for retirement based on your age. Check out rules of thumb to go by and ways you can start saving for retirement today.
Best Jobs For Retirees
Many Americans return to work after retirement due to the need for extra income for unexpected expenses, lack of savings, or because of a desire to stay busy. Here’s a look at some of the best jobs for retirement.
How Much Social Security Will I Get?
Read about the average minimum and maximum social security benefit as well as how your retirement age affects how much social security you’ll receive.