Best Dental Insurance Georgia

Dental Insurance Georgia

Dental Insurance Costs in Georgia

Dental insurance is typically paid for with a monthly premium. Many plans cover 100% of the cost for preventive care such as cleanings and cover a portion of the cost for specialized and major services. Customers should also expect to pay a deductible for each member on the policy; this ranges from $50 to $150 on average. Some plans provide discounts on dental services, so patients will pay a reduced rate out of pocket each time they visit the dentist.

The price you pay for dental insurance depends on the type of plan, the number of family members on the plan, and what the plan covers. Basic plans that cover only preventive care cost less than policies that include major services like crowns and root canals. Certain premium plans offer coverage for cosmetic dentistry and oral surgery, which adds to the monthly cost.

Types of plans:

• Preferred provider (PPO) — customers choose from a network of providers and visit in-network dentists to get the lowest rates.
• Dental HMO — requires you to choose a primary care dentist. These plans tend to have the lowest monthly premiums and no annual maximums, but they have little flexibility on which provider you see.
• Dental indemnity — also called fee-for-service. Customers choose any dentist and share costs with the insurance company for covered services. Premiums are higher for these plans.
• Dental savings plan — though this type of plan is not insurance, it offers set discounts on dental work at participating providers. These plans have low annual costs, but customers will likely pay more out of pocket for basic services.

A dental savings plan in Georgia starts at $179.95 per year. PPO plans start at about $22 per month.

Dental Insurance in Georgia

Georgia has over 5,000 practicing dentists. As the population of Georgia grows, so does the number of dentists in the state. But Georgia also has a shortage of dentists in rural areas. 92% of Georgians have access to fluoridated water and the state provides school-based dental sealant programs to boost oral health for kids.

Smokeless tobacco and smoking affect the dental health of Georgia’s teens and young adults and can cause periodontal disease. In Georgia, 27% of children have untreated tooth decay, and over 50% of kids have at least one cavity. Adults in Georgia suffer from tooth loss—only 29% of adults have their full set of permanent teeth. Luckily dental insurance in Georgia is affordable for customers on a budget, and many basic plans cover 100% of the preventive care that builds a foundation for good oral health. The Georgia Dental Association helps consumers find low cost dental clinics and provides resources to learn about oral health and dental insurance in the state.

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Affordable Family Health Services

Affordable Family Health Services offers a dental discount plan, not insurance. Customers can save 25-65% on cleanings, root canals, crowns, dentures and even braces. The plan costs $179.95 per year and is activated immediately upon enrollment, with no waiting periods and no limits on usage. Enrollees can access specialists without referrals. Reviewers liked that this company helped them find a good dentist and said the plan saved them money.

Affordable Family Health Services
Address	3957 Pleasantdale Rd, Atlanta, GA 30340
Phone Number	1866-519-7667

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Delta Dental

Delta Dental offers basic and premium PPO plans, DHMO plans, and affiliate plans with Costco and AARP. The DeltaCare USA DHMO plan has no waiting period. The basic and premium PPO plans include no-cost cleanings; the premium plan includes coverage for fillings, tooth whitening, root canals and crowns after 12 months. Customers can get an instant quote by entering their zip code and birthday on the website. Reviewers gave Delta Dental high marks for ease of use and great customer service.

Delta Dental
Address	1130 Sanctuary Pkwy #600, Alpharetta, GA 30009
Phone Number	1800-521-2651

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Insurance Depot

Insurance Depot helps clients find the best plan at the lowest possible price and will be there after the sale to take care of your insurance needs. They partner with United Healthcare, Aetna, Humana, BlueCross BlueShield and more. Dental plans from Insurance Depot cover 100% of annual cleanings and 50% of the cost of fillings and extractions. This company consistently gets five stars from reviewers for their outstanding customer service and a knowledgeable staff that helps customers find affordable plans.

Insurance Depot
Address	1484 Biltmore Dr NE, Atlanta, GA 30329
Phone Number	(404) 636-8881

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Blue Cross and Blue Shield of Georgia

Blue Cross and Blue Shield of Georgia offers stand-alone dental insurance or add-on dental coverage with health or vision plans. Plans cover preventive care and major services such as fillings, crowns, and root canals. Select plans cover orthodontics and dentures. Essential Choice PPO plans cover 100% of preventive care with no waiting period. Family PPO plans have high or no annual maximums.

Blue Cross and Blue Shield of Georgia
Address	400 Galleria Pkwy, Atlanta, GA 30339
Phone Number	1855-875-5569