Find a financial advisor in Houston, TX
Houston is the most populated city in Texas, ranks first in the energy industry in the United States and is home to the largest medical facility in the world. Those industries, combined with a low cost of living, make amassing wealth reasonably easy for many residents.
We rounded up the top financial advisors in Houston based on customer reviews, SEC filings, certifications and asset requirements to help you find the best advisor for your situation.
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Financial Synergies Wealth Advisors
- Assets Managed: $1.112 Billion
- Minimum Assets: $100,000
Financial Synergies Wealth Advisors offers programs specific to families, individuals, oil and gas professionals, businesses and more. Financial advisors at the company either assist clients with one or two money management goals or provide advanced retirement planning. Both services include portfolio management. The minimum investment for those qualifying for Financial Synergies’ Pathway program is reduced to $100,000.
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Linscomb & Williams
- Assets Managed: $2.8 Billion
- Minimum Assets: $1 Million
Based in Houston, Linscomb & Williams provides financial advising and related services to over 1,600 families in 37 states. The company has been in business for nearly 50 years and uses that experience to preserve principle and manage taxes while working actively to grow assets for individuals, families and businesses. Linscomb & Williams does not list a minimum required investment in SEC documents.
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The Goff Financial Group
- Assets Managed: $292 Million
- Minimum Assets: $500,000
Registered with the Security Exchange Commission since 2003, The Goff Financial Group is an independent, fee-only financial advising firm in Houston, TX. Goff financial advisors work with couples, individuals and energy executives. The company specializes in retirement planning for mid- to senior-level executives at publicly-traded energy companies.
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U.S. Capital Advisors
- Assets Managed: $2.6 Billion
- Minimum Assets: $50,000
U.S. Capital Advisors operates on a financial boutique model. Traditional and niche investment and financial advising solutions are integrated under wealth management services. The company also provides merchant banking, investment banking and related services, primarily with an emphasis on the energy sector. U.S. Capital Advisors specializes in capital markets as well as wealth management.
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Chilton Capital Management
- Assets Managed: $1.36 Billion
- Minimum Assets: N/A
Chilton Capital Management is an employee-owned company founded in 1996. The firm provides a full range of financial advisory and investment services to individuals, family offices and business owners. Chilton Capital Management also manages endowments, retirement plans, trusts and foundations. The company charges no commissions to ensure objectivity.
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Adell, Harriman & Carpenter Inc.
- Assets Managed: $745 Million
- Minimum Assets: $500,000
One of the principals at Adell, Harriman & Carpenter designs a financial plan to meet the client’s goals and manages the respective investment portfolio. Clients benefit from financial advising services encompassing college and retirement planning, home refinance, tax management, insurance and more. Annual fees are a percentage based on the client’s portfolio value, but those with $5 million or more invested may negotiate other terms.
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Tanglewood Total Wealth Management
- Assets Managed: $879.4 Million
- Minimum Assets: $2 Million
Tanglewood Total Wealth Management opened in Houston in 1979, providing fee-only financial planning and investment planning. Over the years, Tanglewood’s client base broadened to include individuals seeking a financial advisor, executives planning to retire, business owners and professionals. The firm added trust services in 2004, and multiple generations of families and businesses have been using Tanglewood for decades.
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Horizon Wealth Advisors
- Assets Managed: $236 Million
- Minimum Assets: $1 Million
Horizon Wealth Advisors works primarily with families and individuals ranging from young professionals to retirees. Financial advisors also assist small business owners. In business in Houston, TX since 1999, Horizon seeks long-term relationships with clients by understanding their changing needs over the years. The company offers fee-only investment advice, estate planning, charitable giving advice, tax-aware investing and other services.
Read ReviewFinancial Advisor Reviews Houston, TX
Financial Synergies Wealth Advisors
Financial Synergies Wealth Advisors is a fee-only wealth management firm located in Houston, Texas. For more than thirty years they’ve been serving the financial needs of individuals, families, and businesses from around the world. Their Certified Financial Planner™ professionals and advisors combine investment management and comprehensive financial planning to provide total wealth management for their clients.
Financial Synergies is structured as an Independent Registered Investment Advisor, providing objective, fee-only investment and financial planning services. They do not charge commissions of any kind.
Read Review| Financial Synergies Wealth Advisors | |
| Assets Managed | $1.112 Billion |
|---|---|
| Minimum Assets | $100,000 |
| Number of Advisors | 10 |
| Fee Structure | Fee-Only |
| Address | 4400 Post Oak Pkwy #200 |
Linscomb & Williams
Linscomb & Williams is a wholly-owned subsidiary of Cadence Bank, N.A. with headquarters in Houston. Fifteen wealth managers and three financial advisors provide financial planning and wealth management services. Financial advisors work with clients either on an as-needed basis, or ongoing when combined with investment advisory services. Linscomb & Williams advisors create financial plans in conjunction with the client’s other contracted professionals, like attorneys, tax planners, brokers and others. A senior member reviews all financial plans.
Linscomb & Williams specializes in investment advising and management, long-term and short- term investments, and trades held under 30 days. The firm is likely the right choice for aggressive investment strategies.
| RGT Wealth Advisors | |
| Assets Managed | $2.8 Billion |
|---|---|
| Minimum Assets | $1 Million |
| Number of Advisors | 18 |
| Fee Structure | Fee-only |
| Address | 1400 Post Oak Blvd. Suite 1000 |
The Goff Financial Group
The Goff Financial Group offers financial advising and portfolio management services to individuals and small businesses and tax-efficient investment strategies for high-net-worth clients. The company is also part of TD Ameritrade’s AdvisorDirect program. Goff Financial works on a fee-only compensation model and financial advisors take time to analyze each client’s needs and circumstances before developing a financial plan. Investment strategies follow client objectives, and the company uses a somewhat conservative approach to balance asset growth, income, risk reduction and capital.
The Goff Financial Group reports the company receives no compensation whatsoever other than fees clients pay for services. The company is privately-held and has been doing business since 2004.
| The Goff Financial Group | |
| Assets Managed | $292 Million |
|---|---|
| Minimum Assets | $500,000 |
| Number of Advisors | 3 |
| Fee Structure | Fee-only |
| Address | 11 Greenway Plaza Suite 1425 |
U.S. Capital Advisors
Certified Financial Planners (CFP) at U.S. Capital Advisors work with clients to identify near-term and future goals. Clients receive a customized financial plan detailing their current finances with many reports to show the future impact of various decisions. Reports include cash flow analysis, insurance planning, tax management, investment and asset forecasts, planned giving, estate planning and more. Financial advisors meet with clients quarterly for a flat annual fee. Clients pay separately for investment advisory, standard brokerage, lending and insurance services.
U.S. Capital Advisors managed assets reach $5 billion when institutional accounts are factored in, which includes many of the largest investment management firms.
| Chessman Wealth Strategies | |
| Assets Managed | $3 Billion |
|---|---|
| Minimum Assets | $50,000 |
| Number of Advisors | 51 |
| Fee Structure | Fee-Based |
| Address | 4444 Westheimer Rd Suite G500 |
Chilton Capital Management
Chilton Capital Management is an independent, employee-owned Houston firm with financial advisors who provide client education as well as services to manage and grow assets. With no minimum asset requirement, Chilton Capital Management assists people with managing money at all life stages, from recent college grad to retirement. Chilton Capital clients are almost evenly split between high-net-worth and other individuals, as well as corporations, charitable organizations and municipalities. Clients working with financial advisors may utilize Wealth ePath, an online app where clients can enter information and get information from their advisor. Wealth ePath enables financial advisors at Chilton Capital to work more effectively with clients to design a multi-part financial plan with ongoing communication.
Chilton Capital Management charges a fee based on assets under management. There are no commissions, although clients working with the firm through a wrap fee program abide by minimums set by the wrap program. Mutual funds require a $2,500 or $1,000,000 minimum investment, depending on the fund.
| Chilton Capital Management | |
| Assets Managed | $1.36 Billion |
|---|---|
| Minimum Assets | N/A |
| Number of Advisors | 23 |
| Fee Structure | Fee-Based |
| Address | 1177 West Loop South Suite 1750 |
Adell, Harriman & Carpenter, Inc.
Adell, Harriman & Carpenter, Inc. financial advisors provide financial education for families, individuals, retirees, trust recipients, corporate executives, business owners and entrepreneurs. Personalized financial planning services involve counseling clients about income taxes, cash management, retirement and estate planning, insurance and other concerns. Nearly half of Adell, Harriman & Carpenter clients are high-net-worth individuals or families. One of the firm’s experienced owners creates an expertly-designed financial plan for each client, then manages a portfolio with attention to the appropriate objectives. Adell, Harriman & Carpenter participates in the Fidelity Wealth Advisor Solutions Program.
Adell, Harriman & Carpenter financial advisors charge an annual fee based on a percentage of portfolio value, payable each quarter. The $500,000 account minimum is negotiable, with a typical $2,500 minimum annual fee.
| Adell, Harriman & Carpenter, Inc. | |
| Assets Managed | $745.2 Million |
|---|---|
| Minimum Assets | $500,000 |
| Number of Advisors | 4 |
| Fee Structure | Fee-Only |
| Address | 2700 Post Oak Blvd. Suite 1200 |
Tanglewood Wealth Management
Tanglewood Total Wealth Management, Inc. opened for business in 1979, and today offers Houston clients a range of financial planning services via the Wealth Management or Tanglewood Portfolios programs. A financial advisor works with Wealth Management clients to produce a financial plan with tailored investment management services. Fees are a percentage of managed assets, and personalized financial planning is free of charge. Clients who only want portfolio management without working with a financial advisor do so under the Tanglewood Portfolios relationship, with a higher $3 million minimum.
Wealth Management clients receive unbiased financial advice for estate and retirement planning, employee benefits analysis, asset protection, insurance, college and charitable giving planning and business planning.
| Heritage Financial Planning | |
| Assets Managed | $879.4 Million |
|---|---|
| Minimum Assets | $2 Million |
| Number of Advisors | 7 |
| Fee Structure | Fee-only |
| Address | 1400 Post Oak Boulevard, Suite 550 |
Horizon Wealth Advisors
Horizon Wealth Advisors is a privately owned financial advisor established in Houston in 1999. The company offers comprehensive personal wealth management education and advice, and investment advisory and portfolio management services. Horizon Wealth’s client ratio for average to high net worth accounts is nearly two-to-one, including some charitable organization, municipal and corporate accounts. Financial planning costs $3,500, but those who decide to receive wealth management services from Horizon Wealth get the financial planning cost waived. Other fees are either a percentage of assets or an hourly rate of $150 to $350 for consultations.
Horizon Wealth Advisors works with the firm, Maddox, Thomson & Associates, to assist clients with tax planning if they currently have no CPA.
| Horizon Wealth Advisors | |
| Assets Managed | $236 Million |
|---|---|
| Minimum Assets | $1 Million |
| Number of Advisors | 3 |
| Fee Structure | Fee-only |
| Address | 2603 Augusta Suite 1400 |
Conclusion
When choosing a financial advisor it’s important to do your research. We advise our readers to consult with three advisors to ensure you have explored your options and know exactly what services you can expect.
We put together this list to help you find the best financial advisors in Houston, TX. We researched the best advisors in the area and created our list to include all the criteria crucial to making a decision. We’ve included professionals that serve clients of all asset levels.
| Houston Financial Advisors | |||
| Company | Assets Managed | Minimum Assets | Fee Structure |
|---|---|---|---|
| Financial Synergies Wealth | $1.112 Billion | $100,000 | Fee-Only |
| Linscomb & Williams | $2.8 Billion | $1 Million | Fee-Only |
| The Goff Financial Group | $292 Million | $500,000 | Fee-Only |
| U.S. Capital Advisors | $3 Billion | $50,000 | Fee-Based |
| Chilton Capital Management | $1.36 Billion | N/A | Fee-Based |
| Adell, Harriman & Carpenter, Inc. | $745.2 Million | $500,000 | Fee-Only |
| Tanglewood Wealth Management | $879.4 Million | $2 Million | Fee-Only |
| Horizon Wealth Advisors | $236 Million | $1 Million | Fee-Only |
