Cash for Gold USA is a highly rated online gold buyer that helps individuals sell gold, silver, platinum, diamonds, and luxury watches safely and easily from the comfort of their own home. The company provides free, insured shipping kits, GIA-certified appraisals, and same-day payment if offers are accepted by 3 p.m. EST. Seniors often choose this service for its convenience, transparency, and reliability. While offers are based on melt value rather than retail prices, the quick turnaround and satisfaction guarantee make it an attractive option for turning unwanted valuables into cash.
Editorial Breakdown
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Bottom Line
Cash for Gold USA is a fast, safe, and trusted way for seniors to turn unwanted valuables into cash without leaving their house.
What is Cash for Gold USA?
Unlike other gold dealers we’ve reviewed, Cash for Gold USA doesn’t sell precious metals; it buys them. Cash for Gold USA is a trusted online precious metals buyer that allows individuals to sell gold, silver, platinum, and even diamonds or luxury watches hassle-free from the comfort of their own home. The company provides free, insured shipping kits (insured up to $5,000 or more upon request), certified appraisals by professionals, and prompt payment options. Once an item is received, customers typically receive an offer within 24 hours. If the offer is accepted by 3 p.m. EST, payment will be issued the same business day.
Seniors often turn to Cash for Gold USA because the process is easy, secure, and eliminates the need for travel. Many seniors have old or unwanted gold jewelry, gold coins, gold items, or other valuables and appreciate the ability to convert them to cash quickly. The company’s longstanding reputation, A+ rating from the Better Business Bureau (BBB), and 100% satisfaction guarantee—including free returns if you decline an offer—help provide peace of mind throughout the process.
That said, it’s important to understand how payouts are calculated. Cash for Gold USA pays based on the melt value of precious metals, not retail or resale value. This means the amount offered may be less than what a collector, jeweler, or even a local pawn shop would pay for unique or high-end items. However, the convenience, transparency, and fast service make it a strong choice for many seniors looking for a reliable way to access extra cash.
Pros
GIA certified appraisals
Offers within 24 hours
Same-day cash available
Matches competitor offers
Cons
Payout is based on melt value, not retail or collector value
Cash for Gold USA Services
Cash for Gold USA is a well-established online precious metals buyer that helps individuals sell unwanted gold, silver, platinum, diamonds, and luxury watches safely and conveniently. Its services are designed for ease, speed, and security, making it a popular choice among seniors and those seeking to liquidate valuables without having to visit a physical location.
How it Works
Cash for Gold USA is a streamlined three-step process designed to be secure, fast, and user-friendly.
Request your free appraisal kit. Start by visiting the Cash for Gold USA website and requesting a free appraisal kit. This kit includes a secure shipping envelope, instructions, and a prepaid FedEx label. Every shipment is automatically insured for up to $5,000. Customers can request coverage of up to $100,000 or more by contacting customer support. The shipping process is fully trackable, ensuring peace of mind from the moment your package leaves your hands.
Send in your items for appraisal. Place your gold, silver, platinum, diamonds, or watches in the secure Safepak or FedEx envelope provided and drop it off at any FedEx location. Once the package arrives at Cash for Gold USA’s secure facility, GIA-certified appraisers and precious metals specialists will assess the value of your items. Appraisals are usually completed within 24 hours of receipt. The evaluation is based on weight, purity, and current market prices.
Receive an offer and get paid. You’ll receive a no-obligation offer by phone or email. If you accept the offer by 3 p.m. EST, payment is typically sent the same day via check, PayPal (with a small processing fee), or direct bank wire. If you decide not to accept the offer, Cash for Gold USA will return your items at no cost to you, fully insured.
Types of Items Accepted
Cash for Gold USA accepts a wide variety of items, including broken or unwanted gold jewelry, scrap gold, sterling silver, silverware, dental scrap, pendants, coins, bullion, watches (such as Rolex), and even loose diamonds. The company purchases items based on melt value and current metal market rates, rather than retail or resale prices. They also accept items in any condition, including damaged or outdated pieces, as long as they contain precious metals.
Great ongoing promotions
American Hartford Gold Group
Lowest price guarantee and no buyback fees
Up to $15,000 in FREE silver on qualified accounts
When items arrive at Cash for Gold USA’s secure facility, they are professionally appraised to determine their value. The company uses certified experts and current market rates to ensure each offer is fair and accurate. If you accept the offer, payment is processed quickly, often the same day. Below is more detail on how the appraisal and payment process works.
Appraisal
At Cash for Gold USA, items are appraised by a team of trained professionals using industry-standard methods to determine their precious metal content and market value. Here’s how the appraisal process works.
Certified Expertise: Once your package arrives, it is opened under video surveillance for added security. Appraisals are performed by experienced staff, including GIA-certified professionals (Gemological Institute of America), who are qualified to evaluate gold, silver, platinum, and diamonds.
Testing and Evaluation: Each item is assessed based on several factors, with melt value being the driving form of appraisal:
Weight
Purity
Market Value Gold Price
Condition and Additional Elements
Offer Calculation: Once testing is complete, an offer is generated based on the total metal content and weight of your items, multiplied by current market prices, minus processing costs. Cash for Gold USA emphasizes competitive, fair pricing and also offers a price-match guarantee
Payment
In some cases, payment is issued the same day or the next day. Payment options include:
Check
PayPal (minus a small fee)
Direct bank wire
If a customer chooses not to accept the offer, Cash for Gold USA will return their items free of charge and with no obligation. The company also offers a price-match guarantee: if a customer receives a better written offer from a competitor, Cash for Gold USA will match it or return the items at no cost.
Price Match Guarantee
Cash for Gold USA offers a price match guarantee. If you receive a higher offer from another gold buyer, they will match it or return your items free of charge. The competitors’ offer must be in writing.
Cash for Gold USA receives consistently strong feedback for its convenience, efficiency, and customer service. That said, while most experiences are positive, some customers report dissatisfaction with the amount offered for their items. Criticisms typically focus on lower-than-expected valuations, especially for items with sentimental or perceived higher retail value. A small number of reviews also mention delays in communication or customer service responsiveness. However, these concerns appear to be the exception rather than the norm.
On a positive note, many customers have had a great experience, highlighting the ease of requesting a free appraisal kit, the speed of shipping and evaluation, and the promptness of payment—often within 24 hours of accepting an offer. The company is frequently praised for clear, upfront communication, professional handling of valuables, and the reliability of its GIA-certified appraisal process. Customers also appreciate the transparent policies, such as the free return option for declined offers and the price-match guarantee.
Is Cash for Gold USA legit?
With over 15 years in business and thousands of satisfied customers, Cash for Gold USA is known for its reliability and transparency. All shipments are fully trackable, and the company uses secure facilities to evaluate and store items. Customer reviews frequently highlight the simplicity of the process, fast payouts, and responsive customer support.
For individuals seeking a straightforward and trustworthy way to sell precious metals from home, Cash for Gold USA is often described as a dependable and user-friendly choice.
Cash for Gold USA FAQs
Can I sell diamonds to Cash for Gold USA?
Cash for Gold USA accepts diamonds for appraisal and purchase, including engagement rings, loose karats, bracelets, earrings, and more. Diamonds are evaluated by GIA-certified professionals, with the final offer reflecting the diamond’s carat, cut, color, and clarity, along with any precious metal content.
Note that Cash for Gold USA does not remove stones from jewelry before purchase. Items are appraised and purchased as-is, meaning that diamonds and other stones remain set during the evaluation process. If you decline the offer, the item—including any stones—will be returned to you in its original condition.
How much does Cash for Gold pay?
Cash for Gold USA determines payouts based on the current spot price of precious metals, multiplied by the weight and purity of your item, then applies a competitive percentage underneath that value. For instance, they may offer up to 90% of the silver spot price for coins and bullion, with similar competitive rates applied to gold, platinum, and diamonds, depending on their specific characteristics.
How long does it take to get paid from Cash for Gold USA?
Cash for Gold USA typically issues payment the same day you accept an offer (if accepted by 3 p.m. EST). If you do not respond, the offer is considered accepted when the holding period expires, and a check is mailed via First-Class USPS free of charge—usually within a few business days once the payment clears.
Conclusion
For seniors looking to sell unused jewelry or precious metals, Cash for Gold USA offers a simple, secure, and professional solution. With free insured shipping, expert appraisals, and prompt payment, it’s a convenient option for those who want to quickly unlock the value of their items. While offers are based on melt value, the company’s transparent process and satisfaction guarantee provide added peace of mind.
