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District Settlement Finance

4.5 Stars (3 Reviews)
Most Reviewed
Brands that earn the Most Reviewed badge have received the most customer reviews in their category on Retirement Living over the last 12 months.
Updated: January 27, 2023
By: Jeff Smith
Jeff Smith
Sr. Content Manager
As Retirement Living’s senior content manager, Jeff oversees the product and publishing of all retirement, investing, and consumer wellness content on the site. His extensive expertise in brand messaging and creating data-driven stories helps position Retirement Living as a top authority for senior content and community resources.
Sr. Content Manager
Edited By: Lauren Hamer
Lauren Hamer
Bringing more than a decade of editorial experience to Retirement Living, Lauren focuses on reporting senior-related issues, including retirement planning, finance, consumer protection, and health and wellness. Lauren has edited consumer content for Credible, Angi, Slickdeals, Jobs for the Future, and more.

District Settlement Finance provides white-glove service from an experienced team. The company can sell your structured settlement, annuities, and lottery, casino and sweepstakes winnings. District Settlement Finance is a smaller firm that can offer personal service, often with a higher payout.

District Settlement Logo

Editorial Breakdown

Customer Service 4.5 Stars
Resources 4.4 Stars
Product Options 4.6 Stars
Fees 4.5 Stars

Overall Rating 4.5 Stars

Bottom Line

Annuity specialists at District Settlement Finance guide each client through court proceedings and each step of selling a structured settlement.

District Settlement Finance Review

Structured settlements provide regular payments over many years, but life circumstances can arise where one generous payout is helpful or necessary. District Settlement Finance is a structured settlement company helping clients turn future payments into funds to pay for today’s expenses. You can pay for medical bills, bankroll home modifications, or use the proceeds to buy a new home or investments.

The experienced professionals at District Settlement Finance understand the risks and benefits of selling an annuity, a structured settlement or future lottery payments. District Settlement Finance tailors each solution depending on the client’s situation. You’ll find the representatives take time to understand your story to help you focus on your financial goals.


  • Small firm with personal service
  • Experts can work with any type of annuity
  • Converts lottery, casino and sweepstakes winnings to cash distributions


  • Website could be more informative

District Settlement Finance Structured Settlements

District Settlement Finance specializes in helping clients exchange future structured settlement payments for one sizable check, usually within a few weeks. Many people sell all or part of their structured settlements to pay off debt or unexpected bills. Using the payout to fund investments or make major purchases are also reasons to sell an annuity.

A judge needs to approve the sale of a structured settlement. This legal process can seem overwhelming, but it protects consumers, along with broker qualifications set by the U.S. Department of Justice. District Settlement Finance specialists provide clear information through each step of the sale process.

District Settlement Finance Annuity Sales Process
Confirm the payout value A team member confirms the remaining amount owed from your structured settlement or other annuitized payout.
Determine your required payout Work with your representative to estimate how much money you need. You’ll also determine if selling your annuity is in your best interest.
Plan for your goals The team works with you to determine how you can best use payments to achieve your financial goals.
Sign the contract You’ll sign a contract with District Settlement Finance if you decide to proceed. The firm then begins the underwriting process.
Receive your payment You receive a secure, confidential payment in full after the transaction is finalized. District Settlement Finance covers all fees and expenses.

Selling Annuity Payments With District Settlement Finance

You may have a retirement annuity or an annuity as an inheritance or part of a legal settlement. Annuities provide a dependable source of income but aren’t very liquid if you need cash fast.

The team at District Settlement Finance knows how to cash out an annuity contract effectively. The company works with all types of annuities, regardless of the payment amount in today’s dollars.

Selling Lottery, Casino, and Sweepstakes Payments

Regular payments from lottery or sweepstakes winnings or hitting the jackpot at a casino can be exchanged for a lump sum of cash. District Settlement Finance offers experts with experience selling future payments and will help you secure the highest possible payout.

District Settlement Finance Costs

District Settlement Finance covers all fees, so you never see a bill. Keep this in mind when you compare providers that charge fees separately. District Settlement Finance does not publish sample settlements, but you pay nothing in the unlikely event the court does not approve the sale.

How to Work With District Settlement Finance

You can use the quote tool on the District Settlement Finance website to see the payout you can expect. If you decide to sell your annuity, use the email address or phone number at the bottom of the site to get in touch.

District Settlement Finance Complaints

District Settlement Finance is a new organization, and we found no online reviews or complaints about the company. Client reviews published on the District Settlement Finance website were all positive. Although the company is relatively new, the representatives have years of experience and provide the personal service a smaller firm can offer.

District Settlement Finance FAQ

  • How soon can District Settlement Finance send my payment?
    The time required to get a structured settlement approved varies by the local jurisdiction. District Settlement Finance can send a cash advance within 48 hours of approval.

  • Does District Settlement Finance help with the process in court?
    Obtaining court approval for the sale of a structured settlement can be complex. The professionals at District Settlement Finance assist clients throughout the process and explain anything they don’t understand.

  • What size annuities will District Settlement Finance convert to a lump-sum payment?
    District Settlement Finance says no payments are too small. Contact the company to discuss your options.

  • How will District Settlement Finance send my payment?
    The company can send you a check or transfer the amount electronically to your bank account. Western Union, Rapid Debit Cards and other options are available.

  • What is the cost of selling an annuity with District Settlement Finance?
    When you sell an annuity, you exchange the value of future regular payments for one payout. The trade-off can be worth removing current financial burdens. The payout offer from District Settlement Finance includes its costs and is often higher compared to larger firms.


As the saying goes, “life happens,” and you could find yourself needing a substantial amount of cash. One solution is to sell a structured settlement or annuity into a lump sum to cover expenses. District Settlement Finance offers the personalized service of a smaller firm with experienced experts in the annuities industry. The company competes with other structured settlement companies with a client-centric approach to facilitate communication throughout the process and after the sale.

3 District Settlement Finance Reviews

Write Review
5 Stars

April 18 2023 1:44AM

I started back in March or April of 2022 when Brian had contacted me with a letter stating what your company could do for me in the sale of my Annuities. I contacted Brian and we spoke for a good while. I could tell that he was very sincere and honest with me about every question I asked.

The more we spoke I felt like I became a part of a family while working with Brian especially and your company. I never for once questioned that I was being taken advantage of, I was always told the truth about everything.

If I had questions all I had to do was pick up the phone and call Brian and he would take the time to answer every question and concern I would have. I also was put in contact with Lakisha, both of them are ABSOLUTELY AWESOME. I know that your company did right by me.

I can't THANK YOU enough for all that you did to help me get the sale of my Annuities done in a timely manner. Also how you worked on giving me the best rate.

I know we had a little bit of a issue after the courts approved the sale but your company worked hard to get things done as fast as they could.

I know I made lots of phone calls to Brian sometime I would not be so nice but Brian or Lakisha were able to calm me down and would explain that due to the way my divorce papers read that things had to be done differently and your company was working as hard as the could to get things done so that I could receive my money.

I would so recommend your company to anyone who would want to sell their Annuities and not to look anywhere else and to ask for Brian. I feel like I am part of his family that I made a friend with him that I would like to keep even tho things are done and over with.

Brian and Lakisha are true assets to your company. I could say so much more about Brian and Lakisha and your company but it would take hours for me to write everything down.


Charlla S.
Lanett, AL
5 Stars

April 10 2023 5:18PM

I worked with Brian. He was Great! I was a bit scared on how things would work out but, Brian ensured me and went over the game plan with me over and over to ensure my peace of mind.

I’m sure he felt it was overkill but, he kept on it. He definitely gave me a peace of mind throughout the whole transaction. Thank you so much Brian!!!

Jose M.
San Francisco, CA
5 Stars

February 22 2023 7:33PM

District Settlement was able to get me the funds that I needed not once but twice in a short amount of time with generous advances. I am especially thankful for Nicole. She was always there whether it be a weekend or holiday. Would highly recommend requesting her. Thank you Nicole, not just for the funds, but for the concern you had for Mylee also. It was greatly appreciated.

Selina L.
Hanford, CA