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Gold Financial Group

4.35 Stars
Updated: January 27, 2023
By: Jeff Smith
Jeff Smith
Sr. Content Manager
As Retirement Living’s senior content manager, Jeff oversees the product and publishing of all retirement, investing, and consumer wellness content on the site. His extensive expertise in brand messaging and creating data-driven stories helps position Retirement Living as a top authority for senior content and community resources.
Sr. Content Manager
Edited by: Lauren Hamer
Lauren Hamer
Editor
Lauren is the editor for Retirement Living focused on discussing current senior-related issues, including retirement planning, consumer protection, and health and wellness. With six years of finance and career journalism experience, Lauren has edited personal finance content for Credible, Angi, Slickdeals, Jobs for the Future, and more.
Editor

The Gold Financial Group provides a high level of consumer education to clients buying gold bars, gold coins, silver coins, silver bars, platinum and palladium. The company offers over 40 years of combined experience in precious metals. Account executives have the latest training and tools to effectively assist each client with choosing the right precious metals assets for their investment goals.

Gold Financial Group

Editorial Breakdown

Customer Care 4.6 Stars
Price 4.3 Stars
Reliability 4.3 Stars
Ease of Purchase 4.4 Stars

Overall Rating 4.4 Stars

Bottom Line

Gold Financial Group offers a variety of precious metal options for customers looking to diversify their portfolio.

Gold Financial Group Review

Gold Financial Group has been a precious metals dealer since 2013. The company notes it has a solid commitment to client education and transparency from well-trained account executives. You will have to speak to a representative to get fee and IRA information, but the website provides detailed information about risks, shipping, and terms.

If you research Gold Financial Group beyond this review, be sure the information is about the right company, as many include “Gold Financial” in their name. Gold Financial Group actively buys and sells precious metals, including IRS-approved coins and bullion for gold IRAs.

Pros

  • Extensive assortment of gold and silver
  • Years of experience with alternative asset investments
  • Website clearly defines all terms of sale
  • Focus on client education
  • Physical precious metals sales and gold IRAs

Cons

  • No fees or detailed IRA information listed on the website

Gold Financial Group Precious Metals Selection

Gold Financial Group deals in numismatic coins and precious metals investments. Numismatic metals are rare coins often worth more than their metal content and are favored by collectors. Many of the precious metals Gold Financial Group sells are IRS-approved for an IRA.

One thing that stands out about Gold Financial Group is the broad selection of gold and silver. At the time this review was published, the company offered a total of 35 gold and 32 silver options.

Some of the precious metals you can buy are listed below. Gold Financial Group also sells 2-ounce .308 silver bullets.

Gold Financial Group Precious Metals
Metal Coins Bars
Gold UK QB, UK Gold Royal Arms, Liberty BU, American Eagle, Banco de Mexico Gold Libertad, Chinese Panda, Canadian Maple Leaf and others 1 gram, 50 gram
Silver American Silver Eagle, Canadian Maple Leaf, Austrian Philharmonic, Perth Mint, Royal Mint, UK Britannia and more 10 ounce, 100 gram, and 100 ounce
Platinum UK QB Falcon and Bull, UK Royal Arms, Canadian Maple Leaf, American Eagle and others 10 ounce
Palladium Canadian Maple Leaf None

Gold Financial Group Gold IRA

An account executive with Gold Financial Group will help you choose precious metals for a gold IRA. These specialists understand which metals the IRS approves for retirement accounts. If you don’t have a trustee and custodian selected for managing a precious metals IRA, Gold Financial Group will refer you to service providers.

Gold Financial Group lists IRA services that include a home storage gold IRA. We cannot recommend a home storage precious metals IRA based on federal law. Discuss details with an account representative or talk to a financial advisor for more information.

Gold Financial Group recommends allocating no more than 5% to 30% of retirement savings to gold or other precious metals.

Gold Financial Group Costs

Gold Financial Group sets prices on the precious metals it sells based on several factors. The company does not provide details on the website, so discuss this with a representative before you buy gold. Of course, you can expect prices to change based on market conditions.

Gold Financial Group does not provide fee information on the website besides fees for refused shipments, canceled checks and credit card chargebacks ($30 to $50). Ask for costs in writing before buying precious metals, and discuss any questions you have.

Gold Financial Group Complaints

Gold Financial Group has an A+ rating with the Better Business Bureau. The company is also accredited by the BBB, meeting requirements for honest business practices, legal, and other qualifications.

We found a few online reviews for Gold Financial Group. Reviews on Facebook and TrustLink both average 5 out of 5 stars.

The About section on Gold Financial Group’s website invites prospective clients to check out the company’s credentials and reputation. However, there’s no link to this information or guidance for doing this research.

Gold Financial Group FAQ

  • Does Gold Financial Group provide financial planning advice?

    Gold Financial Group does not offer financial or retirement planning advice. Clients make their own investment decisions based on research. A representative from the company will explain appropriate investment options and provide precious metals-related education. Speak to a financial advisor for help with planning.

  • Does Gold Financial Group have a maximum transaction?

    All precious metals dealers must comply with federal anti-money laundering regulations, which limit the amount you can spend when buying gold and other metals. The website says you can spend up to $15,000, depending on your payment method. The company can take larger orders for precious metals IRA rollovers.

  • How can I pay for precious metals I buy from Gold Financial Group?

    Gold Financial Group accepts personal checks or electronic bill pay for orders up to $15,000. Cash is accepted in person for amounts under $10,000, but cash transactions are allowed only once per year. The company lists major credit cards, Amazon Pay and Apple Pay near the bottom of the website.

  • Does Gold Financial Group provide an online client portal?

    Gold Financial Group clients can log on to the website. However, we found no explanation of the feature. Logging on to your account may be used to buy or sell precious metals, monitor the spot prices or both.

  • Do I own the physical gold I buy from Gold Financial Group for an IRA?

    Yes, you own gold or other precious metals in their physical forms when they’re held in a self-directed IRA. The IRS requires you to have the metals securely stored to protect your retirement investment.

Conclusion

If you are looking for a fantastic assortment of gold and silver along with platinum and palladium, Gold Financial Group must be considered. The company buys and sells precious metals daily, and experienced account executives educate consumers. Gold Financial Group serves gold IRA investors and collectors, offering over 40 years of collective expertise.


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