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Lear Capital

4.9 Stars (26 Reviews)
Updated: September 21, 2023
By: Dr. Steven Rydin
Dr. Steven Rydin
Director of Product
As the former director of product, Steven oversaw Retirement Living’s product and marketing efforts for four years. His digital marketing expertise helped launch senior-focused buyer’s guides and a wide range of products surrounding finance, insurance, healthcare, and lifestyle. Steven holds a Doctor of Business Administration degree from George Fox University.
Director of Product
Edited By: Lauren Hamer
Lauren Hamer
Sr. Editor
Bringing more than a decade of editorial experience to Retirement Living, Lauren focuses on reporting senior-related issues, including retirement planning, finance, consumer protection, and health and wellness. Lauren has edited consumer content for Credible, Angi, Slickdeals, Jobs for the Future, and more.
Sr. Editor

Lear Capital has been a household name in precious metals IRAs for over 25 years. The company has conducted more than $3 billion in transactions, making them a top pick by consumers for precious metal investments. After taking a deeper look at Lear Capital's process, we praise the company for its commitment to smooth transactions and dedicated staff who help consumers fully understand their investments. All things considered, Lear Capital gets our "Great Service" award.

Lear Capital Logo

Editorial Breakdown

Customer Care 4.1 Stars
Price 4.8 Stars
Reliability 4.5 Stars
Ease of Purchase 4.5 Stars

Overall Rating 4.5 Stars

Bottom Line

Lear Capital's educational resources are great for new gold IRA clients. Customers of all types will appreciate personalized service and their solid track record in guiding smart transactions.

26 Lear Capital Reviews

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5 Stars

May 10 2023 4:59AM

Lear was super good about sending me the information, and answering my questions, They follow up with me and are very interested on helping me even after I have already invested $20,000 with them.

I am very conservative and am concerned about the taxes and how I was able to transfer my IRA money to Gold/Silver. It doesn't take much to irritate this 81 year old man and if I feel pressured I won't talk or get involved with you. That is why I am very satisfied with investing in Gold and Silver.

If I didn't like Lear, you would hear a lot more about them. So I have more IRA money to invest ,I feel it will also go to Lear. So take this for what it is, I am very satisfied with Lear. If something comes up I am not satisfied, oh they will be the first to hear. Ya, I'll be around another 20+ years, you I'm 81+. BILL **, Deposit, NY

William M.
Deposit, NY
Lear Capital
William, thank you for your kind words about our business! We are happy to hear that Armando has been helpful and professional in your investment process, and we are glad you received informative and timely communication from our team. Thank you for choosing to partner with Lear Capital!
1 Star

March 21 2023 11:30PM

I was told by a trusted friend Lear capital was the best company to buy gold from. I assumed it was so. I have trouble hearing and was told they were charging a standard fee. Boy they charged me more than double the fee from a majority of reputable companies. I am considering a legal option for fraudulent fees they told me were normal. They are 2 1/2 times “ normal.

Butkley N.
Fillmore, CA
Lear Capital
Butkley, thank you for taking the time to share your experience with us. We are sorry that you are not happy with your transaction at this point. We have assigned your issue to a member of our team to follow up with you. Please don't ever hesitate to contact us at [email protected] or 1-800-885-LEAR(5327) with any questions or concerns.
5 Stars

February 07 2023 8:29PM

Joe at Lear Capital is excellent in every way. Knowledge of metals. He is simply -the best! He explains his business and has a lot of common sense suggestions. Lear Capital is top and Joe’s team is perfect. I have recommended him in the past and would do so again. Fabulous!

Teresa S.
New York, NY
Lear Capital
Teresa, thank you for your kind recommendation of Joe! We are happy to hear you have had such positive experiences working with him, and we are grateful for you taking the time to share about our team. Thank you for choosing to partner with Lear Capital!
5 Stars

January 21 2023 8:54PM

I did my due diligence before I selected Lear Capital and Derek. I was looking for an industry leader, but not a pest. Derek was instrumental in assisting me in maximizing my purchasing power. His expertise and coaching allowed me to acquire a maximum of high end collector coins and a substantial start in bulk silver.

I will rely on his knowledge in all my future transactions. I hope you realize the quality of your employee and the great lengths he goes to to educate and make comfortable a “newbie” like me. Sincerely, William **.

William K.
Georgetown, KY
Lear Capital
William, thank you for taking the time to share your kind words about Derek and your experience with us. We are happy to hear that you had good communications with our team and that you feel satisfied with your investment. Thank you for choosing to partner with Lear Capital!
5 Stars

January 20 2023 8:36PM

Very easy process, purchased items arrived as promised. Good follow up to insure I was satisfied with service. Follow up after purchase has been totally satisfactory. I would recommend the company with the highest possible rating.

James P.
Mesquite, NV
Lear Capital
Thank you for taking the time to share your experience, James! We appreciate your gracious words about the service you have received in the course of your investment. Thank you for choosing Lear Capital!
5 Stars

January 18 2023 12:40AM

Quick response! I got all that I asked for. Friendly and knowledgeable description on purchasing gold and silver!! I will be doing business with them again in the future!! No question they are a reputable company to deal with!!

James Bruce H.
Clinton, MO
Lear Capital
James, thank you for your kind words and positive review. We are happy to hear that you received helpful communication from our business. Thank you for choosing to partner with Lear Capital!
5 Stars

December 06 2022 2:19PM

My husband and I worked with Mike. Our experience was great in getting all of our questions answered. We were able to get exactly what we wanted.

The communication from the first phone call through receiving our shipment was greatly appreciated. There was never any long wait times on phone calls and in today’s world that was great too.

Susie H.
Greencastle, IN
Lear Capital
Susie, thank you for taking the time to share your kind review! We are glad to hear that Mike provided helpful information and communication throughout your transaction. We strive to provide excellent service and love hearing stories like yours. Thank you for choosing to partner with Lear Capital.
5 Stars

November 23 2022 2:48AM

I called to ask questions and find out information about buying Gold and Silver. All my questions were answered and I bought some of each. I got my shipments quickly and there was No confusion. Looking forward to buying MORE Soon. Al **

Al C.
Harpersville, AL
Lear Capital
Al, thank you for taking the time to share your experience. We are happy to hear that our team was able to provide you the information you desired and the helpful service you deserve. Thank you for choosing to partner with Lear Capital!
1 Star

May 25 2022 6:59PM

Just became a Lear Capital sucker, figure on paying them 30 % more than your gold and silver is worth as soon as you buy it. If you are considering buying anything from them, find out what they are selling you exactly and for how much. Then go see what you can get it for from someone reputable. William ** is a Scumbag.

Gary D.
Springfield, MA
Lear Capital
Hi Gary, we are sorry to hear about your disappointment with Lear Capital. We would love to have a chance to review your account with you. Please contact us at [email protected] or 1-800-885-LEAR(5327) to see if we can help improve your experience with us.
5 Stars

December 20 2021 1:29AM

I was very satisfied with the service from my contact at Lear. Raad **, my contact was very professional and everything regarding the purchases I made went very well with no problems. I would have no hesitation to refer him to friends or family.

Dorothy B.
Taylor, MI
5 Stars

November 20 2021 1:52AM

I got a real education from my counselor about silver that I bought. I am in the process of going for some gold. But the service was great. The process to acquire as much as I acquired was uncomplicated. As I said I will be contacting Lear Capital for more.

Donald W.
Boerne, TX
5 Stars

May 04 2020 12:40PM

I was looking for something to make an investment in but wasn't sure in these times. Knowing nothing about precious metals, George was a great help and made my experience extremely easy. I like the idea of actually having my investment in my hand.

Bryan P.
Flushing, MI
1 Star

February 25 2020 8:59PM

I invested with Lear Capital more than 3 years ago transferring all my 401K savings to precious metals IRA with somebody named Greg. I trusted them with my investment. After more than 3 years when I called, the manager says Greg has retired with the company. And I lost more than 30K in investment.

I dont know how they charge me with so much fees since gold and silver prices is higher than when I purchased it. I should have gained. I dont know if Better Business Bureau can help since i lost 1/3 of my life savings with Lear Capital. I dont know who can give me advise on what to do. Please help.

Jose V.
North Laiuderdale, FL
1 Star

February 24 2020 8:23PM

Agree with Peggy - they are SCAM artists and extremely predatory. They will take 33% of your money as "fees"./ These are slipped in using unknown acronym during a recorded session. They stole $33,0000 from our account and told us we should have known. We also spoke with Jeremy. My guess fielding pissed off investors is a full time job. He talks in circles and goes back and forth between soft selling and getting extremely aggressive. We have asked for a resolution and told NO. We will be contacting our attorneys.

Sydney B.
Dallas, TX
5 Stars

May 10 2019 6:26PM

The only way to go with Silver & Gold is with Lear Capital, they care about the customer and not just to make a sale! From the first time I made the phone call to receiving my product, I'm very happy for them working for me. Don't get fooled like others who try and up-sell and confuse the buyer.

David C.
Oceanside, CA
1 Star

April 25 2019 6:43AM

Friendly salespeople preying on retirees who don't understand the huge markups they are paying. Compare prices at several online metals dealers so you can see what's a reasonable price.

Martin G.
Melbourne, FL