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Lear Capital

4.9 Stars (18 Reviews)
Updated: January 19, 2023
By: Dr. Steven Rydin
Dr. Steven Rydin
Director of Product
As the former director of product, Steven oversaw Retirement Living’s product and marketing efforts for four years. His digital marketing expertise helped launch senior-focused buyer’s guides and a wide range of products surrounding finance, insurance, healthcare, and lifestyle. Steven holds a Doctor of Business Administration degree from George Fox University.
Director of Product
Edited By: Jeff Smith
Jeff Smith
Sr. Content Manager
As Retirement Living’s senior content manager, Jeff oversees the product and publishing of all retirement, investing, and consumer wellness content on the site. His extensive expertise in brand messaging and creating data-driven stories helps position Retirement Living as a top authority for senior content and community resources.
Sr. Content Manager

Lear Capital has been a household name in precious metals IRAs for over 25 years. The company has conducted more than $3 billion in transactions, easily making them a top pick by consumers for precious metal investments. After taking a deeper look into Lear Capital, we found a company that guarantees its clients smooth transactions, a no-fee buy-back program, and professional staff to help consumers fully understand the transaction and answer any questions. All things considered, Lear Capital gets our "Great Service" award.

Lear Capital Logo

Editorial Breakdown

Customer Care 4.1 Stars
Price 4.8 Stars
Reliability 4.5 Stars
Ease of Purchase 4.5 Stars

Overall Rating 4.5 Stars

Bottom Line

Lear Capital's educational resources are great for new gold IRA clients. Customers of all types will appreciate personalized service and their solid track record in guiding smart transactions.

18 Lear Capital Reviews

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1 Star

May 25 2022 6:59PM

Just became a Lear Capital sucker, figure on paying them 30 % more than your gold and silver is worth as soon as you buy it. If you are considering buying anything from them, find out what they are selling you exactly and for how much. Then go see what you can get it for from someone reputable. William ** is a Scumbag.

Gary D.
Springfield, MA
Lear Capital
Hi Gary, we are sorry to hear about your disappointment with Lear Capital. We would love to have a chance to review your account with you. Please contact us at [email protected] or 1-800-885-LEAR(5327) to see if we can help improve your experience with us.
5 Stars

December 20 2021 1:29AM

I was very satisfied with the service from my contact at Lear. Raad **, my contact was very professional and everything regarding the purchases I made went very well with no problems. I would have no hesitation to refer him to friends or family.

Dorothy B.
Taylor, MI
5 Stars

November 20 2021 1:52AM

I got a real education from my counselor about silver that I bought. I am in the process of going for some gold. But the service was great. The process to acquire as much as I acquired was uncomplicated. As I said I will be contacting Lear Capital for more.

Donald W.
Boerne, TX
5 Stars

May 04 2020 12:40PM

I was looking for something to make an investment in but wasn't sure in these times. Knowing nothing about precious metals, George was a great help and made my experience extremely easy. I like the idea of actually having my investment in my hand.

Bryan P.
Flushing, MI
1 Star

February 25 2020 8:59PM

I invested with Lear Capital more than 3 years ago transferring all my 401K savings to precious metals IRA with somebody named Greg. I trusted them with my investment. After more than 3 years when I called, the manager says Greg has retired with the company. And I lost more than 30K in investment.

I dont know how they charge me with so much fees since gold and silver prices is higher than when I purchased it. I should have gained. I dont know if Better Business Bureau can help since i lost 1/3 of my life savings with Lear Capital. I dont know who can give me advise on what to do. Please help.

Jose V.
North Laiuderdale, FL
1 Star

February 24 2020 8:23PM

Agree with Peggy - they are SCAM artists and extremely predatory. They will take 33% of your money as "fees"./ These are slipped in using unknown acronym during a recorded session. They stole $33,0000 from our account and told us we should have known. We also spoke with Jeremy. My guess fielding pissed off investors is a full time job. He talks in circles and goes back and forth between soft selling and getting extremely aggressive. We have asked for a resolution and told NO. We will be contacting our attorneys.

Sydney B.
Dallas, TX
5 Stars

May 10 2019 6:26PM

The only way to go with Silver & Gold is with Lear Capital, they care about the customer and not just to make a sale! From the first time I made the phone call to receiving my product, I'm very happy for them working for me. Don't get fooled like others who try and up-sell and confuse the buyer.

David C.
Oceanside, CA
1 Star

April 25 2019 6:43AM

Friendly salespeople preying on retirees who don't understand the huge markups they are paying. Compare prices at several online metals dealers so you can see what's a reasonable price.

Martin G.
Melbourne, FL