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Rosland Capital

4.4 Stars (10 Reviews)
Updated: January 27, 2023
By: Jeff Smith
Jeff Smith
Sr. Content Manager
As Retirement Living’s senior content manager, Jeff oversees the product and publishing of all retirement, investing, and consumer wellness content on the site. His extensive expertise in brand messaging and creating data-driven stories helps position Retirement Living as a top authority for senior content and community resources.
Sr. Content Manager
Edited By: Lauren Hamer
Lauren Hamer
Sr. Editor
Bringing more than a decade of editorial experience to Retirement Living, Lauren focuses on reporting senior-related issues, including retirement planning, finance, consumer protection, and health and wellness. Lauren has edited consumer content for Credible, Angi, Slickdeals, Jobs for the Future, and more.
Sr. Editor

Rosland Capital is a precious metals broker dealing in gold, silver and other precious metals in the U.S., Asia and Europe. The company sells these metals in physical form for Gold IRAs or nonretirement portfolios. Rosland Capital partners with charitable organizations, such as the Red Cross, to assist with fundraising.

Rosland Capital Logo

Editorial Breakdown

Customer Care 4 Stars
Price 4.4 Stars
Reliability 4.4 Stars
Ease of Purchase 4.5 Stars

Overall Rating 4.3 Stars

Bottom Line

Rosland Capital’s specialists help clients choose precious metals that are in compliance with IRS rules for Gold IRAs.

Rosland Capital Review

Gold and other precious metals held in a well-balanced portfolio can provide a hedge against inflation. When the value of the U.S. dollar falls, gold prices typically rise. You take advantage of this inverse relationship when you set up an individual retirement account with Rosland Capital or one of our picks for the best Gold IRA companies.

Rosland Capital is a precious metals broker, selling gold, silver, platinum and palladium in bars or coins. The company specializes in assisting customers with setting up Gold IRAs and sells precious metals for direct delivery. Rosland Capital was founded in 2008 and serves customers in the United States, United Kingdom, Germany, Sweden and Hong Kong.


  • Domestic and international precious metals sales
  • Exclusive gold and silver specialty coins
  • Experienced representatives assist with setting up Gold IRAs


  • Website may use third-party links to services the company does not control
  • No costs shared on the site

Gold and other precious metal IRAs are an investment and carry risk. Consumers should be alert to claims that customers can make a lot of money in these or any investment with little risk. As with any investment, you can lose money and past performance is not a guarantee of future performance results. Consumers should also obtain a clear understanding of the fees associated with any investment before agreeing to invest.

Rosland Capital Gold IRAs

Rosland Capital supplies the information you need to determine if a Gold IRA is right for you. A Gold or Silver IRA can complement conventional retirement plans by balancing your portfolio with silver and gold coins, platinum and palladium. The specialists at Rosland Capital assist clients with choosing the right precious metal to keep their IRA compliant with Internal Revenue Service rules.

Rosland Capital’s Coins and Bullion

You can buy gold from Rosland Capital as a non-retirement investment, or to replace cash in an emergency or for collections. The company also sells platinum bars, and there was mention of palladium on the website, but we found none listed under the product selection menu.

  • Gold Coins: South African Krugerrand, Canadian Gold Maple Leaf, American Gold Eagle and American Gold Buffalo.
  • Silver Coins: Canadian Silver Maple Leaf, American Silver Eagle and 90% silver U.S. coins in bags.
  • Limited Edition Exclusive Coins: Formula 1 motor racing commemorative coins, Williams Racing, PGA Tour British Museum Masterpiece Collection and the International Tennis Federation’s Davis Cup and Fed Cup.

How to Set Up a Gold IRA with Rosland Capital

To get started setting up a Gold IRA, discuss your options and costs with a representative. You will learn which precious metals best fit your goals for your retirement investments.

3 Steps to a Rosland Capital Gold IRA
IRA Setup The representative sends forms for you to complete and sign. You’ll receive a customer agreement and an application from the IRA administrator, Equity Institutional.
Choose gold The Rosland Capital representative creates your account, then helps you make final decisions regarding which investments to hold in your Gold IRA.
Fund the account Either fund the IRA with a check, transfer an existing IRA or create a Gold IRA rollover. When funding is complete, Rosland Capital transfers your physical precious metals to a secure depository in Delaware. Your metals get stored separately from all other investors’ metals.

After the setup is complete, you pay annual fees to the IRA custodian, Equity Institutional, for account administration and storage. You must start taking required minimum distributions when you reach age 72. You can cash out the precious metals at that time or receive physical gold.

Rosland Capital Costs and Fees

We could not find any fees on Rosland Capital’s website. However, several review sites published identical costs. We share this information with you, but verifying all costs before setting up a Gold IRA or purchasing precious metals is essential.

The initial setup fee is $50, and Rosland’s annual administration fee is $225. We found conflicting information as to whether the $225 includes secure storage. Typically, you’ll pay for storage separately.

Discuss individual transaction fees with a representative. The company requires at least $10,000 to open a Gold IRA.

How to Invest with Rosland Capital

Visit their website to get started with a Gold IRA or other precious metals investment with Rosland Capital. You can also call to discuss your eligibility for an IRA, create a Gold IRA rollover and get answers to questions. A representative will walk you through the necessary steps to set up an investment or retirement account.

Rosland Capital Complaints

Rosland Capital holds an A+ rating from the Better Business Bureau. While consumer reviews on the BBB site are few, they are worth noting because the scores average out to 1.25 stars out of 5. The Business Consumer Alliance gives the company an excellent AAA rating, and Trustlink has a mix of positive and negative reviews.

Based on our findings when researching Rosland Capital complaints, clients either love or despise the company. Many say the representatives made investing in gold very easy, yet there are several complaints about aggressive sales, rude agents and difficulty reaching customer service.

Rosland Capital Q&A

  • How much money will Rosland Capital recommend investing in precious metals?

    The professionals at Rosland Capital take each customer’s preferences and circumstances into consideration before recommending precious metals investments. Depending on your retirement fund or investment goals, you may want to invest between 5% and 20% in metals.

  • Will I earn interest or dividends in a Gold IRA or precious metals IRA?

    Precious metals IRAs, including those holding only gold, are not income-generating investments. The value of your Gold IRA rises and falls depending on the market price of the coins and bars you own.

  • Do Rosland Capital IRAs hold gold-related investments or just gold?

    Gold IRAs only hold physical precious metals and no paper assets like stocks or bonds. You can buy the gold from the company or transfer an existing IRA into a Gold IRA.

  • Can I store the gold I buy from Rosland Capital in my home?

    You can store precious metals wherever you like – unless you hold those metals in an IRA. The Internal Revenue Service requires Gold IRA investments to be securely stored by a third party. Rosland Capital representatives will help you to determine where to store the metals. We do not recommend in-home storage under any circumstances due to the security issues this presents.

  • Is there a way to track my precious metals investments with Rosland Capital?

    The price of gold and other precious metals fluctuates throughout the day, making it difficult to track. You can call a Rosland Capital representative to get up-to-the-minute prices.


Rosland Capital has been in the precious metals business since 2008. Representatives at the company can set up a Gold IRA or assist you with buying precious metals. The lack of information about fees is a concern given that other Gold IRA companies are more transparent about costs. However, Rosland Gold appears to have a good share of happy customers.

10 Rosland Capital Reviews

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1 Star

April 23 2024 5:31PM

Bought 25K gold coins. Received 18 1/4 oz coins at $1375 ea. Later discovered they were worth less than $500 ea. after gold has increased $400 oz. Go figure, they screwed me for about 10K. They are a bunch of damn thieves. How could they have a positive BBB rating with all negative reviews. THEY ARE CRIMINALS so stay away from them.

Gary S.
Golden, CO
1 Star

January 06 2024 1:14PM

They overcharged me, and are liars, saying the coins I purchased were special edition and they were not. They are not to be trusted and are a devious company. I would certainly do your homework before doing business with them.

Clinton Corners, NY
1 Star

October 10 2023 2:09AM

I spent my saving in purchasing their gold and platinum coins before I realized I had made a terrible mistake. I wasn't surprised when they did not process my withdrawal when I made immediate application for my invested funds. They tried to steal my money and I was left with no choice but to report them at where I eventually got professional help and gained access to all my held funds.

Dave W.
1 Star

April 07 2023 4:34PM

I purchased PAMP Lady Liberty gold proofs in 02/2021. They will never be worth what my husband and I paid for them. They advertise on TV to invest in gold with Rosland. Talk about false advertising.

I called three times to talk to a representative but of course they never returned my call. Take my advice and stay away from Rosland Capital.

Millie E.
Bridgman, MI
2 Stars

May 05 2022 11:24PM

First time contact, rude, talked in that ultra fast "used car salesman" talk.. Wouldn't answer basic question, when I mentioned the Greysheet on pre 1933 collectible coins, he acted like he knew little about it.. Meaning.. If you bought collectible gold coins, you were gonna pay wayyy too much, as other people's complaints have indicated.. Avoid like lung cancer!

Mike R.
Newport, KY
1 Star

April 21 2022 9:54PM

I was on a ship at sea and decided to call them. The guy came on the phone and said he was eating a sandwich and needed to use the restroom. Could I call him back.

I said, "Sure. What’s your extension?" And he told me about 9 inches and hung up. How sad was that. No gold for me.

Bob T.
Cridersville, OH
1 Star

June 14 2021 3:13PM

Avoid Rosland Capital! Run from them! They lack integrity and operate with fraudulent practices and NOT in the best interest of their customers. They have found a way to legally financially rape their vulnerable customers and make no bones about doing so. Stay away!

Kim D.
Seguin, TX
1 Star

June 10 2021 4:06PM

THIS IS A SCAM!!!! They will take your money and sell you coins that are not worth anything, and you are not able to sell these coins anywhere else. It is an unregulated business and market. This is fraudulent, do not do business with them!

Madison V.
Madison, WI
1 Star

May 10 2021 8:45PM

Honestly, completely confused. I was interested in investing in gold. I asked the guy what an oz of gold would be worth and he said "I don't understand gold" and admittedly, I do not... I'm attempting to learn. He quoted a coin at almost $1000 over the spot price of gold.

When I asked how that market works, how you would liquidate it, his answers didn't make sense.

I'm just someone that is exploring alternative investments...inquiring about the underlying price that it is sold at and trying to understand how to sell the gold if needed seems like key things to understand.

I left feeling (correctly or not), that they highly inflate values and sell things like "it's gold" as though the price you pay is unimportant, when the price is actually perhaps the MOST important point.

The guy basically told me he didn't have more time to explain and hung up. It was such a bizarre call that I felt inclined to write this wondering if others had a similar experience.

Clayton J.
Novi, MI
1 Star

January 20 2021 12:14AM

I called to ask the price of one ounce of gold. I was told I cannot buy that. I’d have to buy one of their packages. Then he revealed one ounce of bullion would cost $2,300+. I said no thanks. 2 seconds later a man called back very very angry and said never call them again and shouted very meanly that I’d be blocked. I asked his name and he wouldn’t tell me. Shouting angrily the whole time.

Rosland took a peaceful query from me and turned mean immediately, motivating me to write this review. I’m just a common person with money to invest. This is NOT where I’ll invest a dime, much less millions.

Joe H.
Langes, ID