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Does Medicaid Cover Hearing Aids?
Medicaid often covers the cost of hearing aids, but the level of coverage available to you depends on your age and where you live. Federal rules guarantee coverage for those under 21, but adult benefits vary by state.
Updated:
At a glance:
- Medicaid coverage for hearing devices varies widely by state, as while children under 21 are guaranteed benefits by federal law, adult coverage remains optional and inconsistent.
- Some states (Rhode Island, Illinois, etc.) have Medicaid health plans that cover adult hearing aids with strict limits, while others (Colorado, Tennessee, etc.) offer little to no adult hearing coverage outside diagnostic testing.
- Covered services can include hearing exams, hearing aids, cochlear implants and related supplies, though exclusions like hearing aid insurance are common.
If you’re having trouble getting coverage through original Medicare or a Medicare Advantage plan, Medicaid is an effective way to improve your hearing health in many states. However, because the federal government only mandates hearing aid coverage for those under 21, it’s important for seniors to understand local laws.
Below, we outline how Medicaid works across the states, so you can find the best financial assistance option for your new hearing aids.
Are Hearing Aids Covered By Medicaid?
There are three primary factors that determine your access to Medicaid coverage for hearing aids: your age, income and your state of residence. Each state has a unique income limit that caps who qualifies for Medicaid, usually based on the Federal Poverty Level (FPL), household size, and other state policies.
Additionally, the federal government mandates coverage for children, but adult coverage is left to the states, meaning the options available in Rhode Island differ from those in neighboring Massachusetts. More specifically, states decide what optional benefits to offer, how generous they are, and what limitations or prior authorizations apply.
Children’s Coverage Under EPSDT
For those under 21, federal law requires that every state’s Medicaid program cover medically necessary hearing aids (as determined by a licensed audiologist). This benefit, called Early and Periodic Screening, Diagnostic, and Treatment (EPSDT), is designed to detect and treat health issues early in a child’s life. Because hearing aids fall within that mandate, finding coverage within this age range shouldn’t be an issue.
Adult Coverage Varies by State
Once a beneficiary turns 21, hearing aid coverage is considered an optional benefit under federal Medicaid law. At that point, states decide what optional benefits to offer, how generous they are, and what limitations or prior authorizations apply. For instance, a state like Tennessee offers little to no hearing aid coverage for adults beyond diagnostic hearing exams, meaning you’ll need to pay most costs out-of-pocket. Other states, like Minnesota, have Medicaid programs that help cover the cost of adult hearing aids.
We’ll dive into specific Medicaid rules by state later, but for the most part, your best resource is your state Medicaid agency’s contact information, available on Medicaid.gov.
Dual Eligibility With Medicare
Many seniors are dual-eligible, meaning they qualify for both Medicare and Medicaid. Because most Medicare plans exclude hearing aids, Medicaid coverage can fill the gap for those with eligible incomes. However, coordination between the two programs can be complex, so it’s worth speaking directly with your state Medicaid office to understand the bigger picture.
Medicaid Hearing Aid Coverage By State
Of the 50 states, approximately 31 (plus Washington, D.C.) require Medicaid to help adults cover the cost of hearing aids. The remaining 19 do not require their Medicaid program to cover hearing aids for adults.
Even in states with coverage, like Missouri or Utah, pregnant women or seniors in nursing homes may be prioritized rather than all adults. Laws also change frequently, as states like Washington just recently changed their law to cover adult hearing aids and cochlear implants. Our table below outlines some basic trends, but you should visit your state’s Medicaid website for more insights.
| State | Adults Covered | PA Requirement | Limits & Frequency | Where to Verify |
|---|---|---|---|---|
| Alabama | No | No | One hearing screening every calendar year (children ages 5–21) | Alabama Medicaid Agency |
| Alaska | Yes | Yes | One hearing aid per ear every three calendar years | Alaska Medicaid |
| Arizona | No | Sometimes | Hearing aid replacements every three years (children under 21) | AHCCCS |
| Arkansas | No | No | Up to two hearing aids per beneficiary every six months (children under 21) | Arkansas Medicaid |
| California | Yes | Yes | Annual dollar cap per person (aids, earmolds, supplies, repairs, up to six fitting visits) | Medi-Cal (DHCS) |
| Colorado | No | Sometimes | New hearing aid replacements every three to five years (children under 21) | Health First Colorado |
| Connecticut | Yes | Yes | One pair every three years, repairs, and batteries | HUSKY Health |
| District of Columbia | No | Yes | No hard cap, with coverage based on medical necessity | DC Medicaid (DHCF) |
| Delaware | No | Yes | Hearing exams, hearing aids, replacements, and accessories based on medical necessity (children under 21) | Delaware Medicaid |
| Florida | Yes | Yes | One new, non-refurbished hearing aid device per ear every three years per eligible recipient | Florida Medicaid (AHCA) |
| Georgia | No | No | Up to $3,000 per ear every 48 months (children under 21) | Georgia Medicaid |
| Hawaii | Yes | Yes | New hearing aids every three years (36 months) per ear-impaired side | Med-QUEST |
| Idaho | No | No | Limited coverage for a minimum documented hearing loss of at least 30 decibels (children under 21) | Idaho Medicaid |
| Illinois | Yes | Yes | Coverage limits are based on medical necessity | Illinois Medicaid (HFS) |
| Indiana | Yes | Yes | Hearing aid replacements every 5 years, or by medical necessity | Indiana Medicaid |
| Iowa | Yes | Sometimes | Replacements and repairs are based on medical necessity | Iowa Medicaid |
| Kansas | Yes | Yes | Semi-annual or annual battery replacements and hearing aid replacements based on medical necessity | KanCare |
| Kentucky | Yes | Yes | Maximum of $1,200 per ear every 36 months | Kentucky Medicaid |
| Lousiana | No | Yes | Limited coverage for hearing aids after three years (children under 21) | Louisiana Medicaid |
| Maine | Yes | Yes | Replacements once per year (children under 21) or once every five years for adults | MaineCare |
| Maryland | Yes | Yes | Restricts adults to a unilateral hearing aid and replacements once every five years | Maryland Medicaid |
| Massachusetts | Yes | Yes | One hearing aid per ear every five years, unless given prior approval | MassHealth |
| Michigan | Yes | Yes | Hearing aid replacements once every five years unless deemed medically necessary | Michigan Medicaid |
| Minnesota | Yes | Sometimes | One hearing aid or set of binaural aids every five years | Minnesota Medical Assistance |
| Mississippi | No | Sometimes | Full coverage for children under 21 based on medical necessity | Mississippi Medicaid |
| Missouri | Yes | Yes | One new hearing aid every four years per participant, based on demographics (If you’re blind, pregnant, or in a nursing home) | MO HealthNet |
| Montana | Yes | Sometimes | Hearing aid replacements once every five years for prescription models | Montana Healthcare Programs |
| Nebraska | Yes | Yes | One hearing aid per ear every four years; children under 21 get broader coverage | Nebraska Medicaid |
| Nevada | Yes | Yes | Hearing aid replacements once every 24 rolling months (two years) | Nevada Medicaid |
| New Hampshire | Yes | Yes | Adult evaluations are limited to one every two years, while youth under 21 receive services as needed | NH Medicaid |
| New Jersey | Yes | Yes | One hearing aid for each ear every 24 months, or up to five years in some cases | NJ FamilyCare/Medicaid |
| New Mexico | No | Yes | One hearing aid per ear every 36 to 60 months (children under 21) | New Mexico Medicaid |
| New York | Yes | Sometimes | One hearing aid replacement every five years, with more coverage for children under 21 | New York Medicaid |
| North Carolina | No | Yes | Coverage for children under 21 is based on prior authorization | NC Medicaid |
| North Dakota | Yes | Yes | One hearing aid per ear every three years, with broader coverage for children under 21 | ND Medicaid |
| Ohio | Yes | Yes | One hearing aid every four to five years, depending on the type | Ohio Medicaid |
| Oklahoma | No | Yes | Coverage based on medical necessity for children under 21 | SoonerCare (OHCA) |
| Oregon | Yes | Yes | Reimbursements every five years for adults, or every three years for those under 21 | Oregon Health Plan |
| Pennsylvania | No | Sometimes | Up to two hearing aids every five years or one replacement per year under certain circumstances (children under 21) | PA Medical Assistance |
| Rhode Island | Yes | Yes | Hearing aid purchases or replacements once every five years | RI Medicaid (EOHHS) |
| South Carolina | No | Yes | One hearing aid replacement once every three years (children under 21) | SC Healthy Connections |
| South Dakota | Yes | Yes | One hearing aid replacement once every three years | SD Medicaid |
| Tennessee | No | Yes | Hearing aid coverage based on medical necessity for children under 21 | TennCare |
| Texas | Yes | Sometimes | One hearing aid per five-year period; excludes some accessories/earmolds | Texas Medicaid |
| Utah | No | Yes | Hearing aid coverage based on medical necessity for pregnant women and children under 21 | Utah Medicaid |
| Vermont | Yes | No | One hearing aid per ear every three years or based on medical necessity | Vermont Medicaid (DVHA) |
| Virginia | No | Yes | One hearing aid per hearing-impaired ear every 24 to 36 months (children under 21) | Virginia Medicaid (DMAS) |
| Washington | Yes | Sometimes | One hearing aid every five years per ear, with more coverage possible based on medical necessity | Apple Health (HCA) |
| West Virginia | No | Yes | Only limited coverage for children under 21 based on prior approval | WV Medicaid (BMS) |
| Wisconsin | Yes | Yes | Hearing aid replacements every five years for adults and every three years for children under 21 | BadgerCare Plus/Medicaid |
| Wyoming | Yes | Yes | One hearing aid per ear every four to five years | Wyoming Medicaid |
Medicaid Hearing Services and Devices Covered
As mentioned, hearing services and devices covered by Medicaid vary by state, income, and age, but tend to focus on what’s deemed medically necessary. For children under 21 specifically, EPSDT requires states to cover necessary hearing evaluations, treatment, hearing aids, replacement batteries and cochlear implants.
Some states extend these benefits to adults. However, adult coverage is more variable and may depend on state-specific eligibility requirements, clinical criteria and prior authorization. Common covered services and devices include:
- Hearing exams and diagnostic evaluations
- Hearing aids
- Custom earmolds
- Hearing aid batteries
- Hearing aid repairs and maintenance
- Replacement parts or hearing aids
- Cochlear implants and related services
- Bone-anchored hearing devices
- Newborn hearing screenings
Medicaid may exclude items that are considered nonmedical or primarily cosmetic, such as premium design upgrades, products like swimming earmolds that are for recreational use, or hearing aid insurance. Always review your state’s current policies before purchasing a device or scheduling services. For an example of how states outline hearing benefits and provider requirements, see the MassHealth Audiologist Manual.
How to Get Medicaid Hearing Aids
Whether you’ve never applied for Medicaid before, already have a plan, or are dual-eligible with Medicare, there are several steps involved with hearing aid coverage. Here’s what to expect:
- Confirm your state’s hearing aid benefit. Review hearing aid-related benefits on your state’s Medicaid website. First, verify that the device you’re looking to get is covered, then review age requirements, provider rules, benefit limits and any restrictions.
- Choose a Medicaid-enrolled provider. By working with a clinic that participates in Medicaid, you can simplify billing and ensure your provider follows the correct coverage and authorization requirements. Contact your state Medicaid agency or health plan for help finding participating providers.
- Get a hearing test. Schedule a full hearing test with a qualified audiologist at a clinic that accepts Medicaid, if possible. They’ll diagnose and document the type and level of hearing loss you have to determine the best hearing aids for you.
- Obtain medical necessity documentation. Gather the records you need to support your benefit request, including audiogram results, a diagnosis, the provider’s clinical findings and a recommendation for a specific device. Some states or plans may also require a prescription, medical clearance, or additional documentation.
- Submit prior authorization, if required. Many states require prior authorization before Medicaid agrees to pay. This involves the provider submitting the hearing test results, medical necessity documentation and details about the recommended hearing aid. Approval is not automatic, and every state is different.
- Get fitted for the hearing aid. After approval, the provider will program and fit the device in the clinic. During this appointment, they’ll also inform you how to properly turn the hearing aid on and off, clean it, charge it, replace the batteries, and care for it.
Following this process, it’s a good idea to ask how your Medicaid plan handles future check-ups, adjustments, repairs, lost or damaged devices and replacements. Many states set limits on how often you can receive repairs and replacements, highlighting the importance of hearing aid maintenance.
For help finding state-specific Medicaid information, visit the official Medicaid State Profiles page or contact your state Medicaid agency or managed care plan.
Frequently Asked Questions (FAQs) About Medicaid Covering Hearing Aid Costs
Getting hearing aids covered by Medicaid requires a few steps and depends on your state. First, verify that your state covers adult hearing benefits. If this is the case, you can schedule a medical exam to obtain a formal prescription or prior approval from a licensed doctor or audiologist.
Whether you qualify for free hearing aids through Medicaid varies in every state. States with adult benefits will consider income, Medicaid enrollment status, hearing loss and whether your hearing aids are considered medically necessary. If you don’t qualify for free hearing aids through Medicaid, you can also get financial assistance through veterans benefits (VA) and local nonprofits.
If you need hearing aids but can’t afford them, you likely have an income that will qualify you for Medicaid in the states that offer adult benefits. Otherwise, over-the-counter (OTC) hearing aids are generally cheaper than prescription models. You can also reach out to local nonprofits to learn about the financial assistance programs they offer.
Medicaid will sometimes cover hearing aids for seniors, depending on the state, but the federal government mandates coverage only for children under 21. Most states with adult hearing benefits will cover senior hearing care. Other states, like Missouri, specifically carve out coverage for seniors living in nursing homes.
Usually, Medicaid covers hearing aids for children, though state policies vary. Under the federal Early and Periodic Screening, Diagnostic and Treatment (EPSDT) benefit, Medicaid must cover medically necessary hearing services and devices for eligible children under 21.
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