All American Assets

As the name suggests, All American Assets only offers U.S. Mint products to investors unless otherwise requested. U.S. Mint products are guaranteed in their weight, purity, and content and are backed by the U.S. government. 

All American Assets is one of the only gold IRA companies that list live gold prices online—this in an effort to remain transparent to investors and to ensure they always come below other reputable online gold dealers.

Pros:

• Competitive prices on U.S. Mint gold & silver
• Free shipping on every order
• Full-service gold IRA team
• Great online reputation with consumers

Cons:

• Smaller inventory of gold and silver
• Higher minimum IRA investment requirement

Gold and other precious metal IRAs are an investment and carry risk. Consumers should be alert to claims that customers can make a lot of money in these or any investment with little risk. As with any investment, you can lose money and past performance is not a guarantee of future performance results. Consumers should also obtain a clear understanding of the fees associated with any investment before agreeing to invest.

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Our Experience With All American Assets

After evaluating and researching All American Assets, we appreciate the company’s transparent approach to investing in gold and silver. Its no-frills website is simple, clear, and to the point. 

For example, All American Assets is one of the only gold dealers that lists live prices online at all times. We feel this type of transparency is important when learning about and investing in alternative assets like gold and silver.  

In our review analysis of gold IRA companies on Retirement Living, 85% of customer reviews reference high premiums compared to the spot price (market value) of the coins and steep fees. Not only do these fees limit investment potential, but customers also tend to review companies that don’t post pricing information online more negatively.

We believe All American Assets would be a great option for beginner investors, too. Its website publishes regular educational blog posts, and if you submit an inquiry for more information, a senior precious metals specialist will reach out to you with the right information. 

How To Open an All American Assets Gold IRA

The physical gold or silver you use to fund a precious metals IRA must be stored in an approved IRA depository. (All American Assets can recommend several reputable IRS-approved custodians, such as Delaware Depository and Lloyd’s of London.)

You’ll need at least $25,000 to open a gold IRA with All American Assets. To start the process, fill out the online form or call to speak to a specialist who will help you fill out the paperwork to initiate a 401(k) to IRA rollover. 

Next, you’ll choose your metals and place the order for the gold and silver assets you select. Precious metal specialists will help you identify which assets best fit your investment goals, but you can also download the free gold IRA guide to help you understand the process.

How To Buy Gold From All American Assets

Buying gold from All American Assets is easy. For orders over $1,500, you can buy and check out online with a check or wire. When you buy $1,500 or more, they’ll also waive the sales tax on the order. 

Unlike many precious metals dealers, All American Assets lists its inventory and pricing online. They only sell U.S. Mint products, so the inventory is smaller. You can also contact a specialist to help you buy products that best serve your goals and understand the different tax advantages and liquidity ratings for each coin.

If you choose to take physical possession of your metals rather than fund an IRA, All American Assets will deliver to your door so you can store your precious metals in your home safe, a bank safety deposit box, or a secure storage depository.

All American Assets Costs

All American Assets IRA fees are $200 per year, which includes the custodial and depository storage fees. Prices for physical gold and silver vary, but live prices are listed on the website.

Gold IRA annual maintenance	$200 flat fee (includes storage and custodial fees)
Gold IRA minimum investment requirement	$25,000 (as low as $10,000 for cash investments)
Shipping	Free next-day shipping
Bullion pricing snapshot*	1/10 oz American Gold Eagle Coin (BU): $291.31 2023 1 oz American Gold Eagle Coin (BU): $2,191.86 2023 1 oz American Silver Eagle Coin (BU): $29.24

*As of January 2024. Prices are subject to change.

Remember: The price of gold fluctuates daily. When buying gold for an IRA or for physical possession, your final price will likely be higher than the current “spot” price of gold published on the web. Most gold dealers will add what’s called a “premium,” the markup gold companies levy on precious metals for profit.

A representative we spoke to told us that All American Assets’ premiums are 10% to 15% lower than those charged by other firms. Depending on the product, this can amount to savings between $50 and $300 when compared to competitor pricing on gold products.

All American Assets can offer competitive pricing because they buy directly from two authorized purchasers from the U.S. Mint. This allows them to cut out the middleman to work directly with the purchaser and pass those savings on to you. 

All American Assets Complaints

Published complaints about All American Assets are rare—this cannot be said for all precious metals dealers. The company boasts an A+ rating and a five-star review record with the Better Business Bureau. On TrustPilot, the company has a 4.3-star rating. 

Online reviews mention knowledgeable, patient, and attentive advisors who took the time to answer any and all investment-related questions customers had. Several reviews mention their gold specialist by name.

FAQs About All American Assets

Does All American Assets buy back coins?

Yes, All American Assets has a buyback program for its clients. While they cannot guarantee a buyback price due to market fluctuations, company representatives told us that they’ve never denied a buyback year to date.

What are the All American Asset fees?

Gold IRA fees charged by All American Assets include a $200 annual flat rate, which covers IRA custodial fees and depository storage fees. Its precious metal premiums are 10% to 15% lower than competitors, according to the transaction agreement.

Can you buy gold online from All American Assets? 

Customers can buy products online with a check or wire for orders over $1,500. All American Assets will also waive the sales tax for orders of this size. 

Are my gold IRA retirement funds tax-deferred?

Yes. Gold IRAs from All American Assets offer the same tax deferment benefits as other IRAs. The same penalties, such as fees and taxes, exist for early withdrawal. 

Conclusion

All American Assets operates a streamlined, transparent, and cost-effective business model for investing in gold and silver—this is evidenced by its stellar online reputation. Senior specialists can help you buy products for physical purchase or to fund an IRA. Alternatively, you can buy directly from the website.