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4.55 Stars (6 Reviews)
Updated: February 3, 2023
By: Jonathan Trout
Jonathan Trout
Content Manager
Jonathan is a former product and content manager for Retirement Living. His background spans sales/marketing, finance, and telecommunications. Jonathan’s expertise in consumer wellness and research-backed data stories helped educate seniors on financial planning, retirement, and community resources. Jonathan graduated from Oklahoma State University with a B.S. in Environmental Sociology.
Content Manager
Edited By: Jeff Smith
Jeff Smith
Sr. Content Manager
As Retirement Living’s senior content manager, Jeff oversees the product and publishing of all retirement, investing, and consumer wellness content on the site. His extensive expertise in brand messaging and creating data-driven stories helps position Retirement Living as a top authority for senior content and community resources.
Sr. Content Manager

EverSafe is the first solution designed with innovative technology to stem various forms of financial abuse and identity theft by monitoring banking, investment and other accounts by alerting you and a trusted contact whenever there’s suspicious activity. EverSafe guards against financial exploitation and scams and the AARP award-winning company specializes in identity theft and financial account protection for seniors and their families.

Eversafe logo

Editorial Breakdown

Price 4.8 Stars
Ease of Enrollment 4.3 Stars
Member Support 4.5 Stars
User-Friendly Mobile App 4.8 Stars

Overall Rating 4.6 Stars

Bottom Line

EverSafe's technology is designed with elderly financial abuse protection in mind. Its three plans range in price from $7.49 to $22.99 per month and come with various features including monitoring your personal information and alerting you to suspicious activity.

EverSafe Review

Financial mistreatment is the most common form of elder abuse, and it happens every day at an alarming rate. Javelin Strategy & Research’s study, 2018 Identity Fraud: Fraud Enters a New Era of Complexity, found 16.7 million victims of identity fraud in 2017, with $16.8 billion in stolen funds. Experian Credit Technology Services says that 35 percent of fraud complaints and 18.9 percent of identity theft complaints impacted those over the age of 60. Elderly financial abuse takes many forms, including petty theft, unneeded and overpriced home repairs, and the sale of products inappropriate for the individual like annuities, debit cards and reverse mortgage scams. EverSafe helps you keep your finances secure.

EverSafe co-founder and CEO Howard Tischler studied the financial exploitation of seniors by talking to professionals from multiple fields and learned an extremely large number of people were affected. It’s not always faceless strangers behind the abuse. Caregivers, family members, friends, and financial professionals have ripped off their relatives and clients too.

After gathering all this information, Tischler partnered with Elizabeth Loewy to put their years of experience in financial services, credit management, elder abuse and financial exploitation together with the technology necessary to fight elder financial abuse and developed EverSafe.


  • 30-day free trial for every level of protection
  • Senior-specific technology
  • Responsive customer service


  • No medical identity theft protection

How EverSafe Works

EverSafe is a personal detection and alert system that’s monitoring your bank and investment accounts, credit cards and credit data 24 hours a day by analyzing daily transactions. This monitoring identifies any unusual activity compared to your normal spending patterns. EverSafe’s process stands out from other identity theft services due to its personalized and senior-specific features. Features include:

  • Monitoring with personalized alerts: EverSafe uses analytics to build a custom profile based on your financial history. Places you frequent and the types of items you frequently purchase are monitored. When the system detects irregular activity, you get a personalized alert.
  • Family dashboards: All family members or a group of people you choose can be consolidated into one dashboard.
  • Designated “extra set of eyes”: EverSafe lets you choose a trusted friend, family member, caregiver or professional to assist with monitoring.
  • Specialized for seniors: EverSafe’s technology is developed by experts in aging and fraud. Its software is age-friendly and supports guardians, powers of attorney, conservators and trusts.

If an unusual transaction takes place, the EverSafe system alerts you immediately. At the same time, an advocate you choose in advance receives a warning. Your advocate can be anyone you trust like a family member, friend, financial or health professional. EverSafe’s enhanced algorithms provide broad protection for seniors for powers of attorney, guardians, conservators, and trusts. In the event your identity is compromised, EverSafe manages the resolution process and helps you create a recovery plan to get your identity restored.

EverSafe Plan Costs

EverSafe can monitor bank accounts, credit cards and retirement investment accounts for identity theft and data breaches for a monthly fee, or a quarterly or annual plan with discounts. The company offers three programs with increasing levels of protection:

EverSafe Financial and Bank Account Plans
Plan Features
EverSafe Essentials
$7.49 monthly
  • 24/7 coverage
  • Email, text, voice or app alerts
  • Financial advocate alerts
  • Monitors financial accounts to detect erratic activity and fraud
  • Additional credit card monitoring to detect interest rate changes
EverSafe Plus
$12.99 monthly
  • Everything in EverSafe Essentials
  • Monitor financial accounts for missing deposits, unauthorized accounts
  • Automatic bank balance notices and fraud resolution support
  • Advanced credit card monitoring detects fraudulent activity, bill payments, new credit card accounts opened
  • Fraud resolution support
  • Identity theft service includes Dark Web surveillance and change of address monitoring
  • Identity restoration with $1 million insurance
  • One credit bureau files monitored
EverSafe Gold
$22.99 monthly
  • Everything in EverSafe Plus
  • Credit monitoring of files with the three major credit bureaus plus a quarterly credit report and credit score
  • Monitor investment accounts to detect erratic investment activity, elder fraud, asset allocation changes and investment pattern changes

EverSafe Free Trial and Discounts

EverSafe offers a 30-day free trial on all plans. Multiple payment plans are available with discounts for buying a quarterly or annual subscription. If you are over the age of 60, you get 10 percent off the cost even if you pay month-to-month. On top of that discount, there’s another 10 percent off if you sign up for a quarterly plan. Yearly payments shave 15 percent off the subscription price. A family discount takes 40 percent off the bill for any of your family members who sign up.

EverSafe Customer Service

We called EverSafe customer service to get details about the products. The agent we spoke to was pleasant, knowledgeable and answered every question we had without a hard sales pitch. We believe EverSafe demonstrates its value enough during the free trial so there is no need to push for a sign-up on the phone.


Source: EverSafe

EverSafe Complaints

The Better Business Bureau (BBB) rates EverSafe with an “A+” and the BBB-accredited business has had a file since 2013 with no complaints filed by consumers. gives the company a 4.63 rating because they feel the basic plan should include more, but the site’s readers give EverSafe a 9.88 out of 10 rating.

Forbes, BankRate and other respected websites have interviewed EverSafe’s founders in articles explaining identity theft and fraudulent financial crimes, further lending to their credibility.

 EverSafe App

Source: EverSafe

EverSafe FAQ

  • How do I sign up for an EverSafe free trial?
    Signing up for one of the free trials with EverSafe is easy. Start by visiting EverSafe’s website, where you can sign up for a free trial, chat with a specialist, or call the number at the top of the site. You will provide some information to confirm your identity, then your financial protection starts.

  • What can a thief do with my stolen personal or financial information?
    Luckily, EverSafe helps protect your identity by monitoring financial accounts and alerting you and another person you choose the moment there’s suspicious activity. Here are the ways someone who steals your identity could use your information:

    • Access your credit cards and other accounts
    • Set up new loans or credit cards in your name
    • Open utility and cellphone accounts
    • Rent property
    • Steal your tax refund
    • File medical claims using your health benefits
    • Identify themselves as you if arrested
  • How often does EverSafe monitor my accounts?
    When you first sign up with EverSafe, the identity theft prevention service examines your past financial behavior to establish a profile of how you spend and save. Then, EverSafe analyzes daily transactions to identify activities that fall outside of your normal patterns. You and your advocate will receive an alert any time suspicious activity shows up like changes in spending, unusual withdrawals, missing deposits, irregular investment activity or late bill payments.

  • What happens if EverSafe discovers my identity or accounts were compromised?
    If you are an EverSafe Plus or Gold member, the company will pay up to $1 million to help restore your identity.

  • Is it a hassle to cancel EverSafe?
    Canceling your EverSafe account is easy. Email or call customer service any time you want to cancel your membership.


Identity theft is a big business and protecting against this type of crime is a fast-growing industry. EverSafe is the result of personal experience with elder financial abuse, and the company keeps seniors and their families safe from fraud with the latest technology. Plan discounts make EverSafe affordable so just about anyone can keep their retirement funds secure.

6 EverSafe Reviews

Write Review
5 Stars

December 22 2020 9:07PM

This company does many things that other ID Theft companies do not. Their monitoring is based on your personal history - so it is much more comprehensive. And you can alert other people, without them seeing your financial activity.

Also - they answer the phone at all hours. And btw, they have a million $ service guarantee. I rate them a 5++.

Marci F.
Phila, PA
5 Stars

January 07 2019 2:07AM

EverSafe really is like another set of eyes looking at - and helping to protect, our assets. With all the breaches happening, seemingly on a daily basis, my wife & I sleep better at night knowing they're on-duty helping to safeguard our resources!

John S.
5 Stars

January 06 2019 6:17PM

I've used EverSafe for a while now, and really like the coverage the service offers. Being able to monitor my financial accounts and credit report in one place has been very convenient. At one point I found out my credit card was stolen from an alert that I received from EverSafe - the credit card company didn't even detect this. Whenever I have a question, they've been able to answer it quickly. I'd highly recommend this service.

Chris F.
5 Stars

January 06 2019 6:00PM

Have used for several years now. More than once, it has flagged some financial activity that needed my attention. This alert capability definitely helped me protect my finances and saved me money on fees.

Chris G.
5 Stars

January 06 2019 4:29PM

I use EverSafe to help catch unusual activity in my finances. It has helped me catch bad credit card charges and even some subscriptions I forgot about. It is easy to have all of my families transactions in one place. It is also nice to get credit report alerts and credit scores.

Broc S.
5 Stars

January 05 2019 10:34PM

With an elderly mother prone to anxiety, peace of mind, protection and sensible pricing are hard to come by. Eversafe hits all its marks. It keeps a careful eye on her finances and keeps me aware of any potential threats to her financial security. Makes my life a lot easier. I highly recommend it.

John T.