LendingTree Mortgage

4.6 Stars


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As a one-stop shop for finding reverse mortgage deals and other home loan products, LendingTree has long been the leading online loan marketplace in the country. Over 65 million borrowers have used LendingTree to be matched with lenders.

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Editorial Breakdown

Customer Service

4.2 Stars

Product Options

4.9 Stars

Closing Speed

4.6 Stars


4.8 Stars

Overall Rating

4.6 Stars

Bottom Line

LendingTree is the leading online marketplace for home, auto and business loan products. Their loan offerings include home purchase, mortgage refinances and reverse mortgage loans.

LendingTree Review

LendingTree offers a wide variety of loans and other financial products. Use the website to get quotes on home loans, home refinancing or equity loans, mortgages, auto, business, personal, student loans and credit cards. LendingTree can also give you comparisons of homeowners, auto and life insurance and banking options.

Headquartered in Charlotte, North Carolina, LendingTree has been in the financial services business since 1996 and in the online market since 2013.


  • Full spectrum of personal finance products
  • Comprehensive online tools and information
  • Getting quotes from LendingTree obligates you to no lender
  • There is no fee to use the service


  • You are required to share contact information to get quotes

LendingTree Financial Products

Home Purchase Loans/Reverse MortgageFind a mortgage to buy property, refinance an existing mortgage or use home equity to back a loan or line of credit.
Personal LoansThese loans cover any major personal expenses.
Credit CardsCompare interest rates and perks like travel miles, cashback and other rewards on LendingTree.
Student LoansCover the cost of higher education expenses.
BankingSavings, checking, money market, CDs and IRAs.
InsuranceCompare home, auto, life and bundled insurance packages.
Debt ReliefRoll multiple debts into one monthly payment, possibly paying a lower amount.
LendingTree Products and Services

LendingTree Reverse Mortgage Loans

A reverse mortgage is part of a comprehensive retirement plan for some seniors, while others use this loan to get access to funds for paying unexpected medical bills, high-interest debt, home repairs or improvements or home health care expenses. LendingTree can help you select the right reverse mortgage for your needs, whether you need a lump sum, line of credit, monthly income, or a combination of all three.

Reverse Mortgage loans are not available from Lending Tree in the following states: AK, AR, IA, IN, KS, LA, MS, NE, OH, and OK.

Great Closing Speed

Finance of America Reverse
4.8 Stars

American Advisors Group (AAG)

  • 30-day turnaround
  • Online calculator

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How to Use LendingTree Reverse Mortgage Lender Comparison

To compare reverse mortgages on the LendingTree website, enter your address, estimated home value, phone number and email address and you can view loans immediately. The potential downside to providing this information is that you will likely get calls from lending agents, mortgage loan offers in your email, and offers via U.S. Mail with reservation codes that you need to shred if you don’t use them. Some lenders are very gracious when asked to stop contacting you, but others can be more tenacious. How a lender handles initial communications with you is not a reflection on LendingTree itself. Instead, it’s a realistic picture of being the prize in a competition for loans.

Estimating LendingTree Reverse Mortgage Funds

To help you determine how much you can get for your home equity with a reverse mortgage, LendingTree has a calculator on its website. The reverse mortgage calculation reveals how much you can expect to receive in a lump sum, although, with a reverse mortgage, you can close on a loan that pays you monthly or as a line of credit.

Before you can apply for a loan, you must be qualified for a reverse mortgage. The amount you receive at closing depends on several factors, including your property value.

We used LendingTree’s calculator along with data from a recent National Reverse Mortgage Lenders Association (NRMLA) study of the average reverse mortgage funds borrowers received. We did not get different results by entering various property locations into the calculator, so assume that LendingTree’s numbers are an average across the country. LendingTree produced slightly higher funds from a reverse mortgage compared to the national average, but this is likely due to the NRMLA data including households that have a balance on an existing mortgage among other factors.

AgeProperty ValueLendingTree Average (lump sum)
First Mortgage Paid Off
U.S. Average (lump sum)
LendingTree Reverse Mortgage vs U.S. Average

LendingTree Reverse Mortgage Lenders

Several well-known lenders partner with LendingTree to offer reverse mortgage loans. Comparing rates from multiple lenders helps make sure you get a competitive rate for your loan. You may receive offers from trusted companies like:

LendingTree Mortgage Loans

LendingTree Home Purchase Loans can help buyers finance a home, whether it’s a primary residence, vacation home or rental property. Shoppers can use the funds to purchase single-family homes, multi-family homes, townhomes, condominiums or manufactured homes. Answer a few questions, and LendingTree matches you to prospective lenders.

The home affordability calculator on the LendingTree site shows borrowers how much of a mortgage they can realistically afford based on their existing debt and current income.

LendingTree Home Refinance Loans allows homeowners to:

  • Lower their mortgage interest rate
  • Shorten the loan term to pay it off sooner
  • Switch from an adjustable-rate mortgage to a fixed-rate mortgage

Borrowers can also compare home equity loans. LendingTree shows borrowers potential lenders that could be a good fit based on answers to a few questions. LendingTree’s refinance breakeven calculator shows homeowners when they would recuperate closing costs on their refinanced mortgage.

LendingTree Home Equity Loans are for homeowners with a significant amount of equity built up in their homes. The funds are typically used to cover major expenses such as property upgrades, emergencies or to consolidate high-interest debt. Borrowers can take out a loan or a home equity line of credit. LendingTree matches borrowers to prospective lenders after answering some questions about their situation and needs.

The home equity calculator on LendingTree’s website shows borrowers how much equity they have in their home. The calculator helps them determine if a home equity loan or line of credit is the right choice.

LendingTree Personal Loans

You can use a LendingTree Personal Loan for any purpose. Borrowers typically use the funds to consolidate debt, pay medical bills or for a considerably expensive purchase. Personal loans are generally unsecured, so borrowers don’t need any collateral to obtain funding.

LendingTree presents several personal loan options based on information the borrower provides about their circumstances and financial standing. LendingTree’s website also offers a personal loan payment calculator so borrowers can see how a loan would fit into their budget.

Find the Best Credit Card with LendingTree

LendingTree helps consumers find the best credit card for their finances and lifestyle. Search by card type (Visa, Mastercard, American Express or Discover) and features such as low-interest, balance transfer, rewards and more. You can also search by the credit rating required for approval.

To help borrowers be informed shoppers, LendingTree provides free credit scores. LendingTree publishes an up-to-date list of the top credit card offers in the market.

LendingTree Insurance

LendingTree connects consumers with insurers to meet their home, auto and life insurance needs. You answer a few questions in LendingTree’s quote tool to get started. Then, you’ll see a list of insurers that should be a good match for you. Click on each option to explore further.

Consumers can also shop for bundle insurance coverage on the LendingTree website, which can save a significant amount of time while saving money.

LendingTree Debt Relief

LendingTree can help overwhelmed consumers get out from under crippling debt by connecting them with debt relief companies. Enter the amount of your debt and your state of residence to see a list of providers. Debt relief programs typically offer a free consultation and require one monthly payment instead of paying each creditor individually.

Consumers who use a debt relief service enter a program tailored to their circumstances. The result can be paying lower interest rates, lower debt amounts and becoming debt-free in as little as two years.

Student Loans from LendingTree

LendingTree can help borrowers obtain private student loans to cover the cost of a college education. Fill out a brief online form providing the school name, graduation year, loan amount, ZIP code and email address. LendingTree provides a student loan payment calculator and articles and blog posts about using student loans. Consumers with existing student loan debt can compare consolidation options on the LendingTree website.

LendingTree Banking Products

LendingTree helps consumers find the best deposit accounts for their current situation and financial goals. LendingTree offers checking accounts for everyday transactions and savings, money market, CD accounts and Individual Retirement Accounts to save for specific purposes, stash emergency funds or save for retirement. The LendingTree website guides you to the right type of banking account and then shows the best bank recommendations.

How to Use LendingTree to Find Loans and Credit Cards

Once on the LendingTree website, click on the loan type or financial product you’re interested in to see details. Answer the on-screen questions or use the filtering options provided, then LendingTree generates a list of potential lenders or credit cards. If you find a loan or credit card that looks interesting, click to apply directly from the list of lenders.

Borrowers should also use available website resources, such as financial calculators, the LendingTree credit score tool and educational articles to help guide their decision.

LendingTree Complaints

The Better Business Bureau gives LendingTree an A+ rating. ConsumersAdvocate scores the company 9.2 out of 10 and notes just two regulatory actions, which is negligible considering the high volume of loans initiated. ConsumerAffairs readers rate the company 3.6 out of 5 stars. Trustpilot users rate LendingTree 4.5 out of 5 stars, with 94% of reviewers saying that they had a great or excellent experience with the company.

LendingTree Q&A

  • Does LendingTree charge any upfront fees?

    LendingTree doesn’t charge any fee to match you with various lenders. The company doesn’t allow any of its lenders to charge upfront fees to guarantee or insure a loan.

  • Will LendingTree lenders contact me after I search for loans?

    LendingTree customers need to provide their contact information to see customized lender recommendations. When you submit that data, you consent to be contacted by the matched lenders.

  • Does LendingTree offer any other products?

    LendingTree also helps customers find the right auto loan, business loan or credit repair service for their needs.

  • How does LendingTree make money?

    LendingTree receives marketing compensation from the lenders showcased on the website. You do not pay LendingTree, the financial institutions do.

  • What makes LendingTree unique?

    LendingTree is a one-stop personal finance marketplace and educational resource. The company connects consumers to the financial products and information that they need to manage their money and lives.


LendingTree is a robust marketplace that enables users to find and obtain the financial products, services and information that they need. In business for over 20 years, the company is the largest and most well-known of its kind. Partnered with more than 500 lenders, LendingTree helps consumers get the right financing for their unique circumstances.

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