Updated: January 19, 2023
Omega Auto Care offers three types of service contracts that cover everything from new cars to older vehicles with less than 250,000 miles, with many included benefits.
Editorial Breakdown
Coverage
Customer Service
Price
Ease of Purchase
Overall Rating
Bottom Line
The bills can add up if you’re stuck with a broken-down car that needs repairs. Omega Auto Care offers three extended warranty coverage packages to make sure you’re prepared for an emergency.
We awarded Omega Auto Care the “Great Coverage” on our Best Car Warranties guide because the company offers three types of service contracts that cover everything from new cars to older vehicles with less than 250,000 miles. These contracts come with many benefits included in the price.
Omega Auto Care
Roadside Assistance Included
Coverage up to 250k miles
Highly rated
Endurance Auto Warranty
Great Coverage
Breakdown Stipend Available
Accepted by 350,000+ Mechanics
American Dream Auto Protect
Great Customization Options
Get 1 Month Free
Easy sign up process
If you’re considering buying a used car or the manufacturer’s warranty on your existing vehicle is nearing the expiration date, a service contract (frequently referred to as an extended warranty) can save you hundreds on costly repairs. USA Today reported that a 2017 study from the American Automobile Association (AAA) found that nearly one-in-three Americans said that they couldn’t afford to pay a $500 to $600 car repair bill without going into debt. Based on those figures, a full brake job including rotors, calipers, drums, pads and cylinders can put you in a financial bind with an average cost of $750. Transmission replacement doubles that dollar figure and goes up with the average price running between $1500 and $3500.
Omega Auto Care coverage holders don’t have to worry about skyrocketing repair costs since covered services are only subject to a pre-defined deductible based on their plan. Accepted nationwide, Omega Auto Care coverage can be used at any licensed repair facility, so customers aren’t limited to a small handful of shops.
Pros
Cons
Omega Auto Care has three extended warranty coverage options: New Exclusionary, Used Stated Coverage and Powertrain Protection. Each coverage option has requirements on your vehicle’s age and mileage, and each one offers varying degrees of coverage. Omega’s website provides PDF examples of an agreement for each option. These sample agreements lay out the fine print for each protection package. We’ve highlighted what each protection package includes below.
Coverage Plan | Vehicle Age/Mileage | Items Covered |
---|---|---|
New Exclusionary | Current model year + 7 model years with less than 150,000 odometer miles | Most major component systems |
Used Stated Coverage | Current model year + 10 model years with less than 150,000 odometer miles | Most major component systems |
Powertrain Protection | Current model year + 15 model years with less than 250,000 miles | Engine, transmission, transfer case, drive axles, seals and gaskets |
What is not covered – Exclusions vary depending on the coverage purchased but the sample contracts Omega Auto Care provides spell them out thoroughly. The key is reading the entire contract upon receipt, so you know exactly what is covered and what isn’t. You can still cancel if you decide the benefits are not for you.
Omega states before any repairs can be made to your car, you must call them to start the claim and authorization process. Its claims department operates Monday-Friday, 8:00 am to 7:00 pm (CST). To submit a claim follow these steps:
Omega Auto Care provides extra benefits at no additional charge to all customers regardless of their coverage level.
Roadside Assistance Included
Omega Auto Care
The Omega Auto Care website doesn’t provide a cancellation policy but we spoke with their Director of Operations who stated customers have a 30-day money-back guarantee block of time to review the coverage and decide whether or not they want to keep the coverage.
Coverage with Omega Auto Care begins around $2/day for month-to-month plans. Prices will vary based on the type of car, the package you choose, and the promotional offer you receive.
To get a quick quote, potential customers can contact Omega Auto Care through a form on the website or call their toll-free number at 844-855-3956. Agents are available Monday through Friday from 7:30 am to 7:00 pm (CST) and Saturday from 7:30 am to 1:00 pm (CST).
The review section on their website isn’t typical of what you find on the majority of company sites in that they don’t provide potential buyers with a lot of glowing customer reviews that have been submitted directly to the company. Instead, Omega Auto Care feeds reviews directly from those submitted to ConsumerAffairs, so you see the good, the bad, the ugly and the indifferent instead of just the cherry-picked best.
Phrases like “best customer service anywhere” and “outstanding service” are liberally sprinkled throughout the reviews. In the past three years, only 55 complaints have been lodged against Omega Auto Care with the Better Business Bureau. The company responded to each one of them. Sixteen were resolved to the customer’s satisfaction. The remaining 39 have been marked by the BBB with the following: “The Business addressed the issues within the complaint, but the consumer either (a) did not accept the response, OR (b) did not notify BBB as to their satisfaction.”
According to the FTC, though automotive service contracts are frequently referred to as “extended warranties,” they are not warranties as defined by federal law because they can be purchased at any time and always cost extra. A warranty is included in the purchase price of the car and isn’t something that can be bought long after buying the vehicle. Therefore, by definition, Omega Auto Care sells service contracts.
Specific exclusions and covered parts will be listed in Omega’s contract but the FTC advises if you don’t see an item listed, assume it’s not covered. The government agency also warns consumers to be on the lookout for “absolute exclusions that deny coverage” (i.e. “If a covered part is damaged by a non-covered part, the claim may be denied.”) This phrase was found in a sample Omega Auto Care policy. Other review sites advise that repairs due to “normal wear and tear” may also be excluded from coverage.
All of the sample contracts state that the repair facility must call the claims center before any repairs are made for approval unless it is a “simple emergency repair” of a covered part that will take two hours or less of labor to complete and it’s outside of regular business hours. Simple emergency repairs can be authorized by the coverage holder but they must be reported to the claims center within five business days.
There is no mention of a waiting period on Omega’s website but as previously mentioned, we found out there is a 30-day 1,000 mile waiting period before filing a claim.
Omega Auto Care coverage plans can be paid for in full, up front or through monthly payments.
Great. According to online reviews and ratings, Omega provides excellent customer service. We found two old lawsuits during our research that resulted from marketing companies using auto-dialers to call cell phones and landlines trying to sell policies. Omega has since changed the terminology in their agreements with marketing companies to prevent this from happening again.
Auto warranty scams are so rampant that the FCC has a warning page about them on their website. Those few bad apples have led some to believe that any service plan not offered by the manufacturer is a rip-off, despite research saying there is no better way to protect your vehicle than an extended warranty.
Buying an extended auto warranty or service contract guarantees the warranty company will pay for expensive repairs so you don’t have to. Omega Auto Care stands behind their customers with their customer service, reviews and ratings.