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US Pharmacy Card

4.1 Stars
Updated: January 27, 2023
By: Jeff Smith
Jeff Smith
Sr. Content Manager
As Retirement Living’s senior content manager, Jeff oversees the product and publishing of all retirement, investing, and consumer wellness content on the site. His extensive expertise in brand messaging and creating data-driven stories helps position Retirement Living as a top authority for senior content and community resources.
Sr. Content Manager
Edited By: Lauren Hamer
Lauren Hamer
Sr. Editor
Bringing more than a decade of editorial experience to Retirement Living, Lauren focuses on reporting senior-related issues, including retirement planning, finance, consumer protection, and health and wellness. Lauren has edited consumer content for Credible, Angi, Slickdeals, Jobs for the Future, and more.
Sr. Editor

US Pharmacy Card is a prescription discount plan open to any individual or family in the United States, regardless of age, income level or immigration status. The free card has no pre-qualification requirements or restrictions. Along with an excellent privacy policy, US Pharmacy Card offers a low-cost virtual doctor visit program.

US Pharmacy Card

Editorial Breakdown

Discount 4.3 Stars
Mobile Application 4.6 Stars
Costs 4.7 Stars
Coverage 4.3 Stars

Overall Rating 4.1 Stars

Bottom Line

US Pharmacy Card is a prescription discount card that is available for individuals and families.

US Pharmacy Card Review

US Pharmacy Card is a free prescription discount card that requires no personal information or registration. Financial Marketing Concepts, in business since 1997, owns and operates the company. FMC works with local municipalities, states, various groups and associations across the nation to help lower prescription drug costs.

US Pharmacy Card is most useful for individuals and families on high deductible health insurance plans or who are uninsured. Cardholders save an average of 68% and up to 80% off prescription costs. There is no limit on the number of times an eligible individual can use the card, which doesn’t expire.

The American Medical Association reported a 53% increase in telehealth visits from 2016 to 2017. Virtual health care visits have risen sharply since then, and US Pharmacy Card’s program makes these visits affordable. The company teamed up with MeMD to provide up to three virtual urgent care visits a month for under $10. This program includes $65 phone or video chat therapy sessions.


  • No-spam privacy policy
  • Affordable telemedicine program
  • Available to anyone regardless of age
  • Accepted at over 59,000 pharmacies


  • The company does not mail cards
  • Website pharmacy locator malfunction for remote areas, but you can call for participating drugstores

US Pharmacy Card Discounts

Click a button on the US Pharmacy Card website to get access to a card. Then text or email the card to yourself, or print it. You enter no information to take advantage of this discount drug card. If you choose to sign up for the telemedicine program, you will need to register.

Take your US Pharmacy Card to one of many network pharmacies. Show it to the pharmacist or technician when you purchase your prescriptions to receive the lower price. Discounted prices may vary depending on where you live and the pharmacy. Some people save $10 a month, but many save over $100. Use the card for any family members, including pets.

US Pharmacy Card has a discount drug network with 59,000 participating pharmacies in the U.S., Puerto Rico and the Virgin Islands. If you have insurance, compare the cost of medication under your policy and US Pharmacy Card to get the higher savings. The card doesn’t replace insurance and can’t be used in tandem with medical coverage.

US Pharmacy Card Sample Prescription Prices
Drug Cash Price With Card Savings
Azithromycin (Z-pak) $35.42 $8.36 $27.06
Prinivil $14.14 $4.00 $10.15
Gabapentin $86.99 $12.56 $74.43
Lexapro $176.99 $13.81 $163.18
Norvasc $57.99 $4.18 $53.81
Zolpidem $61.99 $48.24 $13.75

US Pharmacy Card Privacy Policy

US Pharmacy Card is a top pick in our Best Pharmacy Discount Cards guide because of its consumer-centric privacy policy. The company does not distribute or sell your personal information, and you don’t provide any other identifying information to receive the card. US Pharmacy Card requires your contact information only if you decide to set up a telemedicine account.

The company may collect technical information like the type of browser you use or IP address. This tracking is standard practice with nearly all websites. US Pharmacy partners with some newsletters, but you can opt out of those communications. Your information is protected by 128-bit data encryption.

Telemedicine Savings from US Pharmacy Card

Telemedicine, sometimes called telehealth, allows doctors to evaluate symptoms, make a diagnosis and provide treatment without an office visit. Communication between doctors and patients happens using video chats, secure email and other electronic means.

US Pharmacy card offers telemedicine benefits in a partnership with MeMD, which successfully treats 94% of patients. Use telehealth to speak to a medical provider or therapist via phone, mobile app or online using your webcam.

  • Plan covers the cardholder, spouse and children under the age of 26 living at home
  • Up to three free virtual urgent care visits per eligible individual per month
  • Teletherapy sessions at the discounted rate of $65 for a 50 minute session

If you need more than three visits, the cost is $67 per visit. Members can save up to $191 a month for each family member.

US Pharmacy Card Costs

The US Pharmacy Card provides prescription drug discounts for free. The company makes money from agreements with pharmacy benefit managers, so you get deep discounts with no membership fee.

US Pharmacy Card’s MeMD Telemedicine program is free for the first 30 days, then costs $9.95 per month or $99.95 per year. This fee covers three virtual urgent care visits with in-network providers. Each additional visit costs $67, which still saves money.

How to Apply for a US Pharmacy Card

To get your US Pharmacy Card, go to the website and click on Get a Free Card. You enter no information, just print, text or email it to yourself. Use the customer service number listed near the card to get more information about benefits or answers to questions.

US Pharmacy Card Complaints

US Pharmacy Card doesn’t have many reviews, but what we found was positive. The Better Business Bureau gives the company an A+ rating with no complaints filed. US Pharmacy Card gets 4 out of 5 stars on Facebook, although one person used reviews to ask a question without a recommendation. The company would have a 5-star score without the outlier.

VeryWell Health chose the US Pharmacy Card as the best prescription discount plan for all ages. Money Magazine gives the company a nod for charging no fee with no strings attached.

US Pharmacy Card Q&A

  • When does the US Pharmacy Card expire?

    There’s no expiration date on the card as it never expires.

  • What are the benefit limits on a US Pharmacy card?

    There are no limits on a US Pharmacy card. Use it as often as you need to.

  • How do I find pharmacies in my area that accept the US Pharmacy Card?

    You can use the pharmacy locator or US Pharmacy card’s website or call for help. The online pharmacy locator worked well for most ZIP codes we used to test the tool. Some remote areas had one result, which showed up on a map but not the default list setting.

  • Can I use US Pharmacy Card for pet medications?

    Yes. US Pharmacy Card extends savings to many medications for pets.

  • What is the deductible for the MeMD telemedicine urgent care visits?

    US Pharmacy Card and MeMD are not insurance, so there are no deductibles. You only pay $9.95 per month or $99.95 annually to receive three urgent care visits per month.


US Pharmacy Card offers deep prescription discounts on most prescriptions. The program is available to anyone with no medical exam or entering personal details. The company’s excellent privacy policy protects your information pharmacies share. US Pharmacy Card’s telemedicine program can also shave hundreds of dollars off your medical bills.

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