America’s 1st Choice Home Club Review
America’s 1st Choice Home Club provides home warranty services to consumers making it easier to budget for unplanned repairs while providing reliable contractors to make necessary repairs. Choose from four protection levels and many optional service benefits depending on your needs. If a covered appliance or system malfunctions, America’s 1st Choice Home Club sends a qualified technician to repair the problem.
- Four levels of protection for most budgets
- Contracts available online for review before purchasing a home warranty
- Get a quote without providing contact information
- Buy or create a custom home warranty online or over the phone
- No coverage for pre-existing conditions
How America’s 1st Choice Home Club Works
To get started with America’s 1st Choice Home Club, choose the Platinum, Gold, Silver or Systems Plan. If an appliance included in your home warranty malfunctions, place a claim online or over the phone and America’s 1st Choice Home Club sends a technician to your home to repair the problem. You can make monthly payments or take advantage of savings by paying for the year. There is a 30-day waiting period after you sign up before your warranty becomes active, which is standard across all home warranty companies.
America’s 1st Choice Home Club Warranty Plans
Nearly 40 percent of American adults don’t have the finances on hand to cover a $400 emergency. An America’s 1st Choice Home Club home warranty protects you from expensive repairs and lets you add specific appliance coverage to any plan. For example, you can add septic repair coverage to the Silver or Gold plan for $50 per year. AFC’s website lists several optional coverage choices available to add to any plan.
You can find America’s 1st Choice Home Club home warranty plans on their website so you can see what each home warranty covers and excludes. When deciding on a home warranty, read the contracts to compare service levels and choose a home warranty that fits your needs. Most of the language is easy to understand in the agreements, but an AFC representative will be happy to explain any of the terms. AFC Home Club provides sample contracts online for each of its plans.
- America’s First Choice Silver
AFC Silver plan is the most affordable and covers repairs for the majority of the appliances in your home:
- Washer and dryer
- Garage door opener
- Oven, range, cooktop, stove
- Garbage disposal
- Water heater
- America’s First Choice Gold
The Gold plan offers a worthwhile upgrade by adding the following repairs to the Silver plan:
- Central air conditioning
- Heating systems and ductwork
- Electrical and plumbing systems
- America’s First Choice Platinum Plan
The Platinum plan from America’s First Choice Home Club adds a few more components to the Gold plan:
- Plumbing stoppages
- Ice maker
- Built-in microwave
- America’s First Choice Systems Plan
If you aren’t concerned about coverage for appliance repairs, the Systems Plan is your best option for an America’s First Choice Home Club home warranty. This plan covers repairs for:
- Water heaters
- Air conditioning and heating systems
- Electrical and plumbing
America’s 1st Choice Home Club Cost
You can sign up for a one-year or three-year home warranty with America’s 1st Choice Home Club. A three-year plan will net you at least a $150 discount, but the savings can be higher depending on the plan. Once you select your warranty term, you can elect to pay monthly or yearly. You will pay a bit more in total if you go the monthly route, but the amount is negligible in most cases. Keep in mind a home warranty doesn’t replace your homeowner’s insurance.
|1 Year Plan (1 payment)||$400||$550||$625||$450|
|1 Year Plan (11 monthly payments)||$43.18 ($475)||$52.27 ($575)||$59.09 ($650)||$43.18 ($475)|
|3 Year Plan (1 payment)||$1,195||$1,395||$1,595||$1,195|
|3 Year Plan (18 monthly payments)||$69.44 ($1,250)||$80.56 ($1,450)||$91.67 ($1,650)||$69.44 ($1,250)|
America’s 1st Choice Home Club Real Estate Service
America’s 1st Choice Home Club provides home warranties to real estate professionals at a discount on behalf of their clients to protect against unforeseen repairs. There is no age restriction on the covered home. America’s 1st Choice Home Club provides 24-hour repair service for the client, and properties with a warranty sell sooner and at a higher price. Warranty claims, customer records and coordinating repair services are all handled in-house.
America’s 1st Choice Home Club Complaints
ConsumerAffairs gives America’s 1st Choice Home Club 4 out of 5 stars with 176 customer ratings. ConsumerAdvocate.org rates AFC Home Club 9.4 out of 10 with 133 reviews. Consumer ratings on Google Reviews average 4.6 stars out of 5.
AFC Home Club has a “B” rating with the Better Business Bureau. Customers filed complaints often after not understanding their contract. America’s 1st Choice either published explanations or problem resolutions on the BBB website. Consumer reviews on the site average out to three out of five stars, mostly positive with some reviewers again not understanding the contract. For example, depending on the service contract you choose, AFC’s warranty covers water heater repairs but not necessarily the cost of a brand-new water heater.
America’s 1st Choice Home Club Q&A
Will my home warranty coverage with America’s 1st Choice start immediately?
Coverage begins 30 days after you purchase an America’s 1st Choice home warranty plan, then lasts 365 days from the purchase date.
Is an inspection required to purchase a plan from America’s 1st Choice Home Club?
No inspection is necessary to buy a home warranty from America’s 1st Choice. Any repair in your warranty contract occurring after the 30-day waiting period is eligible for service. Pre-existing issues related to the failure of appliances, systems or fixtures defined in your America’s 1st Choice contract are not covered whether or not you know about them before buying the home warranty.
What is the service call limit on a home warranty from America’s 1st Choice Home Club?
America’s 1st Choice home warranties provide unlimited service calls. Claims approval depends on the plan you sign up for, but claims are never rejected based on the number filed over the term of the plan.
Are there any charges beyond the cost of an America’s 1st Choice Home Club plan?
We took a look at an America’s 1st Choice Home Club contract and found you will pay a trade call or diagnostic fee directly to the repair service provider who determines how to fix a covered breakdown. This fee is standard for home warranties. However, if the parts used to repair your appliance or system fail and fall within your contract coverage period, you will not pay another diagnostic fee. Read the contract for details.
Can I transfer my America’s 1st Choice Home Club repair warranty if I sell my home?
Yes, America’s 1st Choice Home Club home warranties are transferrable for a $50 fee.
Even if you move into a home with all new appliances, many manufacturer warranties are only one to three years in length. Most appliances last 10 to 15 years, but quite often break down before their time. America’s 1st Choice Home Club can help you avoid the financial crunch of repairs around the house with flexible home warranty plans you can customize.