Updated: June 11, 2024
EyeMed vision insurance provides affordable coverage to individuals and families with a network of more than 100,000 providers nationwide. EyeMed makes annual eye exams, glasses and contact lenses more affordable with benefits that allow customers to have healthy vision while looking stylish.
Editorial Breakdown
Costs
Plans
Provider Network
Customer Service
Overall Rating
Bottom Line
EyeMed is one of the largest vision insurance providers in the country, with a provider network of more than 100,000 locations.
EyeMed vision insurance offers three plans to protect your eye health while staying on budget. We included EyeMed in our best vision insurance companies guide because the company has the most straightforward online application process and transparent plan pricing and benefit information.
EyeMed
Easy online application
Easy to use website
Vision plan explanations available online
Direct Vision Insurance
Great guarantee
Choice of EyeMed or VSP vision plans
No waiting to use benefits
Spirit Dental & Vision
Great lifetime deductible
Range of coverage options
Great loyalty benefits
The company is part of the Luxottica Group, which also holds Ray-Ban, Oakley and assorted designer eyewear companies as well as LensCrafters, Pearle Vision and other eye care-related brands in its portfolio.
Pros
Cons
EyeMed Vision Insurance coverage is available in three tiers to suit different needs and budgets: EyeMed Healthy, EyeMed Bold and EyeMed Bright.
Each level includes an annual eye exam, eyeglass frames and standard lenses, optional lens treatments and contact lenses. Either glasses or contacts are covered each year, not both, which is typical with most vision insurance.
We compared the cost of EyeMed vision insurance across a few states and found no difference. However, the prices and benefits in the chart below may differ slightly depending on your state regulations.
Benefits | EyeMed Healthy | EyeMed Bold | EyeMed Bright |
---|---|---|---|
Annual Eye Exam | $0 copay | $10 copay | $10 copay |
Frames | 35% off retail | $130 allowance | $200 allowance |
Lens Treatments* | $12 to 40 | $0 copay or $35 to $40 | $0 copay |
Contact Lenses | 15% off retail | $130 allowance | $200 allowance |
Monthly Rates -Individual -Adult + 1 dependent -Adult + 2 or more dependents | $ 5.00 $10.50 $15.50 | $17.50 $35.00 $52.50 | $30.00 $60.00 $90.00 |
Best For | Basic Coverage | Comprehensive Coverage | Low out-of-pocket costs |
*Covered optional lens treatments are UV coating, scratch coating, anti-reflective coating and tinting. Other lens treatments may be available upon request.
If you pay for an EyeMed vision policy for a full year, you will receive 5% off the price in most states. The Bold or Bright plan provides a 40% discount off a second complete pair of prescription glasses and 30% off any item not covered by plan benefits. Finally, your EyeMed coverage can take up to 15% off the cost of LASIK eye surgery. Be sure to verify discounts with providers before you schedule an appointment to ensure they honor the cost reduction.
EyeMed Vision Insurance has an extensive network of over 100,000 locations with independent providers as well as well-known names in optometry such as LensCrafters, Pearle Vision, Target Optical and Contacts Direct. The EyeMed website has a provider lookup tool so you can find an eye doctor based on location, hours of operation, services, brands available and other factors.
EyeMed vision insurance is not available in Massachusetts, Montana, or North Carolina.
Great guarantee
Direct Vision Insurance
Signing up for EyeMed vision insurance is as easy as using the quote tool on the website or calling customer service, which is available seven days a week. Online quotes instantly create a personal account for you where you can review the quote, request a quote on another plan or apply for coverage. Quotes include full plan details and out-of-network benefits so you can make an informed decision before applying.
EyeMed’s online application process only requires basic information and takes just a few minutes to complete. Once approved, you’ll receive a member ID card and welcome kit. Your online account becomes your member portal where you can view and manage your benefits.
EyeMed makes using vision insurance easy. You can book appointments at your convenience, and providers can look up your coverage without your member ID. When it’s time to get glasses, you can choose any covered frame.
You can shop for eyewear at a retail location, or online from Glasses.com, ContactsDirect, LensCrafters and other sites. Apply your in-network benefits at checkout, and you’ll also get free shipping and returns on any order.
If you use an out-of-network provider, you’ll have to pay the full cost upfront and submit a reimbursement form online along with an itemized receipt. You can check the status of your claim by logging into the member portal and clicking on the Claims tab.
The EyeMed Members mobile app helps you manage your vision care while on the go. This free app is available for iOS and Android devices, and you can use it to:
EyeMed has a D- rating with the Better Business Bureau for failure to address 14 consumer complaints filed against it and was ranked just three points below average in the J.D. Power 2023 Vision Plan Satisfaction Study. However, it received 4 out 5 stars by TopTenReviews for providing value to its members and having a large provider network.
ConsumersAdvocate also lists EyeMed among the best vision insurance companies because of its vast network.
Great guarantee
Choice of EyeMed or VSP vision plans
No waiting to use benefits
Spirit Vision
Great combo coverage
$50 lifetime deductible on lenses and frames
Low copays
Denali Vision
Great add-on service
Bundle discount
Plan variety
EyeMed makes vision insurance affordable and easy to apply for, and the coverage offers premium eyewear at a discount. EyeMed sponsors OneSight, an organization providing vision care to underserved populations around the world. Headquartered in Ohio, EyeMed also sends employee volunteers to provide annual vision screenings to students in Cincinnati area schools.
There is no waiting period, and you can begin using your EyeMed vision benefits as soon as the effective policy date, typically the first of the month following the date your application gets processed.
If you see an in-network provider, there’s no paperwork to fill out or send to EyeMed. If you go to an out-of-network provider, you’ll need to pay for the service and then submit an electronic claim form for reimbursement. The claim form is available on EyeMed’s website. Fill in the vision service details and attach your receipt to have your claim processed.
You can save up to 71% when you get an eye exam, frames and lenses using EyeMed vision insurance benefits, although savings vary depending on a variety of factors.
EyeMed vision insurance does not cover eye care products such as safety glasses or nonprescription sunglasses. Please review your plan details for a full list of exclusions as your state of residency and selected provider can impact coverage.
EyeMed vision insurance can help you and your family get affordable vision care. The company is known for its easy-to-use vision benefits, which offer access to premium brands for less. With an EyeMed policy, you will get vision insurance coverage quickly and access to an extensive network of eye doctors to ensure healthy vision for years to come.