EyeMed Vision Insurance Review
According to the Center for Disease Control and Prevention, regular eye exams are imperative. Getting the proper prescription for glasses or contact lenses is essential, but eye doctors can often make an early diagnosis of cataracts, glaucoma, macular degeneration, and even seemingly unrelated diseases like diabetes. Having your eyes checked should be a regular part of your annual health maintenance routine.
EyeMed vision insurance offers three plans to take care of your eye health while staying on budget. We included EyeMed in our Best Vision Insurance Companies Guide because the company has the most straightforward online application process with transparent plan pricing and benefit information. The company is part of the Luxottica Group, which also holds Ray-Ban, Oakley and assorted designer eyewear companies as well as LensCrafters, Pearle Vision and other eye care-related brands in its portfolio.
- Three vision insurance plans to choose from
- Easy online quote and application process
- Extensive provider network
- Mobile app and online tools to manage benefits
- Not available in all states
EyeMed Vision Insurance Plans
EyeMed Vision Insurance coverage is available in three tiers to suit different needs and budgets: EyeMed Healthy, EyeMed Bold and EyeMed Bright. Each level includes an annual eye exam, eyeglass frames and standard lenses, optional lens treatments and contact lenses. Either glasses or contacts are covered each year, not both, which is typical with most vision insurance.
We compared the cost of EyeMed vision insurance across a few states and found no difference. However, the prices and benefits in the chart below may differ slightly depending on your state regulations.
|Benefits||EyeMed Healthy||EyeMed Bold||EyeMed Bright|
|Annual Eye Exam||$0 copay||$10 copay||$10 copay|
|Frames||35% off retail||$130 allowance||$200 allowance|
|Lens Treatments*||$55 to $135||$20 to $80||No copay for most|
|Contact Lenses||15% off retail||$130 allowance|
Adult + 1 dependent
Adult + 2 or more dependents
|Best For||Basic Coverage||Comprehensive Coverage|
*Covered optional lens treatments are UV coating, scratch coating, anti-reflective coating and tinting. Other lens treatments may be available upon request.
Discounts from EyeMed Vision Insurance
If you pay for an EyeMed vision policy for a full year, you will receive 5% off the price in most states. The Bold or Bright plan provides a 40% discount off a second complete pair of prescription glasses and 30% off any item not covered by plan benefits. Finally, your EyeMed coverage can take up to 15% off the cost of LASIK eye surgery. Be sure to verify discounts with providers before you schedule an appointment to ensure they honor the cost reduction.
EyeMed Vision Insurance Provider Network
EyeMed Vision Insurance has an extensive network of over 44,000 locations with independent providers as well as well-known names in optometry such as LensCrafters, Pearle Vision, Target Optical and Contacts Direct. The EyeMed website has a provider lookup tool so you can find an eye doctor based on location, hours of operation, services, brands available and other factors. EyeMed vision insurance is not available in Idaho, Massachusetts, Maryland, New York, and some counties in Pennsylvania, Rhode Island and Washington.
How to Buy EyeMed Vision Insurance
Signing up for EyeMed vision insurance is as easy as using the quote tool on the website or calling customer service, which is available seven days a week. Online quotes instantly create a personal account for you where you can review the quote, request a quote on another plan or apply for coverage. Quotes include full plan details and out of network benefits so you can make an informed decision before applying.
EyeMed’s online application process only requires basic information and takes just a few minutes to complete. Once approved, you’ll receive a member ID card and welcome kit. Your online account becomes your member portal where you can view and manage your benefits.
Using EyeMed Vision Insurance
EyeMed makes using vision insurance easy. You can book appointments at your convenience, and providers can look up your coverage without your member ID. When it’s time to get glasses, you can choose any covered frame.
You can shop for eyewear at a retail location, or online from Glasses.com, ContactsDirect, LensCrafters and other sites. Apply your in-network benefits at checkout, and you’ll also get free shipping and returns on any order.
EyeMed Vision Insurance Mobile App
The EyeMed Members mobile app helps you manage your vision care while on the go. This free app is available for iOS and Android devices, and you can use it to:
- View a copy of your member ID
- Look up providers
- View your benefits
- Set vision exam and contact lens refill reminders
- Contact customer service or providers with two taps
- Access exclusive savings and more
EyeMed Vision Insurance Complaints
EyeMed has an A+ rating with the Better Business Bureau and was ranked third in Customer Satisfaction by JD Power and Associates in 2018. However, the company received some critical reviews, mostly about difficulty getting claims reimbursed and poor customer service. On Yelp, multiple ophthalmologists stated that EyeMed’s poor support made it difficult to serve patients effectively. TopTenReviews rates EyeMed 9.28 on a scale of 10, especially noting the affordability of the vision insurance.
EyeMed Vision Insurance Q&A
What sets EyeMed apart from other vision insurance companies?
EyeMed makes vision insurance affordable and easy to apply for, and the coverage offers premium eyewear at a discount. EyeMed sponsors OneSight, an organization providing vision care to underserved populations around the world. Headquartered in Ohio, EyeMed also sends employee volunteers to provide annual vision screenings to students in Cincinnati area schools.
Is there a waiting period before I can use EyeMed vision insurance coverage?
There is no waiting period, and you can begin using your EyeMed vision benefits as soon as the effective policy date, typically the first of the month following the date your application gets processed.
How do I submit a claim to EyeMed vision insurance?
If you see an in-network provider, there’s no paperwork to fill out or send to EyeMed. If you go to an out of network provider, you’ll need to pay for service and then submit an electronic claim form for reimbursement. The claim form is available on EyeMed’s website, where you fill in the vision service details and attach your receipt to have your claim processed.
How much can I save on eye care with EyeMed vision insurance?
You can save up to 71% when you get an eye exam, frames and lenses using EyeMed vision insurance benefits, although savings vary depending on a variety of factors.
Are there any vision products EyeMed vision insurance won’t cover?
EyeMed vision insurance does not cover eye care products such as safety glasses or nonprescription sunglasses. Please review your plan details for a full list of exclusions as your state of residency and selected provider can impact coverage.
EyeMed vision insurance can help you and your family get affordable vision care. The company is known for its easy-to-use vision benefits with access to premium brands for less. You will get vision insurance coverage quickly with an EyeMed policy and access to an extensive network of eye doctors to ensure healthy vision for years to come.