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iTrustCapital is a leading fintech software platform for alternative assets. The company provides 24/7 access to crypto assets and precious metals through self-directed, tax-advantaged individual retirement accounts (IRAs). iTrustCapital eliminates the costly inefficiencies and outdated processes of previous IRA models, opening the door for people to safely participate and transact in the crypto and precious metals markets, with long-term tax advantages.
Editorial Breakdown
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iTrustCapital is an affordable self-trade investment platform used to buy and sell precious metals and cryptocurrencies.
iTrustCapital’s software platform simplifies buying and selling crypto, gold, and silver, through a self-directed IRA. These tax-advantaged accounts* offer potential tax benefits, making it easier to engage with alternative assets and save for retirement. iTrustCapital also streamlines the fee structure for purchasing and storing crypto, gold, and silver while keeping overall costs low.
A recent Fidelity Digital Assets survey showed 36% of respondents invest in cryptocurrency, and that percentage is growing. Gold continues to be in demand as well. iTrustCapital opens the door to help diversify a retirement portfolio with these alternative assets.
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Bitcoin and other cryptocurrency IRAs are an investment and carry risk. Consumers should be alert to claims that customers can make a lot of money in these or any investment with little risk. As with any investment, you can lose money and past performance is not a guarantee of future performance results. Consumers should also obtain a clear understanding of the fees associated with any investment before agreeing to invest.
Clients can buy and sell over 70 different crypto assets at iTrustCapital, including Bitcoin, Ethereum, XRP, Solana, DOGE, SUI, and more.
You can review their asset listing here.
Employer Contribution Limit: Up to 25% of compensation or $69,000 (whichever is less)
iTrustCapital utilizes VaultChain™ for investment-grade gold and silver, physically held at the Royal Canadian Mint (RCM), with ownership recorded on a secure blockchain ledger. Clients can buy and sell gold and silver 24/7 through iTrustCapital’s platform, with transactions executed by precious metals leader Kitco Metals.
Kitco works with technology provider Tradewind to digitally record fractional ownership of physical metals using blockchain. The Royal Canadian Mint, an ISO 9001-2008 certified institution known for its high-quality bullion and coinage, securely stores the metals. This system provides iTrustCapital clients with a secure and flexible way to invest in gold and silver.
Cryptocurrencies | Gold & Silver |
Bitcoin, Ethereum, XRP, Solana, Dogecoin, Sui, and dozens more. | Buy and sell gold/silver 24/7. Transactions are fulfilled by a respected gold dealer, Kitco. Secure storage with the Royal Canadian Mint. |
1% cryptocurrency transaction fee | $75 gold transaction fee (over spot per ounce) & $3.25 silver transaction fee (over spot per ounce) |
Signing up is easy and only takes minutes.
Their dedicated client service team is helpful through the entire onboarding process if you have any questions.
Great For Self-Trade Investors
iTrustCapital
There are a variety of costs associated with buying gold from a traditional Gold IRA company. iTrustCapital has a simple fee structure for Cryptocurrency and Gold investments. Per-transaction fees are 1% for cryptocurrency transactions or $50 over spot for gold.
You can learn more about iTrustCapital fees here.
These fees cover all costs:
Nevada. Source: iTrustCapital
iTrustCapital has a Trustpilot score of 4.9 out of 5 stars. Facebook Reviews yields a full 5 stars. The company has no Better Business Bureau rating, but the Business Consumer Alliance gives iTrustCapital its highest AAA rating. ScamAdvisor gives the company a “thumbs-up” trusted rating.
We found no complaints about iTrustCapital, and consumer reviews frequently complimented the company’s helpful and friendly representatives.
If you hold your annuity within an IRA, you can transfer it to an iTrustCapital IRA. Otherwise, you can sell the annuity and use the funds to open an account.
Call or email customer support to cancel your iTrustCapital account at any time. Your fees will be refunded if you did not fund the account. If you have a balance, coordinate a transfer with a support representative. You pay nothing after the assets transfer out.
iTrustCapital uses multiple security measures. Curv is one safeguard. The service provides an institutional-grade virtual wallet built on multiple authentication protocols used by the banking and military sectors.
An iTrustCapital account includes access to rudimentary price tracking charts. The company also provides a knowledge center with daily updates. These resources are suitable for basic information, but you will probably want to do additional research. iTrustCapital doesn’t provide financial advisors, but you can message or call with questions about your account or the platform.
iTrustCapital places no cap on investments, but the IRS has limits published each year for IRA contributions. Once you set up your IRA, you can make investment transactions as much as you like. There is no limit on amounts 401(k), IRA, 403(b), TSP and other qualified account rollovers or transfers.
iTrustCapital is a leading fintech software platform for alternative assets that allows individuals to buy and sell digital assets and physical precious metals within tax-advantaged retirement accounts. By streamlining the process and removing the high costs and inefficiencies of traditional IRA models, iTrustCapital makes it easier for people to safely move their retirement savings into digital assets and precious metals. With a focus on client support, innovation, and competitive fees, the platform offers a user-friendly experience and 24/7 access to self-directed IRA investing.
*Some taxes may apply.
Great For Self-Trade Investors
iTrustCapital