Select Home Warranty covers homeowners, home buyers, home sellers, and realtors who want protection from large expenses due to unexpected home repairs. We included Select Home warranty in our roundup of the best home warranties because its combination plan is affordable and they offer services nationwide.
Select Home Warranty Review
Select Home Warranty is a popular choice for coverage of common household appliances and repairs. Its Bronze Care plan protects your appliances, and its Platinum Care plan protects both systems and appliances. Unlike its competitors, Select Home Warranty includes roof coverage in all three plans and offers several add-ons you can customize to your needs.
- Service plans to fit most budgets
- Roof coverage and plumbing stoppages available
- Large, nationwide service network with a 24/7 claims number
- Provides an unlimited number of covered repairs
- Won’t cover common pre-existing issues
- Charges a service fee for each visit
Select Home Warranty Plans
Coverage starts 30 days from the time customers purchase a plan. Once a covered appliance or system stops functioning, customers of Select Home Warranty can call, email, or fill out a form online to have a service professional set up a repair appointment. If your problem is covered in the contract, you’ll pay a service fee.
- Plan types available: 3
- Response time: Up to 96 hours
- States served: All 50 states
- Service fee: $75 – $100, depending on state
Sometimes, Select Home Warranty requires service records, receipts, or other proof of the condition of an item and its upkeep before authorizing a repair.
- The Bronze Care plan protects appliances like clothes washers and dryers, garbage disposals, refrigerators, ranges, built-in microwaves, ovens, and dishwashers.
- The Gold Care plan protects major systems, including heating, air conditioning, plumbing and electrical.
- The Platinum Care plan is a combination contract that includes qualified repairs of additional systems and appliances, such as garage door openers, ceiling fans, and plumbing blockages.
While you cannot select your own technician to do the repair work (unless previously agreed upon), Select Home Warranty offers coverage to homeowners across the U.S. and pulls from a large network of repair professionals to address your needs quickly.
Select Home Warranty Costs
Plan pricing varies between $44 per month and $48 per month based on the plan, but significant discounts are available if you pay annually. Optional coverage riders are available, as well, and customers can pay for plans in monthly installments or with a one-time annual or multi-year fee. Select Home Warranty frequently offers discounts, such as $200 off a year-long plan or additional free months with purchase. This also includes roof coverage.
|$44 per month
|$44 per month
|$48 per month
*Prices as of April 2023. Quotes may change depending on location, coverage, and sales incentives. Contact Select for a current quote.
Additional Coverages Available
Customers of Select Home Warranty who purchase one of the above plans are eligible to add optional coverage benefits for pools and spas, central vacuums, sump and well pumps, rook leaks, stand-alone freezers, lawn watering systems, septic tank and systems, lighting and plumbing fixtures, and refrigerator ice makers. Plans exist for additional refrigerators, AC units, heating units, and water heaters.
Select Home Warranty generously allows for unlimited repairs during the contract term. However, some dollar cap amounts are lower than the industry average. For example, the cap on heating and cooling equipment is $3,000, $500 for plumbing and electrical equipment, and $200 for Freon.
If you don’t have proof of annual maintenance and cleaning records, Select Home Warranty will only cover up to $150 for appliances.
How to Purchase a Select Home Warranty and File a Claim
Select Home Warranty is unique in that it offers nationwide coverage. They make their quotes available in all U.S. time zones via their online price request or toll-free number. Customers can submit claims online or by phone 24 hours a day, seven days a week. Select Home Warranty will then contact a professional repair technician in your area to contact you and set up a repair appointment within 48 to 96 hours.
Select Home Warranty Complaints
The Better Business Bureau (BBB) rates Select Home Warranty with a B, slightly better than the industry average. While there are higher-rated services, Select Home Warranty appears to offer timely resolutions to complaints and is responsive to inquiries. Consumers consistently give Select Home Warranty a better-than-most rating for customer service, timeliness in resolving claims, and the quality of their services.
Most unfavorable reviews regarding this company are directed at the contracted service providers. Still, dissatisfied customers report being able to call out a different repair professional in these instances, and their issues get resolved.
Several reviewers, including those on ConsumerAffairs, where Select has a 3.6-star rating, mention that Select doesn’t cover pre-existing conditions. Homeowners who cannot prove that they have maintained their appliances and systems may find that their repairs are not approved. Customers with large, approved repairs report happier experiences with the company. For example, a furnace or pool heating system is usually very expensive to repair, more than the annual cost of a home warranty plan.
Our Experience With Select Home Warranty
Overall, we liked our experience with Select Home Warranty. Based on the quote we received, Select Home Warranty charges higher and more frequent service fees, but lower monthly and annual premiums.
Using a North Carolina address, we sourced a quote within 30 seconds, but it needed more details regarding exclusions and limits in our state. The website does not provide sample contracts to review, so you’ll need to refer to the detailed terms and conditions page to learn about some exclusions and contract terms. We advise customers to review this page thoroughly, as many parts and components of systems it claimed to cover in our quote are actually excluded from protection, according to this page.
Based on our experience and research, Select Home Warranty is a good choice for homeowners who want affordable coverage for major household appliances and systems. It’s one of the few companies that offer roof coverage at affordable prices, which is a benefit, but we’d like it to be more transparent on other details that are important to homeowners, like coverage limits and response times.
Select Home Warranty FAQ
What’s the difference between a new home warranty and Select Home Warranty plans?
Select offers what is also known as a “service contract” which will pay for covered repairs or replacement of items in your home, such as an appliance or heating system. It is an optional service to help pay for things that may go wrong in your home. New home warranties, on the other hand, are given by the home manufacturer to guarantee the workmanship of your building. They may or may not cover appliances or systems and are only for new buildings.
My home is old. Can I still get a plan from Select Home Warranty?
The service plans sold by Select are for your home appliances and systems. It does not matter the age of your home, provided the covered items do not suffer from pre-existing damage, neglect or wear that can affect performance. If your covered items have been properly maintained prior to the date the plan goes into effect, their age doesn’t matter.
I have homeowners insurance. Why would I want a home warranty?
Each type of coverage does very different things. Homeowners insurance largely covers damage from a disaster, fire, or burglary. It offers liability against damages. A home warranty, however, repairs or replaces covered items that break outside of these occurrences.
Does Select Home Warranty require a home inspection?
No, Select does not require an inspection or pre-approval.
Can you cancel a Select Home Warranty Plan?
There is a 30-day waiting period before you can use the service. You can cancel any time within those 30 days.
With many options for homeowners to consider when looking for a home warranty plan, it’s important to know what appliances and systems are covered before purchasing. Select Home Warranty offers affordable coverage that may suit a homeowner looking for simple peace of mind regarding older appliances.