Select Home Warranty offers a level of protection for homeowners, home buyers, home sellers, realtors, and anyone with an interest in protection from large expenses due to unexpected home repairs. Their home warranties cover a variety of budgets and needs. Submitting a claim is as simple as filing via their online system, which is the most efficient way to reach their customer service team.

How does Select Home Warranty compare to other home warranty companies? We recently updated our guide for choosing the best home warranties and found Select Home Warranty stood out for it’s combination of coverage and affordability.

Select Home Warranty Review

Select Home Warranty is a popular choice for coverage of common household appliances and repairs with several plans to choose from. Whether you just want to cover your appliances — or need a comprehensive plan that repairs home systems and extras (such as pool and spa) — the company will work with you to cover just what you need for the times you really need it. Their large network of contracted service providers ensures coverage in rural and urban areas, alike.

Pros
  • Service plans to fit most budgets
  • Plumbing stoppages available
  • Large, nationwide service network

Cons
  • Won’t cover common pre-existing issues

Select Home Warranty Plans

Coverage starts 30 days from the time customers purchase a plan. Once a covered appliance or system stops functioning, customers of Select Home Warranty can call, email, or fill out a form online to have a service professional set up a repair appointment. This professional will come at a time convenient to the homeowner. After paying a trade service fee, the repair or replacement is made — assuming it meets the terms of the service contract. If the covered item cannot be fixed, Select Home Warranty issues a check for the amount appropriate to replace a similar item. Sometimes, Select Home Warranty requires service records, receipts, or other proof of the condition of an item and its upkeep before authorizing a repair.

Select Home Warranty is one of the few companies offering coverage to homeowners across the United States. They have a large network of repair professionals, ensuring access to a service professional in any part of the country. Most covered repairs happen within a few days of the claim, and customers report that claims filed online have some of the fastest service times in the industry.

Select Home Warranty prices

This company offers three tiers of service. Their plans range from $429 – $499, depending on your service requirements and location. Optional coverage riders are available, as well, and customers can pay for plans in monthly installments or with a one-time annual or multi-year fee. Select Home Warranty frequently offers discounts, such as $200 off a year-long plan or additional free months with purchase. They have been known to throw in a premium coverage rider, such as roof coverage – at no additional cost.

Bronze Plan Gold Plan Platinum Plan
$429* $429* $499*

*Retail price on Feb 1, 2018 for a single family home less than 5,000 sq. feet. May be subject to changes or sales incentives. Contact choice for a current quote.

Bronze Care

This plan covers qualified repairs of the clothes washer and dryer, garbage disposal, refrigerator, stove/oven, built-in microwave oven, cooktop, and dishwasher.

Gold Care

This plan covers qualified repairs of the heating and plumbing systems, hot water heater, ductwork, A/C and cooling system, and electrical system.

Platinum Care

This plan covers qualified repairs of everything under both the Bronze and Gold Care plans, as well as the garage door opener and ceiling fans. Platinum Care also covers plumbing blockages.

Additional Coverages Available

Customers of Select Home Warranty who purchase one of the above plans are eligible to add optional coverage benefits for the pool and spa, central vacuum, sump and well pumps, rook leaks, stand alone freezer, lawn watering system, septic tank and system, lighting and plumbing fixtures, and refrigerator ice maker. Plans exist for additional refrigerators, AC units, heating units, and water heaters.

Select Home Warranty Fees

There is a trade service fee due at the time a repair professional comes to your home. This fee averages $45 – $60 per professional per repair, but it varies by contract. Sometimes, this charge is also called the “deductible”. Customers pay this fee regardless of whether the service or parts end up being covered by Select Home Warranty.

Select Home Warranty Customer Service

Select Home Warranty is unique in that it that offers nationwide coverage. They make their quotes available all U.S. time zones, via their online price request or through their toll-free number at 1-855-267-3532. Once you are a customer, claims are made through a customer service phone number, via email or via their online claim form. Claims can be made 24 hours a day, 7 days a week. Select Home Warranty will then contact a professional repair technician in your area to contact you and set up a repair appointment.

Select Home Warranty Reviews

The Better Business Bureau (BBB) rates Select Home Warranty with a B, which is slightly better than the industry average. While there are higher-rated services, Select Home Warranty offers satisfactory resolution of most customer complaints and is responsive to inquiries. Consumers consistently give Select Home Warranty a better-than-most rating in the areas of customer service, timeliness in resolving claims, and the quality of their services.

Most of the unfavorable reviews regarding this company are directed at the service providers that Select Home Warranty contracts to do the repairs. Complaints include late or unprofessional repair technicians. Since Select is only contracting the work to them (and no have control over the service provider) they are not involved with the quality of service. Unsatisfied customers report being able to call out a different repair professional in these instances, and their issues get resolved.

Home owners who keep good records of their covered appliances and systems get the most benefit from the plans. Since Select doesn’t cover problems caused by improper maintenance, it’s important for customers to provide receipts and service records for three years or more for items that need repair. Homeowners who cannot provide proof that they have maintained their appliances and systems may find that their repairs are not approved. Select doesn’t cover pre-existing conditions.

Customers with large, approved repairs are among the happiest with Select Home Warranty. A furnace or pool heating system, for example, is usually very expensive to repair ($400 or more). The value of having a covered service is much greater.

Select Home Warranty FAQ

  • What’s the difference between a new home warranty and Select Home Warranty plans?
    Select offers what is also known as a “service contract” which will pay for covered repairs or replacement of items in your home, such as an appliance or heating system. It is an optional service to help pay for things that may go wrong in your home. New home warranties, on the other hand, are given by the home manufacturer to guarantee the workmanship of your building. They may or may not cover appliances or systems and are only for new buildings.

  • My home is old. Can I still get a plan from Select Home Warranty?
    The service plans sold by Select are for your home appliances and systems. It does not matter the age of your home, provided the covered items do not suffer from pre-existing damage, neglect or wear that can affect performance. If your covered items have been properly maintained prior to the date the plan goes into effect, their age doesn’t matter.

  • I have homeowners insurance. Why would I want a home warranty?
    Each type of coverage does very different things. Homeowners insurance largely covers damage from a disaster, fire, or burglary. It offers liability against damages. A home warranty, however, repairs or replaces covered items that break outside of these occurrences.

  • Does Select Home Warranty need to see my home before they will cover me?
    These home warranty plans do not require an inspection or pre-approval. Once your plan is purchased, you can start using it after the 30-day waiting period for any covered item, provided the repair isn’t for pre-existing damage or wear. Your contract details exactly what types of repairs will be covered.

  • Is there a limit on the coverage? How many repairs can I have per year?
    There is no limit to the number of service calls you make, although they are each subject to the deductible (also called a contract service fee.) Some system repairs have a limit set by Select Home Warranty. HVAC repair is limited to $2,000. Each appliance and plumbing/electrical systems have a $500 limit each. Additional coverage plans have a $400 limit per items. Optional Freon coverage has a limit of $250.

Conclusion

With many choices for homeowners to consider when looking for a home warranty plan, it’s important to know exactly the appliances and systems you want covered before purchasing. Select Home Warranty has something for everyone, with plans that meet the basics of just appliances, as well as complete home system options. For the homeowner who wants to be covered no matter where they live, Select’s network of professionals may prove to be the largest in the industry.

Select Home Warranty Reviews

Recent Reviews

September 12 2019 5:32PM

Please, please do not believe anything they tell you, they are totally scammers and NOT to be trusted. They use your premiums for the customer service reps to give you the run around and pocket free and clear money without rendering any services. This happened in mid July, I had paid $500 in premiums before my cooling system needed repair, Freon not covered. That’s basic and I paid $75.00 service charge. DON’T DO IT!!! I am reporting them to BBB!!

Jacqueline F.
Black Jack, MO
September 04 2019 9:51PM

Don't believe anything they tell you. We had a clogged pipe in our basement that all they needed to do was pull the toilet and use an auger to clean out the pipe. 31/2 weeks later we are still waiting to have it repaired and they will only cover $150 of the $420 bill to have it repaired. When the repairman came he said the reason it was taking so long was because "Select Home Warranty" would not approve the repair. When I called around to find a plumber on my own, no plumber had anything good to say about them. JJ, Orem Ut

John J.
Orem, UT
September 03 2019 4:09PM

Do not do business with Select Home Warranty, company is fraudulent scammers. They try to push you into paying for your policy in full, they assure you no matter how young/old your system is if they cannot fix it they will replace it, you do not even receive the policy until after you purchase.

They request three years of service tickets and you cannot have had a single repair to your unit or it voids the warranty. The most they will reimburse you is $150 which barely covers the cost of the technician coming out to your home, which also was sketchy because the technician never even left a business card or service ticket.

I ended up replacing my unit on my own dime and cancelling my policy, I have asked for their tax id and also a copy of the service ticket from their technician and they cannot even provide me with that. Terrible terrible experience please do not use this company as your home warranty provider!

LeAnna H.
Edgewater, MD
August 26 2019 11:11PM

I had a very bad experience 2 weeks ago. I signed up the contract with SHW and requested very specifically to send me the contact by mail which they have not done as yet. So I had no chance to review the contract and cancel on time. My AC stopped cooling suddenly in this heat of over 100 degrees.

After 3 days the technician came and reported them. No action was taken for another 3 days by the select home warranty. I went on requesting to reply soon as it's so hot and my disabled child was getting distressed and we could not sleep for 6 nights. But no human feelings or action taken.

Then they replied saying they have declined my claim as it's a freon problem. I was not aware that freon is not covered as I had no contract to find out. And I thought everything was covered under Platinum plan which I had taken. I learnt it from there email response. I had to get it done anyway as it's so hot and could wait to fight with them. A real cheaters.

Nafisa B.
Yorba Linda, CA
August 01 2019 5:32PM

Select will promise you all coverages in your packet of your choosing. I had a simple problem with outlet reset button to patio going out in the garage and they denied the claim saying the dont cover the outside electrical but if a payment is missed they will harass you for payment. When I confronted them about the denial claim they said their policy does not cover it but is advertised in package deal. These people only wanna cover the least expensive of coverage to save their company money. Please there are too many good companies out there to fit your needs stay away from SELECT. They only select to take your money and leave you hanging when you need them.

Berry W.
TOLLESON, AZ
July 26 2019 4:21PM

Scam Company. Be Aware. Most of the Time they will Deny Your Claim saying that its not covered. Got Policy from them for $500, Used after 2 and half months, They Denied my First Claim even without sending technician. Called for Asking them why, they hand phone on me, called back for refund, offered only $134.00. Be Aware Guys.

Sheikh U.
Cumming, GA
July 18 2019 2:09PM

This is the worst home warranty company that has ever existed. On June 9, 2019 we placed a claim to have our refrigerator repaired. It is now July 18, 2019! I have spoken with their "call center", who claim to be in New Jersey. I honestly doubt it!

I do not think they understand the English language well. Understand that I have been on the phone with these customer service reps many many times. One customer service representative told my technician that I hired my own technician. I ABSOLUTELY NEVER SAID THAT! I was waiting on the technician and called the technician. The technician told me about the phone call. He also said that he has problems with Select Home Warranty.

The part is back on order again. So my family gets to wait to have a working refrigerator. I have had to rent a refrigerator. I paid on 6/15/19 and now it is time to pay again. Still no refrigerator. They refuse to reimburse me for my rental, even though this is their mistake. Every time I call, I can never get a supervisor. At every call, they state, "Oh I see you hired your own technician." I honestly do not understand what they are doing. I just want a refrigerator that works. I will never use this company and I will tell all my real estate friends about my issue.

I will only be happy at this point with a working refrigerator, reimbursement for 2 months rental of a refrigerator, reimbursement of my service call fee, and reimbursement of the last six months of monthly fees for their lack of service. I have now wasted hours on the phone with these people. Time is money.

Chris V.
Amarillo, TX
June 05 2019 4:08PM

This "company", is the very definition of a scam. Please do not give them your hard-earned money, they are little more than thieves I filed a claim for my garage door opener on Feb. 20, 2019. I was finally told on Apr. 23 that they were trying to find a technician to come to my house. On Time Appliance Repair and Services, an authorized Select Home Warranty service technician, was assigned to the issue. The technician dutifully came out and collected his $75 service call fee, and then promptly vanished. I made the repair myself and requested my $75 back from Select Home. They flatly refuse to refund my money. This story will not come as a surprise to anyone who has done "business" with Select Home Warranty.

Greg C.
ELGIN, SC
January 31 2019 6:25PM

I agree with the other reviews. When they sold me the policy they told me if my water heater were to leak and it turned out to be due to age they would cover it. That did happen and they denied the claim. The company they selected had only been in business 6 months and the phone numbers they gave me asked me not to leave a message and not to call them again. I had to find my own contractor and of course no coverage, Now they say it needs to be a component gone bad for them to even consider. I was having plumbing problems, again slow response. Turned out my sewer pipe was clogged. Had a plumber come out and snake the pipe, paid myself. Had I waited on their response I can only imagine what may have happened if sewer had backed into my house. Do not waste your money by buying a warranty from them. The customer service is terrible, they don't care about you or your problems and find worst contractors they can. I would use any other home warranty company unless you want to pay for nothing. Be sure to check with your BBB before you sign, if I would have I would have gone with a different company. They had several complaints most of them unresolved.

Ellen M.
Fairdale, KY
October 20 2018 2:33PM

We just had our first claim experience. Our dryer broke down. I contacted Select the next day, they had the repair approved within hours and the technician contacted me the next day to set up an appointment. No complaints thus far!

Valerie G.
Write Review