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4.5 Stars
Updated: January 27, 2023
By: Jeff Smith
Jeff Smith
Sr. Content Manager
As Retirement Living’s senior content manager, Jeff oversees the product and publishing of all retirement, investing, and consumer wellness content on the site. His extensive expertise in brand messaging and creating data-driven stories helps position Retirement Living as a top authority for senior content and community resources.
Sr. Content Manager
Edited By: Lauren Hamer
Lauren Hamer
Sr. Editor
Bringing more than a decade of editorial experience to Retirement Living, Lauren focuses on reporting senior-related issues, including retirement planning, finance, consumer protection, and health and wellness. Lauren has edited consumer content for Credible, Angi, Slickdeals, Jobs for the Future, and more.
Sr. Editor

CoverRight takes the confusion out of finding the best Medicare Supplement Insurance, Medicare Advantage plan or prescription drug plan at the lowest cost. All resources are free, with online tools and licensed advisors guiding consumers through personalized options. CoverRight works with over 20 insurance companies to provide instant quotes to fill the gaps in Medicare coverage.

CoverRight Logo

Editorial Breakdown

Coverage 4.5 Stars
Benefits 4.3 Stars
Easy Quotes 4.7 Stars
Coverage Options 4.6 Stars

Overall Rating 4.5 Stars

Bottom Line

CoverRight is a free platform you can use to learn about Medicare and your options for filling gaps in coverage.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1 (877) 486-2048) 24 hours a day/7 days a week to get information on all of your options.

CoverRight Review

CoverRight is more than an online insurance marketplace for buying Medicare supplemental coverage. The platform offers a well-organized library of Medicare-related information so that you can make informed decisions. All CoverRight services are free, with no obligation to buy a plan.

CoverRight provides information required to select a plan on your own, and a licensed advisor is available by phone, email or chat to assist at any point in the process. Quotes are from trusted insurance companies, like Humana, UnitedHealthcare, Cigna and many others.


  • Convenient customer service hours
  • Free plan options, quotes and enrollment in one place
  • No selling of your information
  • Find coverage yourself online or with help from an advisor


  • No in-office appointments

CoverRight: 4 Easy Steps to Finding a Medigap Plan

Medicare does not cover all health care costs. CoverRight explains how Medigap insurance works with Medicare and provides quotes from multiple insurance companies. You’ll learn about Medicare Supplement Insurance, Medicare Advantage and prescription drug plans.

CoverRight gives you the option of working online independently or getting help from an advisor via phone, chat or email. All services are free.

How to Use CoverRight
1. Set up your profile Visit the website and click on “Get Started” to fill out your profile. You’ll receive instant free quotes and personalized enrollment information.
2. Get help any time Licensed advisors are available by phone, chat or email. You can also click on “Book a Call” to choose a date and time for a phone consultation. Your advisor will answer questions and assist with plan selection.
3. Select a plan Review your Medigap, Medicare Advantage or prescription drug plan options, then enroll online or over the phone. There’s no obligation to enroll.
4. Ask questions Speak to your advisor any time you have questions, even after enrolling.

The CoverRight Difference

With CoverRight, you can learn about Medigap insurance, view quotes and shop multiple plans anytime convenient for you. You can complete the entire process on your own, get help from an advisor from start to finish or use a combination of these two methods.

CoverRight lets you work on your terms. You’ll never get a sales pitch over the phone because CoverRight does not sell your information to insurance companies. You only get a call from an advisor if you request one, and you’ll get help instead of a sales pitch.

CoverRight Costs

All CoverRight services are free, and there’s never any obligation to buy a plan. Enroll in a Medigap plan with CoverRight, and your premiums are the same you would pay elsewhere. Medicare Supplement Insurance providers pay a commission to the company, but these commissions never impact your cost.

CoverRight will show you quotes from many insurance companies and never encourages a pricier plan. The advisors focus on providing advice and customer service, not sales. They will tell you if an insurance carrier they don’t represent has better coverage for your needs.

CoverRight Complaints

CoverRight customers are very satisfied with how the online platform works and the customer service. The Better Business Bureau gives the company an A- rating, and there are no complaints on the site. The rating should rise once the company is in business for another year (as long as no other issues arise).

CoverRight scores 4.7 out of 5 stars on Trustpilot and 5 out of 5 stars on Benzinga. Consumers consistently remark that CoverRight advisors are friendly and patient.

CoverRight FAQ

  • How does CoverRight protect the information I enter to get Medicare Supplement Insurance quotes?
    CoverRight uses 256-bit encryption to adhere to HIPAA-compliant data storage.

  • When are CoverRight Medicare advisors available to answer questions?
    After you click on Get Started, you’ll see the hours you can speak to a CoverRight advisor. Call, chat or schedule a callback Monday through Friday from 8 a.m. to 10 p.m. and Saturday and Sunday from 9 a.m. to 7 p.m. Eastern time.

  • Will CoverRight find plans that cover my prescriptions and doctors?
    Yes. CoverRight finds plans providing coverage for your medications and doctors. If you enroll in a Medigap plan, you can use any doctor across the country that accepts Medicare.

  • Can I use CoverRight to investigate Medicare-related insurance without being enrolled in Medicare?
    Yes, you can use CoverRight even if you’re not yet eligible for Medicare. You can learn about Medicare supplemental coverage, Medicare Advantage and prescription drug plans anytime for free. You can also speak to an advisor at any time.
    You must be on Medicare and eligible to enroll or switch plans before you can buy a plan through CoverRight.

  • Can I enroll in original Medicare through CoverRight?
    No, CoverRight offers medical coverage from private insurers to help pay for costs Medicare doesn’t cover. You are automatically enrolled in Medicare when you turn 65 and have received Social Security or Railroad Retirement Board (RRB) benefits for at least four months prior to your birthday. Otherwise, you can enroll through the Social Security Administration.


CoverRight provides everything you need in one place to shop Medigap, Medicare Advantage and prescription drug plans. Free resources take you from learning how Medicare works through enrolling in a plan that best works for your medical needs. A CoverRight Medicare advisor can assist throughout the process at no cost and will answer questions even after you buy a plan.

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