Sears Home Warranty Review

The National Association of Certified Home Inspectors appliance and home systems life expectancy charts list many appliances and home systems that can last a decade. The length of time these expensive items keep running well depends on use and maintenance. Home warranties cover the repair and replacement of systems likes air conditioning, plumbing, heating, electrical systems and others. As we explain in our Home Warranty Guide, these warranties do not replace homeowner’s insurance but protect you from sizable unexpected expenses.

Your home is probably your most valuable investment. Sears Home Warranty offers three types of home warranty plans to protect that investment. The Appliance Warranty plan covers up to 20 major appliances no matter their age, make, or model. Sears Home Warranty guarantees that if they cannot fix your appliance, they will replace it for you. The next level of coverage is the Systems Warranty plan which includes heating and air conditioning, plumbing, water heater, electrical system and more. Finally, the Whole House Warranty covers everything in both the Appliance Warranty and Systems Warranty. In addition to these three base plans, Sears Home Warranty can customize your coverage to meet your exact needs with add-on options.

Because Sears Home Warranty is part of the Sears brand that has been in business since 1886, they offer many benefits that other home warranty companies do not. For example, at no charge to you, Sears gives you two preventative maintenance checks on your heating and cooling systems each year. In addition to your warranty benefits, your plan includes membership in Shop Your Way, a promotional program for earning discounts at Sears, Kmart, and other retailers. With this membership, you receive free two-day shipping on many items that you can purchase.

While Sears Home Warranty plans are slightly more expensive than many other home warranty plans, they carry the trusted name of a long-established company along with a solid workmanship guarantee. Their value-packed packages are designed to give you peace of mind with generous coverage limits.

  • 180-day workmanship guarantee
  • Protection for more than 20 major appliances and systems
  • 24/7 support and customer service
  • Generous coverage cap of $10,000 per claim
  • Generous annual claim limit of $50,000
  • Two free yearly preventative maintenance checks (heating and cooling systems)
  • More expensive than most other home warranty plans
  • Limited time in the home warranty business

Sears Home Warranty Plans And Packages

A home warranty from Sears is one of the most expensive plans on the market, running $10 to $20 more a month than most of their competitors. However, when you choose a Sears Home Warranty package, you can expect a broad range of coverage, plus some extras other home warranty companies don’t offer.

Sears Appliance Warranty covers up to 20 appliances no matter their age, make, or model, including washing machine, clothes dryer, refrigerator, range, oven, dishwasher, microwave and trash compactor. Sears Home Warranty guarantees that if it cannot fix your appliance, it will replace it for you. You pay a service fee (or deductible) of $75 per visit with the appliance package and $50 per month for the warranty itself.

Sears System Warranty covers central heating and air conditioning, ductwork, plumbing, electrical, and other systems. You pay a service fee (or deductible) of $100 per visit with the systems warranty. This plan does not cover appliances but does offer a 25 percent discount on appliance repairs.

Sears Whole House Warranty provides the most comprehensive coverage and includes everything in both the Appliance Warranty and the Systems Warranty. This plan runs $70 per month, with a service fee of $100 per visit.

Sears Home Warranty Plans
Appliances Covered Whole House Plan Appliances Plan Systems Plan
Washer and Dryer
Refrigerator/Ice Maker
Exhaust Fan
Built-In Dishwasher and Microwave
Built-in Trash Compactor
Central Heating and Air
Garbage Disposal
Plumbing Systems and Stoppages
Water Heater
Water Softener
Ceiling Fans
Electrical System
Garage Door Opener
Pre-existing Conditions
How It Works
Deductible (fee per service) $100 $75 $100
Cap Per Claim $10,000 $10,000 $10,000
Annual Cap $50,000 $50,000 $50,000
Service Request Limit None None None
Service Guarantee 180 Days 180 Days 180 Days
Hold on Claims 30 Days 30 Days 30 Days

With all three plans, there is a limit of $10,000 per claim and an annual limit of $50,000. There is no limit on the number of service requests you can make each year. Pre-screened, local service agents perform the inspections and work with a 180-day guarantee.

Cost-saving perks with each package include earning 15 percent back in points through the Shop Your Way program, 25 percent discounts on qualified repairs, and up to four $9.99 oil changes and four free tire rotations per year at a Sears Auto Center. Each oil change includes up to five quarts of Valvoline premium conventional oil and a $3.49 oil filter.

Besides these three base plans, Sears Home Warranty can extend your coverage to additional items such as pool and spa heaters, septic tank, sump pump, well, or standalone freezer. There is no cancellation fee, and you are only required to sign a one-year contract.

Sears Appliance Replacement

Sears Screenshot – Avg. Appliance Replacement Cost

How To Purchase A Sears Home Warranty

If you are interested in a Sears Home Warranty plan, you can start by requesting a free quote online. You can also call Sears for a quote or choose their web-based chat feature to communicate with an online sales representative.

What Consumers Say About Sears Home Warranty

While Sears has been in business for more than 130 years and is well-established in the service and repair industry, they have only been offering home warranty services since 2014. For this reason, customer reviews are scarce. Sears emphasizes trust and dependability, and for the most part, consumers don’t take exception to these claims.

Sears Holding Corporation, the parent company, has an A rating on Better Business Bureau with an accreditation since 1926. Their composite score is 3.47 out five stars base on 1,057 customer reviews.

Sears Home Warranty Q&A

  • Does a Sears Home Warranty cover older appliances?
    Yes, Sears promises to repair or replace your covered appliances no matter their age, make, or model. However, it is essential to carefully read the terms, conditions, and limitations in your sample contract after you request a quote. Covered items must be in good working condition at the time your contract begins. Non-covered charges may apply to specific repairs and replacements, and coverage may vary by state.

  • How does the replacement option work?
    If, during a service call, the covered item is determined not to be repairable or too expensive to repair, Sears may elect to replace the item with a new one of like kind.

  • What is the Shop Your Way program?
    One perk of a Sears Home Warranty is free membership in the Shop Your Way program, a promotional rewards program offered by Sears Holdings Management Corporation. You will receive rewards for buying products and services through the Shop Your Way website. As a Sears Home Warranty customer, you’ll earn an additional 15 percent back in Shop Your Way points on all eligible purchases at Sears, Kmart, Lands’ End, and other stores. Also, when you enroll in Shop Your Way, you’ll also receive free two-day shipping on many items.

  • Can I upgrade my Sears protection agreement to a Sears Home Warranty Plan?
    If you purchased a home appliance or other merchandise with a Sears Purchase Protect plan, that agreement cannot transfer to a Sears Home Warranty.

  • How do the preventative maintenance checks work?
    Your Sears Home Warranty entitles you to two preventive maintenance checks each year, one for your heating system in the fall and one for your air conditioning system in the spring.


Sears, a company that is well-established in the service and repair industry, has been offering home warranty plans since 2014. Their warranty packages are a good value at a slightly higher price compared to the competition. Given their level of benefits, long-standing reputation, and trusted name, Sears Home Warranty is a good choice if you’re looking for a value-packed package with high coverage limits and a workmanship guarantee.

Sears Home Warranty Reviews

Recent Reviews

First a guy came out for a problem with my washer. It was a pump. He told me I could keep using the washer as long as it was draining. I used it one time & it blew out the control panel & some other parts. I have waited over a month for one part... it has come in & I can’t get an appointment after having them drop 3 phone calls. My washer has been ruined by an uneducated tech they sent out to do Service my machine. I have been without a washer since Nov 13 2018 & today is Jan 16 2019. Absolutely the WORST CUSTOMER SERVICE I HAVE EVER DEALT WITH. Contacting a human is a joke with this company & nobody seems to know who can help or seems to care. Every time I have to call I’m on the phone for at least an hour & I'm lucky if I ever reach a human. Sorry I went with Sears & now I understand why the company is doing so bad. A one star rating is highly overrated!

Michelle T.

Water heater broke. Patel Plumbing came out on Jan 8th. As of today, I am still waiting for the installation of this water heater. And during this time, I do not have hot water. THE WORST WARRANTY COMPANY EVER!!!

Olga C.

I would also give no stars, I would actually give a -100. Same experience, been trying for over a year to get furnace fixed, takes 3 weeks to get appts., have to call back because not fixed, then another 3 weeks, etc. I would be interested in class action lawsuit if there were one. Been paying for this plan for over 25 years, no claims until trying to get it fixed since January 2018, could have purchased a new furnace by now. No wonder Sears is going down. I agree that it is a scam, don't purchase one!!!!!


This company and their service reps are all joke. Signed up for the service due to the tech who came to our house, who by the way took a dump and clogged our toilet. I didn't know abt it until later... He was very pushy, so I signed up to get rid of him. Sounded like a decent plan, so why not. Tech never fixed the issue, had to have another person come the next week to fix the original issue with my washer. This tech told me the previous guy was not a good employee... pretty strange thing to say about your co-worker. We are not using the product, so I called to cancel... This is where all goes to hell. It took me 3 calls, each over an hour wait and multiple transfers to get to an actual person.... then that person can't help and need to transfer me... I'm still on hold while I write this review. All I want to do is cancel this stupid useless plan. No one seem to care after they sign you up for the monthly program to charge you automatically. Terrible service, don't get fooled people to sign up for this trap.

Yuki B.

I HOPE THE NEXT PERSON READING REVIEWS KEEPS READING UNTIL SHE/HE GETS TO MINE: You need to know 2 things if considering buying a Sears Protection Plan, or of you now have one (so sorry!) Here they are. (1) Sears has neatly built in a huge buffer between its customers and its customer service for Warranty Protection Plan repairs by outsourcing their repair scheduling a year ago to Philippines. So since then when you call to schedule a repair appointment, they can't immediately help, like the good old Sears did, until they look up available dates online & any inquiry you have they can't answer? They are paid to just "thank you for being the best part of Sears" ( joke, who would not call you that for paying that company tons of $ in only hopes of getting service or "I apologize for your inconvenience". Please, someone pierce both my eardrums!) So they email your request to Repair Techs Division that's back in the States, wait for their answer & let you know but more likely, they list say that information is not available to them. They are masters at the apology and poor-to-none on the follow-through. (2) The Protection Agreement (by the way it exists to protect Sears & not you the customer because you have given them money to exercise any loophole they find within terms of their agreement to keep you from receiving any satisfaction from buying your appliance from Sears instead of from an appliance store, Lowes or Home Depot) states Sears will REPAIR OR REPLACE the appliance; however, the key to this is: There must COMPLETED REPAIR VISITS on the problem for the appliance to qualify for replacement. In my case, today is 1/11/19 and I have been waiting for either repair or replacement of my Whirlpool dishwasher since 9/2/18. After a Sears repair tech visited, diagnosed, ordered parts that arrived mid-Sep Sears rescheduled my 10/18 appt to 11/26, then cancelled on 11/25 due them noticing all of the parts not available from Whirlpool & on that date they reordered the parts so Sears rescheduled my 11/26 appt to Dec 3 & said tech will bring parts from local Sears parts source; tech arrived Dec 3 appt & did not bring any parts so no repair was made & from my kitchen, he ordered parts again & he said I should demand a full appliance replacement. (Not making this up!) Then Sears gave me the Jan.11, 2019 repair date. Now, today, Jan 11, at 10 AM while I waited for the tech to arrive, Sears has sent me a text cancelling my repair appt & when I called they gave me appt for Feb 1. That will be 6 months waiting for a simple door switch repair covered under their Protection Plan. Last Nov. I went to Sears local parts store in Richmond, Va, near me & the parking lot had at least a dozen A&E Appliance Repair Van's sitting there. Sears controls both elements essential to completing their end of the repair: parts and repair/repair techs. Sears is obliged to provide these items as they go directly to the spirit of the contract. Customers who have paid for the Protection Plan have contractual rights. Sears is aware even at the level where the repair techs and parts are that as long as they can inject a delay in the process either by not providing parts or the repair techs to the customers- area of need, they can effectively delay their obligation to deliver under the Protection Plan contract. This was proven to me in Nov when I called Warranty Protection division & asked for an appliance replacement & was told to qualify THERE NEEDS TO BE RECORDS OF COMPLETED SERVICE CALLS ON THE APPLIANCE FOR IT TO QUALIFY SO SINCE THEY HAVE NOT COMPLETED THEIR SERVICE CALLS ON MY DISHWASHER. I pointed out that the uncompleted apts have been due TO THEIR INABILITY TO PROVIDE PARTS AND REPAIR TECHS. The customer service rep said "I apologize for your inconvenience. There's nothing I can do." 2 weeks later Sears mailed me a $50 check. But no repair & no replacement dishwasher for me. I just paid $2k+ for my major appliances coverage for 3 yrs. on 6/17/2018. They sent me authorization for renting a dishwasher, however I will have to get a plumber to change my faucet to allow it to attach to the portable one's hose. Not going to happen, just like the repair. My complaint is but one of many like it. Is there no interest in a class action suit to stop them?

Nancy A.

Was supposed to fix my refrigerator on Thursday January 3 between 3-5. Never showed up. Call them at 5. They reschedule the appointment for January 9. Mind you l have no refrigerator. Only pressured into warranty because they stated they would be out next day. Called Thursday night, cancelled appointment and warranty. Oh they could not hear me. Transferred me to 4 different people, called Friday. Same run around. Finally got to talk to someone Monday January 7, stayed on hold for a hour, talked to someone. Said she will cancel it. Do not purchase this. It's a bunch of mess and messy people l thought Sears was a reliable. Wrong. Do not buy this. l also going on social media and spread the word. Not out of business yet but you sure need to be fraud and fraudulent. Messy. Ask for rating 0. You should add that after 1.

Phyllis M.

I've been paying for Sears Home Warranty for over a year now. The first time I called them for a plumbing leak, they sent someone over and he wouldn't fix it as he said he didn't have access to get behind the sink. I paid $100 and they didn't do anything about it. I called an independent service person who fixed it for $70. In July, I called for a broken garbage compressor. Since then, I have called them over 9 times, 7 emails and corresponded with their service provider. They used 3 different service providers to fix it. The last person told me that his recommendation was to replace the unit, but Sears didn't want to do that. They gave me the run around again and again and 6 months later, I still don't have it fixed. I cancelled my service plan and had to decide if it's worthwhile to take them to small claims court or not. I hate to waste my time in court. I got their service for the peace of mind and it's been nothing but disaster and simply put a scam. I recommend staying away from Sears Home Warranty based on my experience.

Armin E.

I have had 2 claims made within the past year. One was our AC unit. It stopped working. Technician came out and said it was working but the unit was too small for the house (it is a 3 year old unit). Paid for a second opinion and a diagnosis was made within 10 minutes. Rescheduled with Sears telling them what my independent technician found. They sent the same technician out who said that he couldn't do repairs based on someone else's findings and that our AC was fine (92 degrees in the house). Paid $500 to the other company to fix my AC and it worked fine for the rest of the summer. I have placed 6 claims on my refrigerator for the same problem. Each time the technicians come out and fix the problem, only to have the same issue pop up a few weeks later. I asked if they could please just compensate me by giving me a discount on a new fridge (mine is 20 years old, so I wasn't asking for a new fridge for free) and was told that as long as they can continue to fix the problem, they wont replace it. Meanwhile, I am out hundreds of dollars on a regular basis because my fridge keeps breaking.

Teresa H.

I have been charged for a sears home warranty plan that I never ordered. I have tried to contact customer service for hours. They put a robot computer on the phone, they put you on hold and you wait for hours. I have tried to stop payments through my bank, all they tell me is that Sears has to stop the automatic payments. I have tried to contact the home warranty department, they answer right away but then as soon as they realize you are calling to cancel, they switch you to the home warranty department, where you will sit "until the next call is taken in the order it was received." It is no wonder sears is going out of business.

MaryAnn L.

There are no words to describe the scam. The service is horrible. No one takes responsibility. I have been 2 months without a dishwasher. Still no solution in sight. Can’t understand the phone calls, don’t keep appointments, no one cares. Waste of money and time. Don’t buy into this. It’s awful. A waste.

Eugenia E.
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