Best Home Warranty Texas
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We chose the best home warranty companies in Texas, based on coverage options, costs and customer reviews.
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American Home Shield
American Home Shield has been serving consumers for 50 years with comprehensive home warranties. Some plans have high appliance replacement limits, and all allow you to choose your service fee amount.
First American Home Warranty
First American Home Warranty offers monthly or annual payment plans and generous, customizable packages. Available in 35 states. No age limitations for appliances.
Choice Home Warranty
Choice Home Warranty provides affordable coverage for most major home systems and appliances. The company offers a low service call fee and a 24/7 claims center.
Select Home Warranty
Select Home Warranty offers affordable home warranties that pay for many components other companies exclude. Choose the Bronze plan for appliance repair, Gold to cover major systems or Platinum to cover both.
Liberty Home Guard
Liberty Home Guard offers three plans to help consumers avoid large household repair bills. All plans include 24/7 customer service and customizable options.
First Premier Home Warranty
First Premier Home Warranty offers two plans to make choosing repair service coverage easy. The company also offers several optional add-ons.
Cinch Home Services
Cinch Home Services offers three unique home warranty plans and offers on-demand repair services with a 180-day guarantee.
Complete Care Home Warranty
Complete Care Home Warranty covers appliances of all ages. The home warranties offer coverage on up to 20 systems and appliances without a home inspection.
Nations Home Warranty
Nations Home Warranty sells home warranty plans for homeowners and realtors. Multiple coverage options available. Navigate plan and claims with company app. Spanish-speaking services available.
Urbanika Home Warranty
Find a plan that fits your budget and needs with three levels of coverage designed for current homeowners and new buyers. Choose when you want to pay, with monthly, semiannual and annual payment options.
Texas Premium Home Warranty
Texas Premium Home Warranty offers three tiers of home warranty coverage. Additional services include pest control and technology repairs, which are included in some warranty packages the company offers.
BFS Home Warranty
BFS Home Warranty offers multiple home warranty plans for a variety of budget types. Try the Basic plan with an option to add on extra coverage for a pool or oven. Sellers coverage is available, too. Earn cash rewards with referral program.
The Home Service Club
Get coverage on a variety of home appliances and systems with The Home Service Club. Add-on coverage for pools, sprinkler systems, roofs, utility line and free-standing freezers available. Repairs guaranteed for 90 days.
First American Home Warranty Texas
First American Home Warranty of Texas provides Basic and Premier home warranty plans covering essential appliances and major home systems. Either plan gives you access to 24/7 service all year long from a network of prescreened technicians, along with flexible payment options.
Home Warranty Costs in Texas
Texans can receive a home warranty plan for an average-sized, single-family home for around $325 annually, though prices vary. Factors that impact the price of coverage for the appliances and systems in your home are the type and size of your home, the state you live in and the items you choose to protect. Companies in Texas don’t require covered items to be of a certain age; however, appliances or systems with cosmetic defects, poor installation and pest damage are ineligible for coverage.
Items covered under your home warranty that are exposed to the elements may lose eligibility for coverage, so during bad weather, be sure to bring them inside. It’s important to properly protect the items under your home warranty plan, since many Texas companies won’t cover damage sustained from misuse.
Home Warranty for Homebuyers, Sellers and Realtors in Texas
There were around 350,000 homes sold in Texas in 2019, according to Texas Realtors. If you are putting your home on the market, you may be more likely to sell it if it includes a home warranty. If you are a new homebuyer, ask if a home warranty is included in the listing price 𑁋 if it isn’t, request one as part of your contract or purchase one once you’ve moved in. It’s a common misconception that a home warranty and homeowners insurance are the same things, but they aren’t: a home warranty covers breakdowns due to wear and tear, while homeowners insurance covers property damage or loss due to events including fire, lightning and theft. Having homeowners insurance does not mean you have a home warranty.
Home warranties act as an extended warranty for appliances and systems within one’s home. When the initial manufacturer’s warranty expires, a home warranty covers the costs associated with repair, maintenance and replacement.
Those selling their homes also find value in purchasing a seller’s home warranty to cover costs in the case that something goes wrong before the home sale is complete. This provides financial protection during a major life transaction.
Nations Home Warranty
Nations Home Warranty is a locally owned, Texas-based home warranty company offering three plans: Basic Plan, Preferred Plan and Ultimate Plan. The Preferred Plan covers basic appliances and systems like microwave ovens, exhaust fans and ductwork, while the Ultimate Plan covers everything in the Preferred Plan plus the washer, dryer and primary refrigerator with ice maker. Find a representative and request a quote on the company’s website. Customer ratings are mixed, with some customers saying they experienced excellent customer service and others saying they didn’t receive coverage they paid for.
| Address | Services all of Texas |
| Phone Number | (888) 737-7070 |
Urbanika Home Warranty
Urbanika Home Warranty sells Basic, Advantage and Elite home warranty plans for current homeowners and homebuyers. Available plans offer coverage for heating and air, plumbing, water heaters, electrical systems and appliances, though some restrictions and exclusions apply. One unique offering on the Elite Plan includes a $550 credit toward permits and code violations. Annual pricing for the three plan levels ranges from $399 to $799, and payments can be made monthly, semiannually or annually.
| Address | Services all of Texas |
| Phone Number | (281) 210-4550 |
Texas Premium Home Warranty
Enjoy the appliances and systems that make your house a home and protect your budget with home warranty plans from Texas Premium Home Warranty. The company offers three plans ranging from $30 to $100 per month, with coverage on items like washers and dryers, garage door openers and garbage disposals. Each claim requires a $60 warranty service call fee.
| Address | 232 Rustic Oaks Drive, League City, TX 77573 |
| Phone Number | (281) 508-7028 |
BFS Home Warranty
BFS Home Warranty offers three home warranty plans for homeowners: Basic ($300), Deluxe ($550) and Premium ($700). Both the Basic plan and the Deluxe plan require a $55 trade service fee per service call in addition to the annual cost. Perks include emergency services if needed and fully stocked warehouses so you don’t have to wait for replacement parts. Customer reviews are very mixed, with some saying their repairs or replacements were done easily and quickly, while others mention lack of resolution.
| Address | 2650 Lombardy Lane, Ste. H, Dallas, TX 75220 |
| Phone Number | (214) 654-9510 |
The Home Service Club
Homeowners, home sellers and homebuyers can find coverage for appliances and systems with home warranty plans from The Home Service Club. There are two options available: Standard Coverage, which covers 18 appliances and systems, and Comprehensive Coverage, which covers over 30 appliances and systems. Coverage applies to the approved list of appliances and systems, regardless of age, make or model. Maintenance records and home inspections are not required.
| Address | 1701 Directors Blvd., Ste. 300, Austin, TX 78744 |
| Phone Number | (512) 782-4730 |
First American Home Warranty
First American Home Warranty has two warranty plans available, starting at as little as $28 per month. The company says 63% of its customers filed a claim in the last year on everyday appliances and systems that would have cost $400 to $3,500 to repair or replace without a warranty. If a repair can’t be made, the company will replace the item, though some exclusions may apply. Customers say the First American Homes Warranty representatives are helpful and friendly and the contractors are skilled and clean up after jobs.
| Address | 7200 MoPac Expressway, Ste. 450, Austin, TX 78731 |
| Phone Number | (512) 346-4229 |